Affordable Care Act Information


Smoking and health insurance. All you need to know

Smoking and health insurance. All you need to know

Smoker or not, anyone applying for ACA-compliant health insurance (Obamacare) has to answer the question: Do you use tobacco? Does Smoking affect Health Insurance premium? For those who smoke cigarettes, cigars, a pipe, or chew tobacco, the answer is simple. For those...
What Happens if the Affordable Care Act is Repealed?

What Happens if the Affordable Care Act is Repealed?

For many Americans, the future of health insurance coverage is uncertain. The fate of nearly 20 million people could lie in the hands of just a few individuals: the nine Justices that make up the United States Supreme Court. Since his 2016 campaign, President Trump...
Chiefs Player Pays Shelter Fees for 109 Dogs

Chiefs Player Pays Shelter Fees for 109 Dogs

Health insurance plans which are compliant with the Affordable Care Act are intended to run from January 1st until December 31st without change. This rule is designed to make it impossible to change a plan in mid-year to cover additional risks or to avoid paying...
Special Enrollment Period-SEP: Qualify? Health Insurance

Special Enrollment Period-SEP: Qualify? Health Insurance

Health insurance plans which are compliant with the Affordable Care Act are intended to run from January 1st until December 31st without change. This rule is designed to make it impossible to change a plan in mid-year to cover additional risks or to avoid paying...
Special Enrollment Period-SEP: Qualify? Household Changes

Special Enrollment Period-SEP: Qualify? Household Changes

Health insurance plans which are compliant with the Affordable Care Act are intended to run from January 1st until December 31st without change. This rule is designed to make it impossible to change a plan in mid-year to cover additional risks or to avoid paying...
Can Elizabeth Warren really reduce health care costs?

Can Elizabeth Warren really reduce health care costs?

“and millions more Americans will have the choice to ditch their private insurance and enter a high-quality public plan” Elizabeth Warren (Warren for President, January 2020) Does Elizabeth Warren have a health care policy that can build on the Affordable Care Act...
Does President Trump really want to repeal the ACA (Obamacare)

Does President Trump really want to repeal the ACA (Obamacare)

When he introduced the 2020 federal budget President Trump re-emphasized his intention to repeal the Affordable Care Act, known more popularly to most of us as ‘Obamacare’. Perhaps that is the issue! Trump and Obamacare! The Affordable Care Act is irrevocably...
ACA Open Enrollment 2020 – take 15 minutes out to get covered

ACA Open Enrollment 2020 – take 15 minutes out to get covered

Enroll in an ACA compliant health insurance plan! WHY? To ensure that you and your loved ones have coverage in 2020 that takes advantage of state and government reliefs and subsidies to which they are entitled. All compliant coverage will protect you and your...
2020 ACA Open Enrollment: Health Plans w/ *STAR* Quality

2020 ACA Open Enrollment: Health Plans w/ *STAR* Quality

You don’t have much time left to enroll (open enrollment ends December 15th) but for 2020 CMS (Centers for Medicare and Medicaid Services) has moved to make your choices better informed. All Insurers (Carriers) are now required to display a ‘STAR RATING’ for any of...
ACA Open Enrollment 2020: Ends December 15th DON’T MISS OUT

ACA Open Enrollment 2020: Ends December 15th DON’T MISS OUT

Someone has to be last but don’t let it be you! Give yourself time to discuss your health insurance with experts. Learn how ACA (Obamacare) makes coverage for you and your dependents affordable.  In some cases, monthly premiums are entirely covered by tax...
ACA Enrollment: Premium Tax Relief & Cost-Sharing Subsidies

ACA Enrollment: Premium Tax Relief & Cost-Sharing Subsidies

Am I eligible?How much relief will I get?How do I claim the benefit?Who should I talk to? Let’s take these important questions in order Am I eligible for PREMIUM TAX RELIEF AND COST SHARING REDUCTIONS? Almost certainly! Well over 80% of people who enrolled through the...
ACA Open Enrollment 2020 – 5 tips to save money

ACA Open Enrollment 2020 – 5 tips to save money

Stop right now! There is no such thing! We will have to wait until next year to know what you might have done differently. What we CAN do right NOW is to work together to find the best value health insurance coverage in 2020, for you and your dependents, whether young...
ACA Open Enrollment 2020: 5 things not to do

ACA Open Enrollment 2020: 5 things not to do

Don’t enroll or renew without reading this article! (it could save you $thousands) You may be enrolling for the first time or renewing either as an individual or as a member of a group (employer) scheme.  The same rules apply. Focus on the future! Even if you...
THINK PINK. WEAR PINK. October is Breast Cancer Awareness Month.

THINK PINK. WEAR PINK. October is Breast Cancer Awareness Month.

