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Vision Insurance

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Choose the right Vision Insurance

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Why should I get a vision insurance plan?

Because routine vision care may not be included in your health plan. Coverage is relatively inexpensive and can save on your out of pocket eye care expenses.

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Are there any other benefits?

By being a member of a vision insurance plan you will be entitled to discounts on your vision expenses, eyeglasses or even laser surgery.

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How often should eyes be examined?

Yearly examinations are recommended but you should go whenever you feel there has been a change, particularly in a working environment. Insurance coverage makes regular eye exams affordable, ensuring that you take the correct prescriptive care.

TrueCoverage will help to find the best vision insurance policy for you..

Understanding Vision Insurance

Frequently Asked Questions

How does Vision Insurance work?
It’s a bit like Health insurance. You pay a monthly premium which entitles you to the services of the optician of your choice. Most insurers have a network of providers and a fixed price for each type of service. Some policies allow you to ‘shop’ off network, though this is often more expensive. Your policy will act like a ‘club card’ and entitle you to discounts on eyewear, including designer frames and multiple lens enhancements.
Some policies include discounts on elective treatments and corrective surgery such as laser treatment.
Why should I have my sight tested regularly?

Sadly, our eyesight changes over time, usually it deteriorates! It makes sense that if you need prescription lenses they should change as your eyesight changes. This is particularly true for drivers or anyone engaged in ‘close’ work which includes every day users of computer screens.
Just as importantly an eye examination can provide early warning of various medical conditions such as glaucoma, diabetes, hypertension, cataracts and even cancer.

What do I need to consider when choosing a plan?

While shopping for an affordable vision plan it is important to look at the benefits as well as the costs. What does it cover? How much are the co-pays, the allowance (the amount given to cover the cost of eyeglasses or contacts) and where are the eye doctors near you who are ‘in network’

Finally, don’t forget that dependents below the age of 18 may be included in your ACA plan for basic vision coverage.

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Attention

This website is operated by TrueCoverage and is not the Health Insurance MarketplaceSM website. In offering this website, TrueCoverage is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220 (c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance MarketplaceSM website. To see all available data on QHP options in your state, go to the Health Insurance MarketplaceSM website at HealthCare.gov.

Also, you should visit the Health Insurance MarketplaceSM website at HealthCare.gov if:

    • You want to select a catastrophic health plan.
    • You want to enroll members of your household in separate QHPs.
    • The plans offered here don’t offer pediatric dental coverage and you want to choose a QHP that covers pediatric dental services or a separate dental plan with pediatric coverage. Pediatric dental services are an essential health benefit.

TrueCoverage offers the opportunity to enroll in either QHPs and off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

If you’d like assistance in another language please dial 1-888-505-1815
If you are visually impaired, please visit the Federal Marketplace.

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