Health Insurance
DON’T WORRY ABOUT WORRYING AND TAKE THE STRAIN OUT OF STRESS
LAUGHTER IS THE BEST MEDICINE Stress is not technically a disease. It is the body’s automatic response to a perceived external threat or unexpected change. The response may be physical, emotional, or cognitive, but our early ancestors’ only survival option was...
TELEHEALTH, THE DOCTOR IN YOUR POCKET
Perhaps you may be reading this on your laptop, tablet, or iPhone; WHY? Did someone suggest it? Your doctor? Your pharmacist? A healthcare provider? Your health insurance adviser? A friend? Or just a lucky chance? Whatever the reason, when reading this article about...
WHAT PARENTS SHOULD KNOW ABOUT MEASLES
Is measles dangerous? How contagious is measles? How common is measles in the United States? What can you do to protect your children? The brief answers to these questions are: – Is measles dangerous? YES How contagious is measles? VERY How common is...
Dental Insurance Costs Explained: Types of Plans and How to Find Affordable Coverage | TrueCoverage
WHAT DOES THE AVERAGE DENTAL INSURANCE COST? The most typical indication that something is wrong with our teeth is pain. Our first reaction is to make it go away. We reach for the medicine cabinet. The pain goes away, but the ‘root’ cause is still there. Even the...
THE BEST HEALTH INSURANCE PLAN IS ‘FREE’ YOUR SELF-ENROLLMENT CAN START TODAY
Very few of us live our lives without needing medical care either for ourselves or our family. From first to last, from birth to end-of-life care, we depend on the trained expertise of nurses, doctors, and consultants to enable us to survive the early years of...
HAVE I GOT THE BEST HEALTH INSURANCE ?
AM I SPENDING TOO MUCH?DO I NEED ADDITIONAL COVER?WHAT SHOULD I DO? Ever since you signed up for this year’s health insurance and with every monthly premium payment or paycheck deduction, you probably have one or more of these questions come to mind. Don’t worry; it...
LIFE EXPECTANCY FALLS AGAIN
The terms ‘mortality rate’ and ‘life expectancy’ are often used interchangeably but have entirely different meanings. Mortality rates refer to the number of deaths in a specific ‘population’ related to a particular causation(s). The ‘population’ may consist of a whole...
Are you (or your partner) co-sleeping or planning to co-sleep with your infant child?
For many parents, co-sleeping seems to be the most natural thing in the world. For others, it is the last resort. There are times when co-sleeping (or close proximity sleeping) reinforces bonding and makes breastfeeding less disruptive and more satisfying; at other...
CARING FOR OTHERS? CARE FOR YOURSELF!
If your attention has been drawn to this article, you are probably already the carer of a friend or relative. Possibly, you have a colleague or employee who is a carer whose divided loyalties you share. Most of the statistics concerning caring are based on...
Some tips to improve your sleep quality without medication
There are so many words that describe our need for sleep we could use this page to list them all. But two stand out: Tiredness and Fatigue. We tell someone we feel tired or fatigued, and we feel the need to sleep. Sleep is the nature’s response to...
$0 Health Insurance, Federal Subsidies, and Rewards Programs: Everything You Need to Know
The Affordable Care Act has been a game-changer, opening doors to health insurance for countless individuals and families. One of its most important features is income-based subsidies, designed to make sure health coverage is accessible to a wide range of people....
VIRGINIA GOES SOLO
By Open Enrollment in 2023, Virginia will have its “own” Health Insurance Exchange (marketplace). Although every state must have an exchange, most (33) run their marketplace on a federally-run I.T. platform. The other 17 states run on independent platforms of their...
IS MEDICARE ENOUGH TO…?
Provide me with the insurance coverage I need to secure my future well-being. You may be approaching 65 and eligible to sign up for Medicare for the first time. You may be reconsidering your plan(s) for next year, intending to reduce your out-of-pocket costs or...
MEDICAID EXPANSION AND YOU
To understand Medicaid expansion, we have to go back to the days before 1965 when Medicaid was introduced. Until then, the care of older adults, the terminally ill, people with chronic illnesses, and those who could not afford health insurance was in the hands of...
