Affordable Auto Insurance
Call us to speak to an agent to learn more about the best coverage limits and deductible levels to protect you and your family on the road. Remember that your state’s minimum insurance requirements may not best fit your needs.
Auto Insurance Coverages and Options
Insurance Options
- Liability-Only Coverage
- Collision Coverage
- Comprehensive Coverage
- Un- and Under-Insured Motorist Coverage
- Deductible Amount
- Insurance Limit
- Medical Payments Coverage
- Personal Injury Protection
- Rental Car Reimbursement
Coverage - Rideshare Driver Coverage
- Teen Driver Coverage
- Classic Car Insurance
- Custom Equipment Coverage
- Roadside Protection
- Umbrella Policy
Liability-Only Coverage
Liability-Only CoverageInsures the driver against expenses to the victim due to an at-fault accident including death, injury, or property damage. The minimum coverage level typically required by your state is typically much less costly than what is typically considered “full coverage” insurance, which would include higher collision and comprehensive coverage levels. However, taking on this cheaper amount of coverage alone can put you at risk of being under protected in the case of an accident or incident.
Collision Coverage
Collision CoverageInsures the driver against expenses to the victim due to an at-fault accident including death, injury, or property damage. The minimum coverage level typically required by your state is typically much less costly than what is typically considered “full coverage” insurance, which would include higher collision and comprehensive coverage levels. However, taking on this cheaper amount of coverage alone can put you at risk of being under protected in the case of an accident or incident.
Comprehensive Coverage
Comprehensive CoverageCovers damage to a vehicle related to something other than an accident, such as theft, vandalism, storm damage, and more.
Un- and Under-Insured Motorist Coverage
Un- and Under-Insured Motorist CoverageCovers you against an at-fault driver who is uninsured or not uninsured at a high enough level to cover your expenses.
Deductible Amount
Deductible AmountAmount of money that the insured will need to pay toward their vehicle’s repair before their insurance coverage kicks in to pay for the rest. By having a higher deductible, your coverage premium costs typically are lowered but the amount still needs to be kept manageable for the driver to be able to pay in the case of an incident.
Insurance Limit
Insurance LimitMaximum amount your collision or comprehensive insurance will cover under your policy. Insurance with lower limits is more affordable but may leave you open to risk if in a more expensive accident.
Medical Payments Coverage
Medical Payments CoverageInsures the driver to cover medical expenses when the driver or passengers are injured.
Personal Injury Protection
Personal Injury ProtectionCovers expenses due to injury in a covered accident.
Rental Car Reimbursement Coverage
Rental Car Reimbursement CoverageCovers a certain amount toward the rental of a vehicle while your car is in the auto shop due to an insured loss.
Rideshare Driver Coverage
Rideshare Driver CoverageFills any coverage gaps in your policy necessary for being a ride-share driver.
Teen Driver Coverage
Teen Driver CoverageCovers underage drivers while in the permit stages of obtaining their driver’s license.
Classic Car Insurance
Classic Car InsuranceIs made for older vintage and antique vehicles.
Custom Equipment Coverage
Custom Equipment CoverageIs offered to replace aftermarket parts, audio/video equipment, or any other electronics that are stolen or damaged and were not originally installed by your car’s manufacturer.
Roadside Protection
Roadside ProtectionIncludes various roadside services such as battery jump-starts, tire changes and other services as laid out in the specific policy.
Umbrella Policy
Umbrella PolicyCovers your personal liability in both your car and home beyond the usual coverage limits.
Insurance Options
- Liability-Only Coverage
- Collision Coverage
- Comprehensive Coverage
- Un- and Under-Insured Motorist Coverage
- Deductible Amount
- Insurance Limit
- Medical Payments Coverage
- Personal Injury Protection
- Rental Car Reimbursement
Coverage - Rideshare Driver Coverage
- Teen Driver Coverage
- Classic Car Insurance
- Custom Equipment Coverage
- Roadside Protection
- Umbrella Policy
Health
Health
Dental & Vision
Dental & Vision
Medicare Advantage
Medicare Advantage
Medicare Supplements
Medicare Supplements
Life Insurance
Life Insurance
Small Business
Home & Property
Home & Property
Hospital Indemnity
Hospital Indemnity
Motorcycle & Leisure
Motorcycle & Leisure
Final Expense
Final Expense
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