Affordable Auto Insurance

TrueCoverage is proud to also be your auto insurance one-stop-shop! Find the coverage you need plus the additional options you want at the lowest possible rates.

Call us to speak to an agent to learn more about the best coverage limits and deductible levels to protect you and your family on the road. Remember that your state’s minimum insurance requirements may not best fit your needs.

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Auto Insurance Coverages and Options

Liability Liability-Only Coverage

Insures the driver against expenses to the victim due to an at-fault accident including death, injury, or property damage. The minimum coverage level typically required by your state is typically much less costly than what is typically considered “full coverage” insurance, which would include higher collision and comprehensive coverage levels. However, taking on this cheaper amount of coverage alone can put you at risk of being under protected in the case of an accident or incident.

Liability Collision Coverage

Insures the driver against expenses to the victim due to an at-fault accident including death, injury, or property damage. The minimum coverage level typically required by your state is typically much less costly than what is typically considered “full coverage” insurance, which would include higher collision and comprehensive coverage levels. However, taking on this cheaper amount of coverage alone can put you at risk of being under protected in the case of an accident or incident.

Liability Comprehensive Coverage

Covers damage to a vehicle related to something other than an accident, such as theft, vandalism, storm damage, and more.

Liability Un- and Under-Insured Motorist Coverage

Covers you against an at-fault driver who is uninsured or not uninsured at a high enough level to cover your expenses.

Liability Deductible Amount

Amount of money that the insured will need to pay toward their vehicle’s repair before their insurance coverage kicks in to pay for the rest. By having a higher deductible, your coverage premium costs typically are lowered but the amount still needs to be kept manageable for the driver to be able to pay in the case of an incident.

Liability Insurance Limit

Maximum amount your collision or comprehensive insurance will cover under your policy. Insurance with lower limits is more affordable but may leave you open to risk if in a more expensive accident.

Liability Medical Payments Coverage

Insures the driver to cover medical expenses when the driver or passengers are injured.

Liability Personal Injury Protection

Covers expenses due to injury in a covered accident.

Liability Rental Car Reimbursement Coverage

Covers a certain amount toward the rental of a vehicle while your car is in the auto shop due to an insured loss.

Liability Rideshare Driver Coverage

Fills any coverage gaps in your policy necessary for being a ride-share driver.

Liability Teen Driver Coverage

Covers underage drivers while in the permit stages of obtaining their driver’s license.

Liability Classic Car Insurance

Is made for older vintage and antique vehicles.

Liability Custom Equipment Coverage

Is offered to replace aftermarket parts, audio/video equipment, or any other electronics that are stolen or damaged and were not originally installed by your car’s manufacturer.

Liability Roadside Protection

Includes various roadside services such as battery jump-starts, tire changes and other services as laid out in the specific policy.

Liability Umbrella Policy

Covers your personal liability in both your car and home beyond the usual coverage limits.

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