Unveiling TrueCoverage: Your Ultimate Resource for Navigating the Health Care Gov Plan
In the realm of health insurance, the Health Care Gov Plan holds significant importance for individuals seeking comprehensive coverage options. TrueCoverage has emerged as a trusted partner, offering a comprehensive suite of services that encompass being a personal...
Navigating the Health Insurance Marketplace in Texas: TrueCoverage’s Unbiased ExpertAdvice
Introduction: The health insurance marketplace in Texas offers a range of options for individuals and families seeking coverage. Access to unbiased, fair, and free advice is essential in this complex landscape. TrueCoverage, as ab insurance leader, is dedicated to...
TrueCoverage: Your One-Stop Solution for Health Insurance Quotes and More
Introduction: Finding the right health insurance coverage can be daunting, but TrueCoverage is here to simplify the process. As a leading provider of health insurance quotes and ancillary insurance options, TrueCoverage offers individuals and families a comprehensive...
Insurance Online Health: Streamlining Coverage for the Digital Age
In today’s rapidly evolving digital landscape, the search for reliable and affordable health insurance can often be a complex and overwhelming process. However, TrueCoverage, the #1 trusted insurance agency, has emerged as a transformative force in the online...
Our Commitment to Making Health Insurance Cheap and Accessible
In a world where healthcare costs are skyrocketing, finding health insurance that is both affordable and comprehensive is of utmost importance. TrueCoverage, a trusted name in the industry, is revolutionizing the way individuals access health insurance by offering a...
Health Insurance In The Marketplace with TrueCoverage
When it comes to securing health insurance in the marketplace, individuals and families often find themselves faced with a myriad of options and complexities. The ever-evolving healthcare landscape can be overwhelming, but TrueCoverage is here to simplify the process....
Navigating Health Insurance: TrueCoverage Offers a Solution
Health insurance has always been a complex and challenging part of the American healthcare system. With constantly changing regulations, confusing policies, and an overwhelming number of options, individuals often find it difficult to secure affordable and suitable...
TrueCoverage: Revolutionizing Insurance Healthcare through Smart Technology Solutions
Introduction: In the dynamic world of insurance healthcare, finding affordable and comprehensive coverage can often be a challenging and time-consuming process. However, TrueCoverage, a leader in smart insurance technology solutions, has emerged as a game-changer in...
New Baby Could Mean New Health Coverage Options
Bringing a new bundle of joy into the world is an exhilarating and life-changing experience. From those tiny fingers to that adorable button nose, your newborn baby captures your heart in an instant. But amidst all the excitement and wonder, it’s important to...
5 Tips to Help You Pick the Right Health Insurance Plan
Are you ready to dive into the world of health insurance? Don’t worry, we’ve got your back! Navigating through the sea of options can be overwhelming, but fear not – we’re here to help. In this blog post, we’ll provide you with 5 tips to...
Explore Insurance Options for the Self-Employed
Are you a self-employed entrepreneur, with 0 to 3+ employees, wondering how health insurance coverage works? Do you have the same advantages and cost benefits? Are you wondering how you can explore your options and eligibility requirements? This article discusses what...
Health Insurance Options for Same-Sex Marriages
Due to the Supreme Court ruling legalizing same-sex marriage nationwide in 2015, same-sex married couples qualify for the same benefits under the Affordable Care Act (ACA) as heterosexual couples in all 50 states. But despite that fact, many same-sex partners remain...
ICHRA vs. Group Insurance: Which is Best?
Prioritize your employees It’s essential to constantly explore what is best for your company and employees on a yearly basis as health insurance options change each year. It may seem best to keep offering the same group health insurance that you offered last...
ACA Subsidies Lower the Cost of Monthly Premiums
Accessible, Affordable, and Attainable One of the key achievements of the Affordable Care Act (ACA) was the introduction of health insurance subsidies. For health insurance bought on the Marketplace, Obamacare subsidies lower the cost of monthly premiums for ACA...
The ACA ‘Family Glitch’ – Who Does it Impact?
The Affordable Care Act (ACA) led to the establishment of the Health Insurance Marketplace where anyone could buy their own health insurance plan. The tax credits created by the ACA meant that Obamacare could be an affordable way to get coverage if you didn’t have...
How Insurance Tech Saves You Time
What Can Insurance Technology Do for You? Consumers turn to digital technology for improved convenience and streamlined processes. New marketplace technology, such as the TrueCoverage app, is specifically designed for the insurance industry and can: Save you time by...