The average lifetime risk of women developing breast cancer is ONE in EIGHT (12% of women). About 300,000 cases are diagnosed each year in the USA of which about 85% are successfully treated. Sadly, breast cancer is the most common form of cancer (after skin cancer)....
ACA Open Enrollment Guide How to choose THE BEST HEALTH PLAN?

ACA Open Enrollment Guide How to choose THE BEST HEALTH PLAN?

ACA Open Enrollment 2020 is between 1st Nov to 15th Dec. Contact your health exchange today to get enrol under affordable care act and get affordable health insurance Don’t kick the tires! ASK THE RIGHT QUESTIONS! The purpose of this article is to help both the...
Preventative Care Services: ACA Benefit Saves You Money

Preventative Care Services: ACA Benefit Saves You Money

Make sure that you and your dependents have theprotection they need. ACA Open Enrollment 2020 is from 1st Nov-15th Dec 2019 One of the underlying concepts of the Affordable Care Act is the certainty that prevention is better than cure. Early detection of a condition...
ACA Open enrollment guide-How long it takes to enroll?

ACA Open enrollment guide-How long it takes to enroll?

We will tak you through the ACA open enrollment requirements: The ACA Open enrollment optionsWhere you can turn for guidanceThe information you will need to enroll in health insurance Whichever enrollment option you choose, it will take less time and you will get...
Special Enrollment Period: It’s not ACA Open Enrollment

Special Enrollment Period: It’s not ACA Open Enrollment

ACA ‘open enrollment’ runs from 1st November to December 15th for Health Insurance coverage for the year commencing January 1st 2020. You can only buy ACA-compliant insurance plans during this window. Read more about ACA open enrollment 2020 BUT there are some events...
Choosing Affordable Health Insurance that’s Right for You

Choosing Affordable Health Insurance that’s Right for You

For most individuals the first point of contact should be a health insurance exchange, Federal, State or Private.  Any of them will help you to navigate the choices in arriving at the best health plan for you from the top health insurance companies. ...
How do you answer question 4? Do you use Tobacco?

How do you answer question 4? Do you use Tobacco?

As open enrollment comes closer (November 1st)) and you need to contact your health insurance agent looking for your best health plan, you will be faced with four critical questions. Your age?Your location? (many states have different regulations) Do you need an...
¡Próximamente! Inscripción Abierta 2020 ACA: Seguro de Salud

¡Próximamente! Inscripción Abierta 2020 ACA: Seguro de Salud

¿Está preparado para recibir la mejor cobertura a un precio asequible? Lea a continuación para descubrir las diferentes opciones que tiene para ACA/Asistencia Obamacare ¡Bueno, amigos! Es hora de sacar su bolígrafo rojo y marcar sus calendarios. ¡Estas son las fechas...
Understand your medical bill

Understand your medical bill

Does it contain surprises? Who can you turn to? What to do next? First, we should admit that all medical care and treatment is expensive and is usually unplanned. It is the main reason for taking health insurance cover. Nevertheless, most insurances leave us with...
LOOKING FOR THE BEST HEALTH PLAN?

LOOKING FOR THE BEST HEALTH PLAN?

Don’t kick the tires! ASK THE RIGHT QUESTIONS! The purpose of this article is to help both the first-time buyer of a health plan and the seasoned enroller to find the best health plan to meet their needs. As we approach ‘open enrollment’ (November 1st to December...
Open Enrollment 2020 for ACA Health Insurance is Coming Soon!

Open Enrollment 2020 for ACA Health Insurance is Coming Soon!

Are you prepared to receive the best coverage at an affordable price? Read below to discover the different options you have for ACA/Obamacare Assistance. Read in Spanish Alright, folks! Time to get out your red pen and mark your calendars. These are the 2020 Health...
African American Healthcare: Explained.

African American Healthcare: Explained.

African Americans make up the second-largest ethnic group in the US population.  Just over 13% of Americans define themselves as members of this group. When it comes to health care, African American health disparities are striking. There are significant...
The Opioid Crisis: Epidemic Information and Getting Help

The Opioid Crisis: Epidemic Information and Getting Help

The recent, widely reported judgment in the case of Oklahoma vs Johnson and Johnson (which Johnson and Johnson says it plans to appeal) has thrown the problem of the ‘OPIOID CRISIS’ into sharp relief. This article is intended to broadcast both the benefits of opiate...
You missed open Enrollment? What Next?

You missed open Enrollment? What Next?

