Medicare insurance


Do medicare plans cover Coronavirus tests and treatments?

Do medicare plans cover Coronavirus tests and treatments?

Do medicare plans cover Coronavirus? The brief answer is YES.  Medicare plans do cover coronavirus (COVID-19) tests and treatment.  Covid-19 lab tests and the costs of hospitalization are covered by Medicare Part A and Medicare Part B. Lab tests are...
Can Elizabeth Warren really reduce health care costs?

Can Elizabeth Warren really reduce health care costs?

“and millions more Americans will have the choice to ditch their private insurance and enter a high-quality public plan” Elizabeth Warren (Warren for President, January 2020) Does Elizabeth Warren have a health care policy that can build on the Affordable Care Act...
Medicare for all who want it: Pete Buttigieg’s healthcare plan

Medicare for all who want it: Pete Buttigieg’s healthcare plan

Healthcare policy was the central issue during the 2018 mid-term elections which led to the democrats winning a majority in the House of Representatives.  Among the leaders in the race for nomination for the democratic candidacy the common theme is, ‘affordable...
Mike Bloomberg’s Affordable healthcare plan

Mike Bloomberg’s Affordable healthcare plan

Just recently the TrueCoverage team wrote an article ‘MEDICARE FOR ALL EXPLAINED’ and concluded that while the Democratic party had a distinctly different approach to funding national healthcare from the Republicans, they had yet to find ‘a policy which values...
Is pain management covered by health insurance?

Is pain management covered by health insurance?

What are the risks of long term opioid treatment? Medicare Part A/Part B or Part C Advantage with Drugs coverage or Medicare Part D drugs coverage ensure that prescribed pain management care while part of a medical procedure is included in your plan. Among the drugs...
Bernie Sanders Medicare for all explained

Bernie Sanders Medicare for all explained

‘Health care as a human right’ is a key plank in Bernie Sanders 2020 campaign for the nomination as Democratic candidate for the presidency of the USA in the fall. If he were to win his way to the White House, we can expect Bernie Sanders’ proposal ‘MEDICARE FOR...
Medicare Part D formulary 2020

Medicare Part D formulary 2020

What is formulary? How do they affect me? What happens if they change? Read all about Medicare Part D Formulary 2020 in this article. What are the formularies? In the context of Medicare drug plans (e.g. Prescription Drug plans, Medicare Advantage plans with drug...
The Dreaded Donut Hole: What!? Does It Affect Me?

The Dreaded Donut Hole: What!? Does It Affect Me?

The Dreaded Donut Hole – UPDATED for 2020 / 2021  In this article, we discuss the ‘Donut hole’ and we answer additional questions about how to avoid it.  Medicare and the Medicare Part D supplemental insurance plans are vital to protecting yourself....
Medicare Star Ratings: The Five Star Special Election Period

Medicare Star Ratings: The Five Star Special Election Period

Did you check the Medicare star rating? If you are already enrolled in a Medicare plan you can sit back and relax! Or should you? Your insurer will already have advised you that your plan needed renewing by December 15th and, in many cases, will have re-enrolled you...
Medicare at 65: Be Prepared for all the Questions!

Medicare at 65: Be Prepared for all the Questions!

In this article, we suggest some questions you need to ask yourself about how to sign up for Medicare at age 65 and where to go for advice. Signing up for Medicare for the first time? You need to be sure of what you are signing up for. Medicare is the health insurance...
Medicare (Part D) Prescription Drugs Plan Enrollment

Medicare (Part D) Prescription Drugs Plan Enrollment

Are you entitled to enroll in a MEDICARE approved prescription drugs plan and haven’t?  There are three vital questions to ask yourself. Do I need to enroll in a prescription drug plan?When should I enroll in a prescription drug plan?What type of plan is right...
Medicare Advantage Plans 2020. Take advantage today.

Medicare Advantage Plans 2020. Take advantage today.

This is the time to review the medicare advantage plans in 2020. If you already have Medicare Part A (hospital insurance) and Medicare Part B (medical insurance), the Original Medicare, you may choose to obtain your benefits by combining Part A and Part B to create...
Medicare-for-All Explained: Part A, Parts B & C, Part D

Medicare-for-All Explained: Part A, Parts B & C, Part D

You might think the medicare plans labeled Part A, Part B, Part C, and Part D would be as easy as ABC…   If only! In this article, we try to reduce nearly 500 pages of legalese into some broad guidance and explain medicare for all. Read this article to...
Understand your medical bill

Understand your medical bill

Does it contain surprises? Who can you turn to? What to do next? First, we should admit that all medical care and treatment is expensive and is usually unplanned. It is the main reason for taking health insurance cover. Nevertheless, most insurances leave us with...
BCBS: 9 million People Gripped by Major Clinical Depression

BCBS: 9 million People Gripped by Major Clinical Depression

Women are diagnosed at higher rates of clinical depression compared with men as reported in the BCBS report Blue Cross Blue Shield (BCBS) published a report just over a year ago which drew attention to the impact on the overall health of Major Depression also known as...
Medicare Supplements 101 –   Which, When, From Whom?

Medicare Supplements 101 – Which, When, From Whom?

The ‘WHICH Supplement?’  question may seem complex but there is a limited number of choices. Your health insurance exchange (or State Health Insurance Assistance Program aka SHIP) can advise you but, in general terms insurance companies can only sell...
Yes, Medicare premiums can be affordable, even free!

Yes, Medicare premiums can be affordable, even free!

Fact: Most people over 65 will receive the benefits of Medicare Part A ‘premium free’.  An exception would be if you have not paid Medicare taxes for at least 39 quarters. Most of our clients enrolling for Medicare, while not necessarily welcoming the event, e.g....
Medicare Enrollment Periods

Medicare Enrollment Periods

When is Medicare Open Enrollment for 2020? This year Medicare open enrollment will run from October 15, 2019, to December 7, 2019, for 2020 coverage. The annual enrollment period (AEP) is an opportunity for you to make changes to Medicare insurance coverage....
How does Medicare work? Here’s a simple guide.

How does Medicare work? Here’s a simple guide.

Medicare is the health insurance coverage provided by the Federal government for: Senior citizens 65 or older and for younger people with certain defined disabilities and/or end stage kidney diseases. The Federal Government underwrites the health insurance program,...