ACA Insurance & COBRA Plans: How They Work
Understanding COBRA Under certain circumstances, such as voluntary or involuntary job loss, workers and their families can continue group health benefits provided by their group health plan for a limited period of time if they lose their health benefits under the...
Everything you need to know about The Federal Poverty Level (FPL)
FPL (Federal Poverty Level) by Paul T. Montgomery In addition to Marketplace health insurance, Medicaid, and CHIP coverage, Federal Poverty Levels determine eligibility for specific federal programs and benefits. FPL (Federal Poverty Level) A modified adjusted gross...
Understanding the Difference Between Captive and Independent Agents
When considering a career as a health insurance agent or broker, you must decide whether to become an independent or a captive agent. Both have their advantages. Agents in captivity It is possible that you know someone who works for State Farm, Geico, or Allstate as a...
Guidance for the Rising Cost of Health Plans
Cost is a significant part of the health insurance selection process, and you can provide tremendous value to clients who may be new to the experience or recently experienced life changes. They could be uncertain about the influencing factors of cost, unaware of their...
What You Need to Know about the Health Insurance Marketplace
Do you need health insurance? Especially if this is your first time applying for insurance on HealthCare.gov, here’s what you need to know. 2023 Open Enrollment runs from November 1 to January 15, 2023. Health coverage can begin on January 1, 2023 if you enroll...
Qualifying for Medicaid and CHIP Coverage
Coverage under Medicaid and CHIP Many Americans have access to free or low-cost health coverage through Medicaid and the Children’s Health Insurance Program (CHIP), including some low-income people, families, children, pregnant women, the elderly, and people...
What is the deadline for clients to enroll in health insurance?
Here are some important dates to keep in mind November 1, 2022 First day to enroll, re-enroll, or change a 2023 health plan through the Health Insurance Marketplace®. Coverage can begin on January 1, 2023. December 15, 2022 January 1, 2023 is the last day to enroll or...
Insurance Plans’ 10 Essential Health Benefits (EHBs)
These are the 10 Essential Health Benefit Categories: An ambulatory patient service is outpatient care you receive without being admitted to a hospital. Services for emergencies. Hospitalization (such as surgery and overnight stays) Maternity, newborn, and pregnancy...
How does a health insurance deductible work?
The need for health insurance cannot be overstated If you want to remain healthy and safe, you need the right, affordable health insurance. This will ensure that you get both routine and critical medical care at the right time. Though health insurance substantially...
How can I recognize that someone I know, is suffering from Alzheimer’s disease? What should I do?
Perhaps you are concerned that a friend, a relative, or yourself are showing signs of having problems with forgetfulness, problem-solving, or communication. Like weakening muscles, stiffening arteries, muscle wastage, and age-related memory failings, these symptoms...
Is Mental Health Therapy Covered by Health Insurance?
According to NAMI, the National Alliance on Mental Illness, an estimated one out of five U.S. adults experience a mental health issue every year. However, many of those afflicted do not seek help for their problems due to a litany of reasons, such as the stigma...
How much do Affordable Care Act health insurance plans cost?
Do you want health insurance, but not sure how much it will cost? The cost of health coverage may be more affordable than you think, whether you buy it through your employer or the Marketplace. Quality healthcare coverage is within reach and affordable if you’re...
Affordable Health Coverage Options for the Unemployed
As an unemployed person, you may be able to get an affordable health insurance plan through the TrueCoverage.com insurance marketplace, with savings based on income and household size. Connected to Healthcare.gov marketplace, you can now find out if you qualify for...
How to Find ACA Health Coverage for Retirees
Retired persons may be able to get an affordable health insurance plan through the TrueCoverage.com insurance marketplace. Connected to Healthcare.gov marketplace, you can now find out if you qualify for private plans and low-cost ACA plan coverage. Plans for retirees...
Do You Qualify for the Special Enrollment Period? Ask these Questions!
While the 2023 Open Enrollment window for the Affordable Care Act (ACA) ended at the beginning of the year, don’t fret if you haven’t gotten cheap health insurance coverage! We are currently in the Special Enrollment Period (SEP), which certain triggering events may...
