Alaska Health Insurance

Health Insurance in ALASKA

If you were to understand how Alaska individual and family health insurance plans will work, you need to check with the Alaska health insurance infrastructure. Citizen of the state who are not eligible for employer-based health insurance can look for it in the private health insurance marketplace of Alaska. Alternately, these people may also look for federal health insurance exchange of Alaska. Independent of which category of health insurance you will require, individual or group, you can meet TrueCoverage’s expert agents to find what combination of plans will suit you best.

TrueCoverage will provide free quotes on different health insurance plans including long term health insurance and short term health insurance plans. It will give you full insight into HMO, PPO, indemnity, POS, dental, vision, etc. Plus, it will give information about Medicaid and Medicare.

How can I buy individual and family health insurance plan in Alaska

You can buy health insurance plan in Alaska under Obamacare if:

  • You are below 65 years old and either a U.S. National or a legal immigrant of USA
  • You are not covered by a group health insurance coverage
  • are self employed
  • You are employed in an SME, where you are not provided an employer-based health insurance plan in Arkansas
  • You possess an employer-based health insurance plan in Alaska, it won’t cover your spouses, children or old parents
  • You are enrolled and the benefits you provided have changed

Of course, you are eligible to stay away from paying tax penalty under Obamacare, if you remain uninsured for less than 3 months. Also, in case where you haven’t found a plan that is less than 8.13% of what you and your family earns together, you may be exempted. In cases where you belong to a certain religious sect where insurance is religiously forbidden, you are a tribe that’s federally recognized, or even a member of healthcare ministry that is federally accredited. If you qualify for hardship exemption, or are incarcerated, in all these events you can be exempted from buying health insurance plan in Alaska.

Health insurance statistics Alaska

The current statistics on status of health insurance coverage in Alaska stands at:

  • Uninsured citizen: 19.43%
  • HMO enrollees: 1,214
  • Average premium per individual in employee-sponsored coverage: $814
  • Cost for each inpatient/day: $2,104

Affordable Health Insurance Alaska

After Affordable Care Act was introduced, it was made mandatory for every American to buy health insurance plans. Alaska health insurance industry too was elected to be a part of federal health insurance marketplace where residents enrolled into ACA-based health insurance plans. In an event where you require health insurance plan for both you and your spouse, it is better you look at quotes on health insurance together and separately. It also matters which health insurance company in Alaska you plan to buy from. Your affordable health insurance in Alaska will work best if you can calculate what is the premium to be paid for your family’s youngest member (for individual and family coverage in healthcare).

Health insurance Alaska ratings

According to the ratings given by Commonwealth Fund 2015, Alaska ranks 32nd  among the 50 states of USA. The rating has been done where it is placed 46th for people between 26 and 65 years and 48th for the age group of 0 and 26 years. It further came at 51st position for at-risk adults not having a routine doctor’s visit for the past two years. Alaska is at a high position for its per capita funds, where it stands at the first position. It stands second best in the maximum number of dentists. Still, it stood 47th overall owing to its lack of healthcare coverage. A lot has to be done to improve the health care condition of Alaska. Wile ACA has brought down the rate of uninsured rapidly, a lot more needs to be done to reduce the sad health care condition it is in now.

Health insurance plans in Alaska

It can get really confusing to combine health insurance plans as making the right mix isn’t easy. There are a host of health insurance plans, Alaska people will need to pick from. TrueCoverage can ease your trouble by understanding your requirements and abilities and then providing the right match. The attempt would be to reduce the monthly premiums to the least possible value and providing as many subsidies and other facilities within your package. The following plans are available with health insurance New Jersey:

Vision
HMO
Indemnity
Medicaid
Dental
Medicare
PPO
POS
BCBS
HSA

Health insurance companies in Alaska

As every citizen of Alaska needs health insurance plans, TrueCoverage offers affordable Alaska health insurance plans for individuals, families and small businesses from the following leading carriers:

  • Premera Blue Cross Blue Shield of Alaska
  • Golden Rule Insurance Company
  • IHC Group
  • Renaissance Dental

Come to TrueCoverage and

Alaska State Stats

Alaska (54° 40′ N to 71° 50′ N and 130° W to 173° E) is is in the Northwestern county of Canada and has the minimum population among all the U.S. states. The state is ranked 48th most fast growing state with a total area of 1,717,856 km2. It’s total population is 738,432 and has a household income of $75,112.

 Health Insurance Coverage: Total Population

  • Employer: 50%
  • Non-Group: 3%
  • Medicaid: 18%
  • Medicare: 9%
  • Other Public: 7%
  • Uninsured: 13%

(Source: Kaiser Family Foundation Survey, 2014)

Percent Change in Uninsured Rate: Age-wise, 2013-2014

  • Children 0-18: 26% reduction
  • Adults 19-64: 74% Reduction

Enrollees Receiving Financial Assistance at Exchanges as part of the Subsidy-Eligible group as of June 30, 2015

  • Total Enrollees receiving Financial Assistance: 16,205
  • Estimated Number of Potential Marketplace Enrollees Eligible for Financial Assistance: 34,000
  • Percent of the Potential Subsidy-Eligible Population Enrolled: 47%

Shop, compare and enroll in Subsidized Obamacare plans

Call 888-TRU-8755 TrueCoverage Subsidy Hotline We give you free estimate for the eligible health insurance Arkansas subsidies in health plan: