Understand your medical bill

Understand your medical bill

Does it contain surprises? Who can you turn to? What to do next? First, we should admit that all medical care and treatment is expensive and is usually unplanned. It is the main reason for taking health insurance cover. Nevertheless, most insurances leave us with...
Medicare Supplements 101 – Which, When, From Whom?

Medicare Supplements 101 – Which, When, From Whom?

The ‘WHICH Supplement?’  question may seem complex but there is a limited number of choices. Your health insurance exchange (or State Health Insurance Assistance Program aka SHIP) can advise you but, in general terms insurance companies can only sell ‘standardized’...
Yes, Medicare premiums can be affordable, even free!

Yes, Medicare premiums can be affordable, even free!

Fact: Most people over 65 will receive the benefits of Medicare Part A ‘premium free’.  An exception would be if you have not paid Medicare taxes for at least 39 quarters. Most of our clients enrolling for Medicare, while not necessarily welcoming the event, e.g....
Medicare Enrollment Periods

Medicare Enrollment Periods

When is Medicare Open Enrollment for 2020? This year Medicare open enrollment will run from October 15, 2019, to December 7, 2019, for 2020 coverage. The annual enrollment period (AEP) is an opportunity for you to make changes to Medicare insurance coverage....
How does Medicare work? Here’s a simple guide.

How does Medicare work? Here’s a simple guide.

Medicare is the health insurance coverage provided by the Federal government for: Senior citizens 65 or older and for younger people with certain defined disabilities and/or end stage kidney diseases. The Federal Government underwrites the health insurance program,...
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