Medicare Information Library


Do I Need & am I eligible for a Second Covid-19 Booster Shot?

Do I Need & am I eligible for a Second Covid-19 Booster Shot?

Even if you are fully vaccinated against COVID-19, your immunity to COVID reduces over time. Booster shots are needed to maintain your resistance to infection and reduce the chances of the more severe consequences that might lead to hospitalization. The word “viral”...
Am I or Someone I Love, an Alcoholic?

Am I or Someone I Love, an Alcoholic?

Most people in America consume alcohol periodically, more than 85 percent in fact. Occasional use of alcohol is not necessarily harmful. Some doctors claim that small quantities of alcohol add to the beneficial effect of a good diet in reducing the incidence of heart...
What is Alopecia? (Hair Loss)

What is Alopecia? (Hair Loss)

For many, the pop-culture debate regarding the slap heard round the world at this weekend’s Academy Awards ceremony has resulted in more questions than answers. Today we will get down to the root of one of those questions; just what is alopecia anyway? Alopecia is the...
Kidney Health During Kidney Month

Kidney Health During Kidney Month

March is National Kidney Month, but one should be aware of kidney disease year-round. But just what is chronic kidney disease? Thirty-seven million Americans suffer from chronic kidney disease, and millions more are at risk to join them, so the problem is more common...
Thyroid Disease Awareness

Thyroid Disease Awareness

Did you know that approximately 20 million Americans are affected by some type of thyroid disease? But just what is the thyroid, and why does it matter? The thyroid is a butterfly-shaped endocrine gland in your neck just above your collarbone, wrapped around your...
Stay Heart Healthy for American Heart Month

Stay Heart Healthy for American Heart Month

February is American Heart Month. But just what is the difference between a heart attack, heart failure, stroke, and how are they affected by conditions such as heart disease and high blood pressure? Stoke and cardiac arrest (also known as a heart attack) are acute...
Free COVID-19 Home Tests Coming to Medicare

Free COVID-19 Home Tests Coming to Medicare

As we recently reported to you on the TrueCoverage blog, health insurers were recently required by the current administration to cover the cost of several COVID-19 home testing kits per month. Surprisingly, this U.S. government requirement of health insurers did not...
How to Get Free COVID-19 Tests and Masks

How to Get Free COVID-19 Tests and Masks

With the recent surge of the fast-spreading Omicron-variant of COVID-19, it seems like every pharmacy you visit is out of tests, and every in-house testing facility features long lines and even longer waits for results. That is why the U.S. government has introduced...
Cancer Awareness, Detection, and Prevention

Cancer Awareness, Detection, and Prevention

Cancer Awareness Most people know the effects of cancer, regardless of the type, on an individual and their family. Studies have found there is a 40 percent chance of developing cancer among men during their lifetime. This statistic likely does not surprise you. It...
Is pain management covered by health insurance?

Is pain management covered by health insurance?

What are the risks of long term opioid treatment? Medicare Part A/Part B or Part C Advantage with Drugs coverage or Medicare Part D drugs coverage ensure that prescribed pain management care while part of a medical procedure is included in your plan. Among the drugs...
Does my health insurance cover overseas travel?

Does my health insurance cover overseas travel?

When planning a trip abroad, a cruise, a job assignment, or even a permanent relocation, you need the security of knowing that your health insurance plan covers (and your dependents) should you get sick or injured. Many policies, including ACA-compliant plans, do not...
What Is the Difference Between Medicare and Medicaid?

What Is the Difference Between Medicare and Medicaid?

Medicare and Medicaid are both government programs that enable access to healthcare services in the United States. The main difference between the two is the administration. Medicare is a federal health insurance program designed for individuals at least 65 or who...
What to Consider When Choosing a Medicare Plan

What to Consider When Choosing a Medicare Plan

When it comes to health care coverage, there’s no easy, one-size-fits-all solution. Do you need a Medicare Advantage or Medigap policy? Can you stay with your current doctor? How do prescription drug plans fit in? Your Medicare policy needs to make sense for...
Does Medicare Cover Prescriptions?

Does Medicare Cover Prescriptions?

Medicare is the leading provider of health insurance for older citizens in the United States. More than 44 million Americans get some or all of their health coverage through Medicare, with that number set to rise above 79 million by 2030. Prescription drug benefits...
Do Medicare Plans Cover Coronavirus Tests and Treatments?

Do Medicare Plans Cover Coronavirus Tests and Treatments?

