Coronavirus News


COVID-19 Health Insurance Options

COVID-19 Health Insurance Options

How can I lessen the chances of being infected by COVID-19? What is the latest advice on COVID-19 protection? What are COVID-19 Health Insurance options? Three questions as we approach Open Enrollment (November 1st) for 2021 ACA (Obamacare) health insurance coverage...
GOOD NEWS for Seniors w/Diabetes! Trump Caps Insulin Prices

GOOD NEWS for Seniors w/Diabetes! Trump Caps Insulin Prices

Updated 3rd-August-2020 Under recently announced plans, Seniors enrolled in Medicare can choose policies that limit co-pays for insulin.  President Trump endorses a deal designed to benefit a significant group of US citizens. Who is eligible for this...
Coronavirus Impacts on Pregnancy: COVID-19 Precautions

Coronavirus Impacts on Pregnancy: COVID-19 Precautions

Last update on 26th-July-2020 COVID-19 is a NEW ‘flu-type’ respiratory disease. We emphasize the word ‘new’ because biologists and epidemiologists worldwide are still investigating the virus and how it spreads. Despite the enormous strides made in research techniques...
Lost your job due to Coronavirus? 5 ways to get Health Insurance

Lost your job due to Coronavirus? 5 ways to get Health Insurance

Any cut in income will influence your approach to health insurance for you and your loved ones. This article discusses ways to get health coverage caused by job loss, especially if it’s the result of the Coronavirus pandemic. A lost job due to Coronavirus is...
COVID-19: Wear a Mask? Why Does the Guidance Change?

COVID-19: Wear a Mask? Why Does the Guidance Change?

Do I have to wear a mask? “Do I have to wear a mask?” … This is the easiest question to answer. It is your choice, but in some States and some circumstances, you will be breaking the law if you do not. The important issue is to rapidly reduce the...
Small businesses, COVID-19 insurance and you

Small businesses, COVID-19 insurance and you

We are going to look at the impact COVID-19 is having on employer-sponsored (group) health insurance, and more widely on small business insurance in general.  But first, we need to understand how it concerns us, the ‘average American’. For most of us our...
Enjoy a Safe Summer! Don’t Let COVID-19 Spoil Your Fun

Enjoy a Safe Summer! Don’t Let COVID-19 Spoil Your Fun

Make your summer more enjoyable by learning how to manage risks during summer activities. Right now, there is no such thing as a zero-risk situation. But the great joy of summer is the opportunity for more social occasions, entertainment events, and sporting...
How to manage credit card payments during Coronavirus pandemic?

How to manage credit card payments during Coronavirus pandemic?

You are probably reading this article because you have, like most of us, been caught up in the Coronavirus pandemic. Even the word itself contains the word ‘PANIC’. Our first advice is DON’T.  Most of us will have two major concerns.  Number one will be for...
How to manage student loans during Coronavirus pandemic?

How to manage student loans during Coronavirus pandemic?

Anyone who has a student loan knows just how complicated it can be.  The impact of the Coronavirus pandemic does not make it any easier to navigate the almost limitless alternatives and you must be looking for ways to manage student loans during Coronavirus...
How to manage auto loans during Coronavirus pandemic?

How to manage auto loans during Coronavirus pandemic?

In this article we give some guidance on the options available to you to lessen the impact of the COVID-19 pandemic and manage auto loans during Coronavirus pandemic. If you think you may fall behind on your auto loan, call your lender and explain your situation. The...
Trouble Paying Bills? Pandemic Money Management

Trouble Paying Bills? Pandemic Money Management

There can be very few American families who are not financially affected by the COVID-19 pandemic and finding difficult to manage money during Coronavirus pandemic.  The key to finding financial protection from Coronavirus is to recognize them and face them. The...
COVID-19 Financial Protection: Managing Money

COVID-19 Financial Protection: Managing Money

The COVID-19 pandemic now affects everyone in the U.S. It also is causing trouble throughout the world. The Coronavirus affects each individual, family, community, state, and nation differently, ut COVID-19 financial protection is something on everyone’s mind....
COVID-19- Balancing the harms! When will we be prepared?

COVID-19- Balancing the harms! When will we be prepared?

Right now (early May 2020) state governors up, down and across the USA are making decisions about ending or at least relaxing the regulations introduced to control the COVID-19 pandemic. Balancing the harms The USA is not alone in facing the invasion of the COVID-19...
Social Isolation Impacts: Unintended Consequences

Social Isolation Impacts: Unintended Consequences

Much has been written and said about the impact of social isolation due to the COVID-19 pandemic is having and will continue to have on the world and national economies.  All of us are experiencing changes to our way of life, some of which will become the ‘new...
Getting America Back to Work Safely. The COVID-19 Unknowns

Getting America Back to Work Safely. The COVID-19 Unknowns

When Donald Rumsfeld, then Secretary for Defense, introduced the idea of “known unknowns” when appearing before a Senate committee in 2002, he was referring to weapons of mass destruction.  WMD proved to be largely fictitious.  In 2020 COVID-19 has been...
When Can We Return to Normal? Trump Eager to Reboot Economy

When Can We Return to Normal? Trump Eager to Reboot Economy

President Donald Trump on April 16, 2020, issued federal guidelines for states to reopen their economies amid the coronavirus pandemic. The three-phased approach announcement acknowledges that states are not ‘legally’ bound to follow the White House instructions. Read...
COVID-19 Info 3: Economic Impact payments. Am I entitled?

