Special Enrollment Period for ACA Health Insurance

Special Enrollment Period for ACA Health Insurance

Qualifying Life Events can help you get coverage during Special Enrollment Periods for ACA (Affordable care act) health insurance There are defined ‘lifetime events’ which ‘trigger’ a personal special enrollment period. This period is normally a 60-day window prior to...
A Guide to Affordable Care Act (ACA)

A Guide to Affordable Care Act (ACA)

ACA (Obamacare) is the Health Insurance program, facilitated and subsidized by the US government to ensure that American Citizens have affordable access to high-quality basic healthcare. It provides a framework which makes healthcare MORE AVAILABLE, MORE AFFORDABLE...
Discovering the Right Health Insurance Network for You

Discovering the Right Health Insurance Network for You

Health insurance plan & network types: HMOs, PPOs, and more. Insight into what makes a network and how to choose the right one for your needs. So what is a health insurance network? Your monthly premiums are paid to your chosen insurance company. They in...
Understand the Health Insurance ‘Metal’ Tiers

Understand the Health Insurance ‘Metal’ Tiers

How to select the health insurance category aka metal tier that is right for you. Before you do anything else…PLAN To get the best value from your health insurance it is important to build on what has happened in the past and consider what may happen in the...
What are state exchanges?

What are state exchanges?

The Affordable Care Act gives States the power to create their own health insurance marketplaces (Exchanges) or partner with the Federally Facilitated Marketplace to ensure that the terms of the act can be applied in a uniform and affordable way.  Most of the...
Life insurance options

Life insurance options

Life Insurance is essentially about securing the financial welfare of your dependents in the event of your death or some other event such as an accident or critical illness.  Term Life (Family and individual) A term life insurance policy provides cover for a...
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