Dates & Deadlines for 2020 Health Insurance Open Enrollment

health insurance open enrollment date and deadline 2019-2020

Health insurance open enrollment runs from November 1st to December 15th, for coverage commencing January 1st, 2020.

November 1, 2019: Open Enrollment starts — the first day you can enroll, re-enroll, or change a 2020 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2020.

December 15, 2019: Last day to enroll in or change plans for coverage to start January 1, 2020.

Oct 26, 2019: 2019 Plans and benefits information was released. Start shopping for health plans today!

BUT there are factors you should consider now!

  • Have there been any changes in the past year that would that affect your coverage? Some examples would be: –
    • Marriage
    • A birth or adoption
    • A dependent ‘aging out’ when they
      • Qualify for Medicare
      • Become 26
  • If you knew then, what you know now, would you choose the same Metal Standard or Network?

November 1st may seem a long way off but now is the time to discuss your needs with health insurance companies; obtain health insurance quotes or contact your chosen exchange.

Of course, there are exceptions.  Check with our Special Enrollment Periods blog for the full story.