COVID-19 Info 3: Economic Impact payments. Am I entitled?

What is Economic impact payment? Payments being made by the US Government to most US residents to reflect the financial impact that COVID-19 (Coronavirus) is having both on families and the economy as a whole is called economic impact payment. The payment is worth...
COVID-19 Update-The Truecoverage digest-April 2020

COVID-19 Update-The Truecoverage digest-April 2020

The impact of COVID-19 on us as individuals and on the American economy is without precedent, as the Press and Broadcast media constantly remind us.  The politicians, pundits, and public opinion formers assault us from all sides with facts and opinions in a...
Coronavirus Creates an Epidemic of Scams

Coronavirus Creates an Epidemic of Scams

Fake cures, phony charities, fraudulent promises of early stimulus payments—authorities are flooded with complaints Danita Sienknecht was on a car ride with her husband one recent morning when a stranger called her with an outlandish offer. If she wired him $4,000...
COVID-19 treatment-Humana and Cigna agree to waive costs

COVID-19 treatment-Humana and Cigna agree to waive costs

Early last month President Trump announced that tests for COVID-19 infection would be included in the ten Essential Health Benefits (EHB) specified in the Affordable Care Act (ACA). NOW, two major health insurers HUMANA and CIGNA have come forward with an ADDITIONAL...
COVID-19 Self-Isolation: How to Keep Family & Friends Safe

COVID-19 Self-Isolation: How to Keep Family & Friends Safe

The suggestions in the article are guidance for all members of a household where one or more members are self-isolating in order to minimize the possibility of spreading the COVID-19 virus to the wider community. Individuals should self-isolate if they have symptoms...
Do medicare plans cover Coronavirus tests and treatments?

Do medicare plans cover Coronavirus tests and treatments?

Do medicare plans cover Coronavirus? The brief answer is YES.  Medicare plans do cover coronavirus (COVID-19) tests and treatment.  Covid-19 lab tests and the costs of hospitalization are covered by Medicare Part A and Medicare Part B. Lab tests are...
Health Insurance after Termination: Use COBRA Insurance?

Health Insurance after Termination: Use COBRA Insurance?

What is COBRA health insurance? First, what does it stand for? COBRA stands for Consolidated Omnibus Budget Reconciliation Act, now that’s out of the way, So What does COBRA do? COBRA is the federal legislation which ensures that employers who offer group health...
Free Coronavirus tests-President Trump and Top insurers agree

Free Coronavirus tests-President Trump and Top insurers agree

In a welcome announcement on March 10th 2020 Vice President Pence made public the offer by major Health Insurance Companies to ‘waive all copays on coronavirus testing in all their benefit plans’. Last week Medicare and Medicaid, on instructions from President Trump,...
COVID-19 Info 2: Save Others by Taking Care of Yourself

COVID-19 Info 2: Save Others by Taking Care of Yourself

COVID-19-Prevention and Treatment We all know that prevention is better than cure so we will deal with PREVENTION first. Prevention of COVID-19 (Coronavirus) There is currently no vaccine to prevent coronavirus disease 2019 (COVID-19) nor a specific anti-viral...
The science behind washing your hands? Why it works?

The science behind washing your hands? Why it works?

As COVID-19 and influenza continue to spread across the country, everyone from coworkers to the CDC wants you to wash your hands. Using face masks is ineffective (and makes it harder for health care workers to buy masks), and while hand sanitizer...
COVID-19 Info 1: Taking Care of Yourself Helps Everyone

COVID-19 Info 1: Taking Care of Yourself Helps Everyone

The contents of this item are drawn from the latest   Centers for Disease Control and Prevention (CDC) publications concerning the Coronavirus Disease 2019 (COVID-19). COVID-19 is described as a flu-like disease, for which there is currently no approved...
Does my health insurance cover me for Coronavirus?

Does my health insurance cover me for Coronavirus?

First things first, you are reading this article because you are concerned about the effect a Corona or corona type disease might have on you and your dependents. So, let’s be absolutely clear about three things, The chances that you or one of your loved ones becomes...
How do you answer question 4? Do you use Tobacco?

How do you answer question 4? Do you use Tobacco?

As open enrollment comes closer (November 1st)) and you need to contact your health insurance agent looking for your best health plan, you will be faced with four critical questions. Your age?Your location? (many states have different regulations) Do you need an...