If you have enrolled into health insurance plans before, you will know that Open Enrollment runs from NOVEMBER 1ST TO DECEMBER 15th 2019 for the year January 1st to December 31st 2020. Don’t leave it to the last moment, Now is the time to look at your expenditure last...
Buying Cheap, High Quality Health Insurance in South Carolina

Buying Cheap, High Quality Health Insurance in South Carolina

As healthcare costs steadily climb, it can be difficult to find an affordable, high-quality health insurance provider in South Carolina. That’s why South Carolinians are more likely to be uninsured compared to the nationwide population. As many as 18% of...
Affordable & Cheap Health Insurance in Oklahoma

Affordable & Cheap Health Insurance in Oklahoma

Navigating the healthcare system in Oklahoma can be difficult. Finding affordable, high-quality insurance can seem like an even greater challenge. But luckily for consumers, the health insurance market in OK is changing. More providers are moving into the state and...
Finding Affordable Health Insurance in Texas

Finding Affordable Health Insurance in Texas

Healthcare costs in Texas have risen in the past few years, so it makes sense that Texas has one of the highest rates of uninsured people in the country, with almost 20% of people under 65 lacking healthcare. The numbers go up if you never finished high school—almost...
Turning 26? Then it’s time to get your own health insurance

Turning 26? Then it’s time to get your own health insurance

Whatever coverage you have now, you will be responsible for your own health insurance when you turn 26. The Patient Protection and Affordable Care Act (ACA or Obamacare) allows young adults to remain on their parents’ health insurance until they turn 26. If you have...
Joe Biden’s health care plan: Improve the ACA

Joe Biden’s health care plan: Improve the ACA

Joe Biden’s health care plan, unveiled in July, is an ambitious proposal to expand affordable health insurance to more Americans. But it’s also a rebuttal to the increasing call for some type of Medicare-for-all that several other Democratic candidates have proposed....
Desigualdades raciales y de bajos ingresos en el seguro médico

Desigualdades raciales y de bajos ingresos en el seguro médico

Read in English Siguen existiendo desigualdades raciales y de bajos ingresos para la asistencia médica familiar Aunque el porcentaje de estadounidenses sin seguro médico está muy por debajo de lo que era hace una década, ha aumentado desde finales del año 2016. Y...
When is ACA Health insurance Open enrollment 2020?

When is ACA Health insurance Open enrollment 2020?

Dates & Deadlines for 2020 Health Insurance Open Enrollment Health insurance open enrollment runs from November 1st to December 15th, for coverage commencing January 1st, 2020. November 1, 2019: Open Enrollment starts — the first day you can enroll,...
9 years of the Affordable Care Act (ACA)

9 years of the Affordable Care Act (ACA)

All that you need to know about the healthcare law It is nine years since the ACA or, to give its full name and intent, the Patient Protection and Affordable Care Act came into effect. Millions of American citizens have benefitted but the Medicare and Medicaid...
Low-income and racial disparities in health insurance

Low-income and racial disparities in health insurance

Read in Spanish Racial & low-income family healthcare disparities remain Although the percentage of Americans without health insurance is far below what it was a decade ago, it’s been rising since the end of 2016. And significant racial health disparities remain:...
Short Term Health Plans: Good Idea or Junk Insurance?

Short Term Health Plans: Good Idea or Junk Insurance?

The judgment recently handed down by Judge Richard Leon of the US District Court of Columbia upholds the regulations which allow the sale of ‘short term’ health insurance policies for periods up to 36 months. A decision, either way, would have had its critics. ...
Special Enrollment Period for ACA Health Insurance

Special Enrollment Period for ACA Health Insurance

Qualifying Life Events can help you get coverage during Special Enrollment Periods for ACA (Affordable care act) health insurance There are defined ‘lifetime events’ which ‘trigger’ a personal special enrollment period. This period is normally a 60-day window prior to...
A Guide to Affordable Care Act (ACA)

A Guide to Affordable Care Act (ACA)

ACA (Obamacare) is the Health Insurance program, facilitated and subsidized by the US government to ensure that American Citizens have affordable access to high-quality basic healthcare. It provides a framework which makes healthcare MORE AVAILABLE,...
Disney Star’s Death Spotlights Pre-existing Conditions

Disney Star’s Death Spotlights Pre-existing Conditions

Here’s what you need to know about pre-existing conditions and health insurance. Disney star Cameron Boyce’s death, after fatal epileptic seizures, focusses attention, once again, on pre-existing conditions and health insurance. Epilepsy, for instance, affects over 3...
Minimum Essential Coverage: 10 Key ACA Health Guarantees

Minimum Essential Coverage: 10 Key ACA Health Guarantees

Health insurance is all about being prepared for what might happen, and how you can protect your family from potential financial risk. With this insight, you can be informed of the Minimum Essential Coverage plans available and the ten health benefits offered...
Health Insurance Penalty Changes: What This Means for You

Health Insurance Penalty Changes: What This Means for You

Did you know? ACA health insurance penalties are over. While there will no longer be a financial penalty for not having insurance coverage, the biggest penalty that still exists, is the risk of facing expensive medical bills in the event of an illness, an...
Confused About Obamacare: Buying the Right Health Coverage

