Affordable Health Insurance & More
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Choose the Affordable Health Insurance
Illnesses and accidents can bring huge medical bills if you don’t have effective health insurance. The cost of treatment, medication and recovery services can add up quickly.
Affordable health insurance gives you and your family the peace of mind to face these challenges with confidence. Insurance also gives you financial protection since you don’t have to dig into your savings or incur large amounts of debt to cover medical costs.
TrueCoverage provides a broad range of health insurance plans certified under the Affordable Care Act (ACA, commonly known as Obamacare) along with supplemental plans for specific circumstances, making it easy to find the options you need.
Protect Yourself, Your Family and Your Business
Whether you’re looking for basic affordable health insurance or supplemental plans, TrueCoverage is your one-stop insurance shop. We’ve partnered with more than 600 trusted insurance companies so we can offer over 50,000 affordable health insurance plans, Medicare supplements and ancillary insurance solutions to suit your needs.
Our trained insurance professionals have the expertise you need to help you find the best health insurance. We make use of advanced matching technology that narrows down the options to take into account your specific requirements and circumstances, ensuring, too, that you get every premium tax credit and health insurance subsidy available
Full Range of Insurance Options
TrueCoverage offers more than just health insurance. You can search for vision and dental plans to complement your health plan, or look into critical illness insurance, accidental death coverage and disability insurance to cover all contingencies. Just some of the additional types of insurance we offer include:
- Dental Insurance
- Vision Insurance
- Short-term Medical Insurance
- Life Insurance
- Disability Insurance
- Critical Illness Insurance
- Hospital Indemnity
- Cancer, Heart and Stroke Insurance
- Medicare Advantage Plans for Seniors
TrueCoverage also offers options for employers including small businesses. If you’re covering employees and staff at your company, check out our small business health insurance group plan options.
Unbiased Insurance Recommendations
Because TrueCoverage isn’t owned or operated by an insurance company, you get unbiased recommendations tailored to your needs instead of products pushed to drive a profit margin. As a Certified Direct Enrollment Partner of Healthcare.gov, TrueCoverage acts independently to offer a broad range of health insurance plans selected with you in mind.
Our service and advice remain free for the lifetime of your plan, regardless of which insurer you choose. At TrueCoverage, we’re dedicated to serving you. It’s our top priority, and we’re happy to help every day. Reliable advice and ongoing support means you stay satisfied for the lifetime of your plan.
Knowledge and Technology 24 Hours a Day
TrueCoverage has developed insurance analysis software which uses advanced plan matching technology to help you find the right health insurance coverage options for your needs. Even the best software can’t solve every problem, though, so our agents are trained to answer questions about insurance plans and guide you through the process any time you need assistance. Give us a call or start the process online when you’re ready to buy health insurance. We’re available 24 hours a day, 7 days a week.
Finding an ACA Insurance Plan
The Affordable Care Act expanded health care options, but wading through plans to figure out the best deal can be tough. At TrueCoverage, we can help you navigate ACA-certified plans to find the right one for you. Our associates can also help you determine if you’re eligible for subsidies or premium tax credits — you might even be eligible for free or low-cost health insurance.
All of our plans are 100% certified as ACA-compliant and meet all of the requirements and mandates set out by the ACA, so you know you’re getting quality health care and not just the cheapest option.
If you’re looking for an ACA plan, you might be wondering when open enrollment begins and ends. The open enrollment period for ACA health plans typically starts in November and lasts about a month and a half. If you’re choosing a plan for the next year, this is the time to start your search and decide which plan works best for you.
If you have a change in life circumstances, such as getting married or having a baby, you may be able to apply for or change your health insurance outside of the regular enrollment period.
Free Health Insurance Quotes
When you call TrueCoverage, you get free health insurance quotes tailored to your needs. Our software delivers tailored insurance recommendations, and our insurance advisors can help you create a customized suite of insurance services that meet your health care requirements and your budget. From basic ACA plans to complete comprehensive insurance coverage that includes vision and dental insurance, find the insurance options you want through TrueCoverage.
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Understanding Health Insurance
Frequently Asked Questions
Can I purchase health insurance on my own?
Yes, and with TrueCoverage, you have hundreds of plans to choose from. Our advisors can help you find affordable plans that match your needs, but the choice is yours as to which plan you ultimately select.
What is the cheapest health insurance?
The truth is, there isn’t one health insurance plan that’s cheapest for every person — affordability depends on your specific circumstances, the type of coverage you want and any government subsidies you might be able to get.
Finding the cheapest insurance plan can also be complicated because you need to take into account the various ways insurance companies charge for services. If you’re looking for a low monthly payment, known as your monthly premium, that may be one consideration. The plans with the lowest monthly payments might not be your best option, though, because they tend to require higher copays or deductibles that end up costing you more out of pocket over the course of the year.
Typically, the plan with the lowest price monthly premium is cheapest only if you never rarely medical attention. Even a slightly higher monthly premium may save you thousands of dollars if you have to go to the emergency room or have a chronic condition that requires multiple doctor’s visits each year.
How does health insurance work?
Health insurance offers coverage for medical bills throughout the year, including doctor’s visits and emergency care. You typically pay a premium each month for coverage and then pay a copay each time you access care. For some types of care, there is also a deductible, so you have to pay everything up to that amount before your coverage kicks in. Plans with lower premiums tend to have higher deductibles and copays.
Who are the top 5 health insurance companies?
Each state has a different list of top health insurance companies. Some insurers operate only in a few states while others may offer plans only in select counties within the state.
To find the best health plans available, contact TrueCoverage for a free assessment of your insurance needs. Our experienced insurance advisors are ready to help and can guide you to the best plan for you.
How much does health insurance cost?
The cost of health insurance varies significantly depending on your personal circumstances and what type of coverage you want. If you qualify, you might be eligible for free or low-cost health insurance. The government also offers subsidies for people within a specific income range, and the amount you get depends on how much you make each year. TrueCoverage can help you get the maximum subsidy and find a plan that fits into your budget.
Can I get a health insurance quote without giving personal information?
Getting free health insurance quotes through TrueCoverage requires very little personal information — all you need to provide is your age, ZIP code, number of dependents and information about tobacco usage. You can even search plans and enroll online.
TrueCoverage instantly provides a list of plans and their costs for you to options online. Of course, if you take a few more minutes to provide additional details, TrueCoverage can often find better options and save you even more money.
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This website is operated by TrueCoverage and is not the Health Insurance MarketplaceSM website. In offering this website, TrueCoverage is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220 (c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance MarketplaceSM website. To see all available data on QHP options in your state, go to the Health Insurance MarketplaceSM website at HealthCare.gov.
Also, you should visit the Health Insurance MarketplaceSM website at HealthCare.gov if:
- You want to select a catastrophic health plan.
- You want to enroll members of your household in separate QHPs.
- The plans offered here don’t offer pediatric dental coverage and you want to choose a QHP that covers pediatric dental services or a separate dental plan with pediatric coverage. Pediatric dental services are an essential health benefit.
TrueCoverage offers the opportunity to enroll in either QHPs and off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.
If you’d like assistance in another language please dial 1-888-505-1815
If you are visually impaired, please visit the Federal Marketplace.