South Carolina Health Insurance
Affordable South Carolina Health Coverage Options

It is time to research affordable health insurance in South Carolina options for next year! If you and your family live in South Carolina, you face the uncertainties of an upcoming Presidential election and the challenges of the COVID-19 pandemic. Selecting the BEST insurance, at the lowest rates, is more critical now than ever.

TrueCoverage provides helpful resources and guidance for selecting affordable health insurance that meets your specific needs. Remember, the Open Enrollment Period starts November 1 st and runs through December 15th

CLICK HERE to get $0 or Low-cost Health Insurance in SC

Select your South Carolina Health Insurance coverage soon, and you will save yourself last-minute headaches. The TrueCoverage team is here to help by providing pre-registration services. We will contact you with health coverage packages tailored to you, your family, and your business.

south carolina

Exploring Affordable Health Coverage in South Carolina

When looking for cheap health insurance in South Carolina, the first thing you should understand is that policies with the lowest monthly payments (your insurance Premium) might not be your best option.

The REAL price of health coverage depends on many variables. Deductibles and co-pays increase costs, while discounts like premium tax relief and a state insurance subsidy can LOWER your medical expenses. A premium might look high at first, but the total amount you spend on medical services could be much lower!

For those shopping for Medicare add-ons, South Carolina has many options. South Carolina has 20% enrollment in Medicare, under 25% of those are enrolled in Medicare Advantage plans. Medicare Advantage and Medicare supplemental plans could save you a LOT of money.

10 Health Services Mandated for all ACA-Compliant Plans
Before the Affordable Care Act, insurers could refuse to cover various health benefits, resulting in overwhelming debt for many.
The ACA fixed those loopholes and mandated that all ACA-qualifying plans include these coverages:

With Health Insurance Exchanges, you gain access to ancillary insurance options like:

  • Dental,
  • Vision,
  • Accidental Death,
  • Critical Illness,
  • Disability,
  • Life,
  • Medicare Advantage, Medicare Supplementals,

The Coronavirus Pandemic, COVID-19 Testing, and the FFCRA

COVID-19 is the hot topic health insurance issue in South Carolina. If you lose your health insurance due to COVID-19 or your employer closed because of the Coronavirus, testing is available atat no charge. The Families First Coronavirus Response Act (FFCRA) passed in March 2020, ensures that everyone can receive COVID-19 testing.

blog post

See our 5 top South Carolina health insurance companies at the bottom of this page.

Key Details about Health Insurance in South Carolina

  • South Carolina is a state where ACA enrollment increased in 2019 and 2020
  • South Carolina also protects consumers from ‘surprise’ billing
  • Self-employed married couples in South Carolina can buy ‘small group’ coverage to save money.

Despite these advantages, South Carolina Health Insurance is more expensive than in most other states.

Exploring the Health Insurance Marketplace in OK

South Carolina residents can sign up for health insurance using private insurance exchanges. These marketplaces offer more ACA-compliant plans than the state.

With Health Insurance Exchanges, you gain access to ancillary insurance options like:

  • Dental,
  • Vision,
  • Accidental Death,
  • Critical Illness,
  • Disability,
  • Life,
  • Medicare Advantage, Medicare Supplemental,
  • and more.

Benefits of Working with a Health Insurance Broker

TrueCoverage is a Certified Direct Enrollment Partner of, affordable South Carolina health insurance solutions. We offer more health insurance plans than any other resource in SC, and our unique technology quickly delivers the ‘BEST VALUE’ insurance policies that address your needs.

Like brokers in every state, TrueCoverage must operate without bias. Our job is to find you the best health insurance options, regardless of the insurance carrier. Brokers search for policies that best meet your needs. We also assist you throughout your contract. For example, if a dispute arose with your insurer, TrueCoverage steps in to help.  

TrueCoverage is familiar with your state’s unique insurance rules, and we understand the South Carolina health insurance options from the largest carriers, to the smaller specialty health insurers.

The Top 5 Health Insurance Companies in South Carolina

Choosing from over 50,000 plans is daunting without independent, expert advice. That is where TrueCoverage shines. To help, we have identified the top five health insurance companies in SC.

These ratings, from The National Committee for Quality Assurance (NCQA), are based on Consumer Satisfaction, Preventive Care, and Medical treatment.

More details about the top insurance carriers in South Carolina

All ACA-compliant and Medicare plans have a star rating based on similar criteria.

Click below to learn more:

 NOW is the best time to select your ACA Affordable South Carolina health insurance, BEFORE Open Enrollment starts on November 1st, 2020.

affordable health insurance

Looking to find affordable health insurance?

Click on the button below to and connect with our agent to get insurance in 24 hours.

South Carolina uses a Federally facilitated health insurance exchange. This Exchange does NOT regulate short term health insurance plans. While short term plans have their usefulness, they are NOT bound by the Affordable Care Act mandates and are NOT eligible for premium tax relief.

South Carolina is a party to the Texas-led attempt to invalidate the ACA. The case is currently before the courts and any ruling probably will not affect your 2021 the health insurance plans.

Did You Know?
Named after King George I of England (Carolus being the Latin for George), the Palmetto State became the 8th state in 1788.

Fun fact
South Carolina’s Morgan Island (also known as Monkey Island) is uninhabited by people and is home to the only free-ranging rhesus macaque monkey colony in the United States. There are about 3,500 monkeys on the island, which about the same number of feet (3,560ft) as South Carolina’s highest point, Sassafras Mountain.