New Jersey Health Insurance

Health Insurance in NEW JERSEY

Open Enrollment 2017 is about to be over. People looking for health insurance in New Jersey, you can check your requirements with us. No matter what category of health insurance you require, whether individual and family health insurance in New Jersey or group health insurance in New Jersey, you can be covered by TrueCoverage’s platform. A host of health insurance companies in New Jersey work towards providing low cost and affordable health insurance to its citizen.
If you wish to buy New Jersey health insurance plan, the best place to be is health insurance marketplace in New Jersey. Here you will get detailed information regarding Medicaid, Medicare, CHIP, HMO, PPO, Indemnity, etc. Ancillary plans.

How can I buy individual and family health insurance plan in New Jersey

You are eligible to buy private healthcare coverage in New Jersey in case you are self employed, or your office does not have a employer-based health insurance plan. Alternately, you may look for private health insurance marketplace in New Jersey if you have an employer-based plan and it doesn’t cover your dependents or spouses. In events where you have a health insurance plan but the premiums you buy are too high. Also, if you are enrolled and the benefits you provided have changed.
Before ACA got implemented, New Jersey experienced mammoth setback as there were high rate of uninsured existing in the state. Only post introducing the ACA, as Medicaid and CHIP got expanded, the state seems to have reduced its rate of uninsured.

Health insurance statistics in New Jersey

The current statistics on status of health insurance coverage in New Jersey stands at:

  • Uninsured citizen: 14.94%
  • HMO enrollees: 1,804,444
  • Average premium per individual in employee-sponsored coverage: $1033
  • Cost for each inpatient/day: $2,014

Affordable Health Insurance New Jersey

In an event where you require health insurance plan for both you and your spouse, it is better you look at quotes on health insurance together and separately. It also matters which health insurance company in New Jersey you plan to buy from. Your affordable health insurance in New Jersey will work best if you can calculate what is the premium to be paid for your family’s youngest member (for individual and family coverage in healthcare). If you and your spouse have a huge age difference, you may save a lot of money by applying on the same plan. <

Health insurance New Jersey ratings

According to the ratings given by Commonwealth Fund 2015, NJ ranks 20th among the 50 states of USA. There was even better ratings given by American Health. It placed NJ on the 11th position. The state has highly positive impacts as there are abundant dentists and PCPs. The rate of uninsured is also quite moderate, which went down further after Obamacare was introduced.
The state is looking to bring higher transparency into in medical health care. Insurance providers have been directed to be extremely fair with their pricing, prohibiting price discrepancies between different insurers. All this came into effect from 2014.

Health insurance plans in New Mexico

NJ is a part of the 38 states that has introduced extension of Medicaid into their practice. Any plan you are looking for will be available in health insurance marketplace. These plans can be either purchased individually and also combined together to make a customized-comprehensive package. The following plans are available with health insurance New Jersey:
Vision
HMO
Indemnity
Medicaid
Dental
Medicare
PPO
POS
BCBS
HSA

Health insurance companies in New Jersey

As every citizen of New Jersey needs health insurance plans, TrueCoverage offers affordable New Jersey health insurance plans for individuals, families and small businesses from the following leading carriers:

  • AmeriHealth HMO.
  • AmeriHealth Insurance Company.
  • Freelancers CO-OP (Health Republic Insurance of NJ)
  • Horizon BCBS.

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New Jersey State Stats

New Jersey (38° 56’N to 41°21’N and 73°54’W to 75°35’W) is located between Northeastern and Mid-Atlantic states that borders along New York. The state is ranked 47th most populated state with a total area of 22,591.398 sq km. It’s total population is 8,958,013 and has a household income of $68,357. Total population: 8,958,013

Health Insurance Coverage: Total Population

  • Employer: 55%
  • Non-Group: 6%
  • Medicaid: 13%
  • Medicare: 14%
  • Other Public: NA
  • Uninsured: 5%

(Source: Kaiser Family Foundation Survey, 2014)
Percent Change in Uninsured Rate: Age-wise, 2013-2014

  • Children 0-18: 24% reduction
  • Adults 19-64: 61% Reduction
  • Total: 85% Reduction

Enrollees Receiving Financial Assistance at Exchanges as part of the Subsidy-Eligible group as of June 30, 2015

  • Total Enrollees receiving Financial Assistance: 205,242
  • Estimated Number of Potential Marketplace Enrollees Eligible for Financial Assistance: 268,000
  • Percent of the Potential Subsidy-Eligible Population Enrolled: 77%

Shop, compare and enroll in Subsidized Obamacare plans

Call TrueCoverage Subsidy Hotline We give you free estimate for the eligible health insurance New Mexico subsidies in health plan: