Life Insurance


5 Benefits of Buying Health Insurance Online

5 Benefits of Buying Health Insurance Online

At least 92% of Americans are enrolled in a health care plan, but the remaining 8% amounts to over 26 million people with no health insurance. Most folks who are covered by a health insurance plan receive that coverage through their employer. However, as companies are...
Is Life Insurance Worth It?

Is Life Insurance Worth It?

Most people find that as they get older their priorities change. Once you have a family, it’s not just you that you need to think about. You have a spouse and perhaps children who depend on you. Most likely, you dream of growing old with them and enjoying your sunset...
Does Life Insurance Cover Suicide?

Does Life Insurance Cover Suicide?

Suicide is a serious public health issue in the United States, being listed as the tenth leading cause of death in the country in 2018, according to the CDC. It’s more common than homicide, and over the 20 years leading up to 2018, the rate of suicides in the...
Is It Illegal to Not Have Health Insurance?

Is It Illegal to Not Have Health Insurance?

It’s often repeated that health insurance in the United States is mandatory and that people are required to have a health insurance policy that meets standards known as “minimum essential coverage.” So, is it illegal to not have health insurance? Let...
What’s the Difference Between Term and Whole Life Insurance?

What’s the Difference Between Term and Whole Life Insurance?

The two main types of life insurance are term life and whole life, and the price difference between these policies can be hundreds of dollars per year. Understanding who these policies are most suitable for as well as the benefits can help you make the best decisions...
Life insurance options

Life insurance options

Life Insurance is essentially about securing the financial welfare of your dependents in the event of your death or some other event such as an accident or critical illness.  Term Life (Family and individual) A term life insurance policy provides cover for a...
How does the Federal Health Insurance marketplace work?

How does the Federal Health Insurance marketplace work?

The Affordable Care Act (ACA), also referred to as Obamacare, provides for all American Citizens to have access to health insurance underwritten by the US Government. Unless exempted, all American citizens and foreign residents must be covered by health insurance...
Life Insurance Basics

Life Insurance Basics

Life insurance simplified. Life insurance, is a contract between an insurance policy holder and an insurer (carrier). The insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death (or...
5 Tips to Get You Ready for 2017 Open Enrollment

5 Tips to Get You Ready for 2017 Open Enrollment

Open Enrollment for 2017 health plans starts November 1, 2016. Are you ready? 1. Mark your calendar with important Dates & Deadlines November 1, 2016: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2017 insurance plan through the Health...
4 Things You Should Not Do During 2017 Open Enrollment

4 Things You Should Not Do During 2017 Open Enrollment

You are almost there. The huge rush, those long queues are soon going to begin. No, we are absolutely not bothered about your Black Friday shopping craze. We are rather concerned about saving your hard earned pennies, something you may easily throw away in taxes. This...