Documentation of Special Enrollment
Special Enrollment Health Coverage Application Your clients may be asked to provide documents to confirm that they qualify for a Special Enrollment Period if they qualify due to a life event. These documents must be submitted before coverage begins. Special Enrollment...
Cholesterol, Friend, or Foe?
Your body makes cholesterol naturally. Cholesterol is essential to cell production, certain hormones, vitamin D, and your digestive system. So cholesterol is vital to our existence. At the proper levels, it is your friend. High cholesterol levels are your enemy. What...
Preparing for the first year of marriage is so important
It’s important because you want to get off to a great start. You want to hit the ground running if you will in the right direction. And so I want to share just a few of the things that you should be considering. We have the privilege of being able, from...
FREE Health Insurance if Your Income Doesn’t Exceed 150% of the Federal Poverty Level
Under the new Special Enrollment Period (SEP), eligible applicants can enroll in an ACA-compliant health plan through the marketplace year-round This Special Enrollment Period does not limit the ACA health plan that...
The Importance of Breastfeeding During the COVID-19 Pandemic
Across the generations, there have been reasons to find alternatives to the biological imperative to breastfeed. Modern science has provided ever safer options for mothers for whom breastfeeding is not medically possible or who choose not to do so. The first and most...
What are Non-Pharmaceutical Drug Treatments for ADHD?
Yes, there are non-pharmaceutical approaches to supporting those living with ADHD-affected loved ones and minimizing their dependence on pharmaceutical drug intervention and the risk of side effects. We spoke recently on what to do if you suspect your child has ADHD,...
What Should I Do if I Think my Kid has ADHD?
So just what is ADHD anyway? Attention Deficit Hyperactivity Disorder (ADHD) is a neurobehavioral disorder that affects the brain’s ability to control regular and sustained attention as well as hyperactivity in some cases. ADHD is usually diagnosed in childhood and...
It’s Pride Month – Let’s Talk Health Insurance for Same-Sex Marriages
Due to the Supreme Court ruling legalizing same-sex marriage nationwide in 2015, same-sex married couples qualify for the same benefits under the Affordable Care Act (ACA) as heterosexual couples in all 50 states. But despite that fact, many same-sex partners remain...
What Does it Cost to have a Baby in a Hospital?
Nearly 4 million women in the United States will give birth annually and in 2020 alone, approximately one in nine U.S. women of childbearing age was uninsured. If you are insured, the cost of having a baby will require you to first meet your insurance’s deductible,...
Does Insurance Cover Abortions?
Due to the recent leak of a draft supreme court ruling with the potential to overturn Roe V. Wade, many Americans have questions regarding current and future abortion protections in the United States. One such common question is whether insurance even covers the cost...
Will my Health Insurance Cover Therapy?
According to NAMI, the National Alliance on Mental Illness, an estimated one out of five U.S. adults experience a mental health issue every year. However, many of those afflicted do not seek help for their problems due to a litany of reasons, such as the stigma...
Millions at Risk to Lose Health Insurance as Pandemic Ends
A recent CNN.com article detailed the recent successes of the Affordable Care Act (ACA) as well as the approaching risk of losing coverage for many of those success stories due to the end of the pandemic’s national public health emergency. Under the current...
Moving? What a Change in Residence Means for Your Health Insurance
While the 2022 Open Enrollment window for the Affordable Care Act (ACA) ended at the beginning of the year, don’t fret if you haven’t gotten cheap health insurance coverage! We are currently in the Special Enrollment Period (SEP), which allows certain triggering...
Do I Need & am I eligible for a Second Covid-19 Booster Shot?
Even if you are fully vaccinated against COVID-19, your immunity to COVID reduces over time. Booster shots are needed to maintain your resistance to infection and reduce the chances of the more severe consequences that might lead to hospitalization. The word “viral”...
Am I or Someone I Love, an Alcoholic?
Most people in America consume alcohol periodically, more than 85 percent in fact. Occasional use of alcohol is not necessarily harmful. Some doctors claim that small quantities of alcohol add to the beneficial effect of a good diet in reducing the incidence of heart...
Biden Looks to Fix the “Family Glitch” in the Affordable Care Act
The Biden administration recently announced a proposal from the U.S. Treasury Department to fix an issue that has existed in the Affordable Care Act (ACA) since its inception, the so-called “family glitch.” Under the original ACA, a person or family is...