As the coronavirus continues to affect people around the world, the U.S. Centers for Disease Control and Prevention (CDC) has issued guidelines for the public, from face coverings to social distancing, in an effort to keep Americans vigilant and protected.  If...
GOOD NEWS for Seniors w/Diabetes! Trump Caps Insulin Prices

GOOD NEWS for Seniors w/Diabetes! Trump Caps Insulin Prices

Updated 3rd-August-2020 Under recently announced plans, Seniors enrolled in Medicare can choose policies that limit co-pays for insulin.  President Trump endorses a deal designed to benefit a significant group of US citizens. Who is eligible for this...
COVID-19 treatment-Humana and Cigna agree to waive costs

COVID-19 treatment-Humana and Cigna agree to waive costs

Early last month President Trump announced that tests for COVID-19 infection would be included in the ten Essential Health Benefits (EHB) specified in the Affordable Care Act (ACA). NOW, two major health insurers HUMANA and CIGNA have come forward with an ADDITIONAL...
Can Elizabeth Warren really reduce health care costs?

Can Elizabeth Warren really reduce health care costs?

“and millions more Americans will have the choice to ditch their private insurance and enter a high-quality public plan” Elizabeth Warren (Warren for President, January 2020) Does Elizabeth Warren have a health care policy that can build on the Affordable Care Act...
Medicare for all who want it: Pete Buttigieg’s healthcare plan

Medicare for all who want it: Pete Buttigieg’s healthcare plan

Healthcare policy was the central issue during the 2018 mid-term elections which led to the democrats winning a majority in the House of Representatives.  Among the leaders in the race for nomination for the democratic candidacy the common theme is, ‘affordable...
Mike Bloomberg’s Affordable healthcare plan

Mike Bloomberg’s Affordable healthcare plan

Just recently the TrueCoverage team wrote an article ‘MEDICARE FOR ALL EXPLAINED’ and concluded that while the Democratic party had a distinctly different approach to funding national healthcare from the Republicans, they had yet to find ‘a policy which values...
Bernie Sanders Medicare for all explained

Bernie Sanders Medicare for all explained

‘Health care as a human right’ is a key plank in Bernie Sanders 2020 campaign for the nomination as Democratic candidate for the presidency of the USA in the fall. If he were to win his way to the White House, we can expect Bernie Sanders’ proposal ‘MEDICARE FOR...
Medicare Part D formulary 2020

Medicare Part D formulary 2020

What is formulary? How do they affect me? What happens if they change? Read all about Medicare Part D Formulary 2020 in this article. What are the formularies? In the context of Medicare drug plans (e.g. Prescription Drug plans, Medicare Advantage plans with drug...
The Dreaded Donut Hole: What!? Does It Affect Me?

The Dreaded Donut Hole: What!? Does It Affect Me?

In this article, we will answer these three questions but only you can take the necessary action. The Background of Medicare The essential aim of Medicare is to spread the cost of healthcare, especially in later life (65+), across the lifetime of the individual, the...
Medicare Star Ratings: The Five Star Special Election Period

Medicare Star Ratings: The Five Star Special Election Period

Did you check the Medicare star rating? If you are already enrolled in a Medicare plan you can sit back and relax! Or should you? Your insurer will already have advised you that your plan needed renewing by December 15th and, in many cases, will have re-enrolled you...
Medicare at 65: Be Prepared for all the Questions!

Medicare at 65: Be Prepared for all the Questions!

In this article, we suggest some questions you need to ask yourself about how to sign up for Medicare at age 65 and where to go for advice. Signing up for Medicare for the first time? You need to be sure of what you are signing up for. Medicare is the health insurance...
Medicare (Part D) Prescription Drugs Plan Enrollment

Medicare (Part D) Prescription Drugs Plan Enrollment

Are you entitled to enroll in a MEDICARE approved prescription drugs plan and haven’t?  There are three vital questions to ask yourself. Do I need to enroll in a prescription drug plan?When should I enroll in a prescription drug plan?What type of plan is right...
Medicare Advantage Plans 2020. Take advantage today.

Medicare Advantage Plans 2020. Take advantage today.

This is the time to review the medicare advantage plans in 2020. If you already have Medicare Part A (hospital insurance) and Medicare Part B (medical insurance), the Original Medicare, you may choose to obtain your benefits by combining Part A and Part B to create...
Medicare-for-All Explained: Part A, Parts B & C, Part D

Medicare-for-All Explained: Part A, Parts B & C, Part D

You might think the medicare plans labeled Part A, Part B, Part C, and Part D would be as easy as ABC…   If only! In this article, we try to reduce nearly 500 pages of legalese into some broad guidance and explain medicare for all. Read this article to...
Medicare Supplements 101 –   Which, When, From Whom?

Medicare Supplements 101 – Which, When, From Whom?

The ‘WHICH Supplement?’  question may seem complex but there is a limited number of choices. Your health insurance exchange (or State Health Insurance Assistance Program aka SHIP) can advise you but, in general terms insurance companies can only sell...
How does Medicare work? Here’s a simple guide.

How does Medicare work? Here’s a simple guide.

Medicare is the health insurance coverage provided by the Federal government for: Senior citizens 65 or older and for younger people with certain defined disabilities and/or end stage kidney diseases. The Federal Government underwrites the health insurance program,...
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