Confused About Obamacare: Buying the Right Health Coverage

We have put together an easy guide.. just for you! How many times have you stopped midway while filling your health insurance documents? Or have postponed buying coverage because you don’t have the time to understand the health care law? Firstly, if you’re confused...
How Can You Get Health Insurance Coverage Outside Open Enrollment

How Can You Get Health Insurance Coverage Outside Open Enrollment

2016 plans are only available with a qualifying event Open enrollment for 2016 ended on January 31, but you need to buy health insurance now. There are two options: Check if you qualify for a Special Enrollment Period. The next open enrollment period will begin...
Performance of Obamacare in the Last 5 Years

Performance of Obamacare in the Last 5 Years

On 23rd March 2010 a new kind of health reform was implemented in the USA. Patient Protection Affordable Care Act (PPACA), or Affordable Care Act (ACA), colloquially coined Obamacare was introduced in the health care space. The last time the Federal Government...
The Good(s) and Bad(s) of Affordable Care Act

The Good(s) and Bad(s) of Affordable Care Act

President Obama’s efforts at creating conducive health care facilities for the people in America resulted the introduction of the Affordable Care Act (ACA) in 2010. Also known as Obamacare, the policies have made revolutionary changes in the entire health...
5 Changes in Medicaid After the Implementation of Obamacare

5 Changes in Medicaid After the Implementation of Obamacare

The introduction of Obamacare brought in a sea of changes in the health insurance sector. It also expanded the scope of Federal programs like Medicaid significantly. It was the Federal Government under President Barack Obama who enforced some rules for the private...
Confused About Obamacare: Buying the Right Health Coverage

Is Substance Abuse Covered Under Obamacare

This Open Enrollment for 2017, there is yet again good news. People with substance abuse will be covered under all the non-grandfathered plans. Of course, not just substance abuse, but also for mental health where counseling and psychotherapy are also included. In...
7 Facts About COBRA Health Insurance You Should Know

7 Facts About COBRA Health Insurance You Should Know

The CONSOLIDATED OMNIBUS RECONCILIATION ACT, ‘Continuation in medical insurance’, was introduced in 2017 to ensure that employees, who are members of an employer-sponsored group health insurance schemes, have a secure route to continued coverage in the event of...
Confused About Obamacare: Buying the Right Health Coverage

Affordable Care Act – Obamacare Benefits for Women

The Affordable Care Act/Obamacare Mandated MANY Services Specifically for Women One of the many groundbreaking features of the ACA was to create a reliable baseline for medical services for women. This helped standardize services across all insurance companies and...
5 Damages on Women Obamacare Repealing Will Cause

5 Damages on Women Obamacare Repealing Will Cause

Only after 2 years of successful implementation of Obamacare in the US healthcare sector, the health insurance policy has come to face major challenges from the Democrats. One of the major focus of the President elect, Mr. Donald Trump was to either completely change...
Confused About Obamacare: Buying the Right Health Coverage

House Passes Obamacare Replacement: Will It Affect You?

After a failed attempt earlier in March this year to get the House to vote favorably for the Obamacare repeal and replace bill aka American Health Care Act (AHCA), the Republicans managed to garner enough support to pass it with 217 GOP lawmakers saying yes. But all...
Take Advantage of Free Preventive Care under the ACA

Take Advantage of Free Preventive Care under the ACA

No copay, coinsurance or deductible for these services Prevention is better than cure… always! One of the best ways to stay healthy is to listen to your body and undergo routine checkups before symptoms start surfacing. It not only keeps you in charge of your health...
How does the Federal Health Insurance marketplace work?

How does the Federal Health Insurance marketplace work?

The Affordable Care Act (ACA), also referred to as Obamacare, provides for all American Citizens to have access to health insurance underwritten by the US Government. Unless exempted, all American citizens and foreign residents must be covered by health insurance...
Open Enrollment 2017 In Obamacare – Start Your Homework

Open Enrollment 2017 In Obamacare – Start Your Homework

Do you have a qualifying event that will allow you to buy health insurance outside Open Enrollment? If yes, you can still buy an ‘Obamacare Plan 2016’ for yourself. The last period for open enrollment ended on January 31st, 2016. The Federal Government has, of...
Confused About Obamacare: Buying the Right Health Coverage

Obamacare 2017 Open Enrollment Deadline

Don’t miss the Dec 15 deadline for Jan 1 coverage! Hurry! If you do not want a gap in your coverage, you will have to enroll or change Marketplace health insurance plan by December 15. This is to ensure that you have seamless 2017 coverage starting January 1. Remember...
Open Enrollment 2017 In Obamacare – Start Your Homework

Missed Open Enrollment 2020? Get Health Insurance Now!

How many times in the last 6 months did you go visit a doctor? I guess at least once, if not more, even if you are a fitness freak. If you have a family and kids, I am pretty sure you must have visited the pharmacist a couple of times. Have you calculated the total...