What is Alopecia? (Hair Loss)
For many, the pop-culture debate regarding the slap heard round the world at this weekend’s Academy Awards ceremony has resulted in more questions than answers. Today we will get down to the root of one of those questions; just what is alopecia anyway? Alopecia is the...
Understanding Developmental Disabilities in Children
Anyone considering starting a family, expecting a child currently, or just watching their current children grow will at some point worry about any possible developmental disabilities present in their child. But just what are developmental disabilities? This is...
Kidney Health During Kidney Month
March is National Kidney Month, but one should be aware of kidney disease year-round. But just what is chronic kidney disease? Thirty-seven million Americans suffer from chronic kidney disease, and millions more are at risk to join them, so the problem is more common...
Millions to Lose Medicaid & CHIP Coverage as COVID-19 Emergency Ends
Due to the COVID-19 public health emergency, the Families First Coronavirus Response Act was passed in March 2020. This bill required states to halt their standard eligibility checks on current and new Medicaid and CHIP users, which could often result in denials of...
Thyroid Disease Awareness
Did you know that approximately 20 million Americans are affected by some type of thyroid disease? But just what is the thyroid, and why does it matter? The thyroid is a butterfly-shaped endocrine gland in your neck just above your collarbone, wrapped around your...
Stay Heart Healthy for American Heart Month
February is American Heart Month. But just what is the difference between a heart attack, heart failure, stroke, and how are they affected by conditions such as heart disease and high blood pressure? Stoke and cardiac arrest (also known as a heart attack) are acute...
Five Things You Can Get Free From the U.S. Federal Government
We all pay taxes, and we all resent it. So often, it seems like we get nothing tangible in return. Still, there are many things you can get free of charge from the federal government, here are just a few: 1) Cell Phone – Recognizing that cells phones are essential for...
How to Find Affordable Health Insurance Coverage for Young Adults
If you are currently a young adult, you probably do not remember a time before the inception of the Affordable Care Act (ACA), sometimes called Obamacare. Back then, insurance companies did not have to continue covering you through your college-age years. But one of...
Free COVID-19 Home Tests Coming to Medicare
As we recently reported to you on the TrueCoverage blog, health insurers were recently required by the current administration to cover the cost of several COVID-19 home testing kits per month. Surprisingly, this U.S. government requirement of health insurers did not...
How to Get Free COVID-19 Tests and Masks
With the recent surge of the fast-spreading Omicron-variant of COVID-19, it seems like every pharmacy you visit is out of tests, and every in-house testing facility features long lines and even longer waits for results. That is why the U.S. government has introduced...
Cancer Awareness, Detection, and Prevention
Cancer Awareness Most people know the effects of cancer, regardless of the type, on an individual and their family. Studies have found there is a 40 percent chance of developing cancer among men during their lifetime. This statistic likely does not surprise you. It...
Congenital Disability (Birth Defect) Prevention
Not all congenital disabilities (once referred to as birth defects) can be prevented. Still, risks can be reduced by making good choices before and during pregnancy, increasing the likelihood of having a healthy baby. Identifying Congenital Disabilities By using...
Five Ways to Get Healthy in the New Year
Have you ever seen a list of ways to get healthy in the New Year? Bet you have. There are lots of them. Most of them will tell you to start a new trendy and complicated diet, start working out every day, or otherwise completely change your life. This will be a...
Maximizing Your Annual Health Insurance Plan Deductible
Like all forms of insurance, health insurance is designed to protect you from the unexpected. Very few of us can afford the high costs of medical interventions resulting from chronic illnesses or severe accidental injury. But unlike other forms of insurance,...
But What is in the Build Back Better Bill?
The House has passed President Biden’s chief bill of legislation for his first term, the Build Back Better Bill, which features all sorts of improvements to citizens’ healthcare and childcare but also other more partisan agenda items, such as assistance...
Diabetes Awareness Through the Holidays
For the past 46 years, the United States has recognized November as National Diabetes Month to bring awareness to the disease. But now, as we exit the Thanksgiving holiday and begin thinking about consuming all the rich foods of the remaining...
What Does Working from Home Mean for my Health Insurance?
What Does Working from Home Mean for my Health Insurance? In October 2021, the U.S. Bureau of Labor Statistics reported that 4.1 million people had quit their jobs in the United States during 2021. Many of those millions...
