Don’t miss the Dec 15 deadline for Jan 1 coverage!

Hurry! If you do not want a gap in your coverage, you will have to enroll or change Marketplace health insurance plan by December 15. This is to ensure that you have seamless 2017 coverage starting January 1. Remember your current coverage, if you have one, is ending December 31st. The best way to avoid penalty is to update your plan or enroll before the December 15 deadline.

Here are 5 simple tips that will help you clear any doubts about Open Enrollment and our services:

What is TrueCoverage?

TrueCoverage is a Nationwide Private Health Insurance Marketplace for individuals & families, and employers to “Shop, Compare & Enroll” in affordable Health Insurance Plans. We offer insurance plans from over hundred leading health insurance carriers, and also offer multiple product lines as dental, vision, life, accidental, auto, and property and casualty, both online or by calling our licensed agents.

What is Open Enrollment?

Individual Plans:  All individual plans sold in 2016 must be renewed or replaced by January 1, 2017 regardless of when you started your plan.  You will need to either renew your existing plan or move to another plan at Open Enrollment.  The Individual Open Enrollment Period for 2017 is from November 1, 2016 through January 31, 2017.  During this time anyone with an individual plan must renew or replace their plan for 2016 coverage.

To enroll in a low cost health insurance plan, contact us at 305-600-4184.

Can’t I enroll after January 31, 2017?

It’s important to remember that once the Open Enrollment Period ends individual coverage cannot be obtained unless there is a qualifying event.  Qualifying events are: marriage, birth or adoption of a child, involuntary loss of health coverage due to job loss, divorce, death, moving to a different county where your current health plan cannot provide coverage.  Don’t assume your existing plan will automatically renew.  Some action or response on your part most likely will be required.

Obamacare plans start as slow as $0. Contact us at 305-600-4184 today.

Do I really need to keep my health insurance plan? Or face Obamacare penalty.

Yes. Failure to have health insurance could subject you to the Individual Mandate penalty.  The annual fee for not having insurance in 2016 is $695 per adult and $347.50 per child (up to $2,085 for a family), or it’s 2.5% of your household income above the tax return filing threshold for your filing status – whichever is greater.

So what now, what should I do?

You may have already received notices from the Marketplace or your current carrier either:  mail, email or calls about your upcoming renewal with updated premiums and benefits.  Disregard any mails or calls that do not come from TrueCoverage.  Often they put you into plans that are not ideal for your situation.  Contact us: we can facilitate the entire process by answering any questions you may have and helping enroll you into plans that are for you and your family. Call 305-600-4184.

TrueCoverage Referral program

AND, We now have a great referral program, for every 3 people you refer that enroll in a health insurance plan, TrueCoverage will send you a $50 Visa Gift card.  So don’t forget to pass our phone number to your friends, family members, coworkers, whoever you believe can benefit from the sort of health plans that you have.