Coronavirus News
Do I have “Long COVID-19?”
The term “Long COVID” has been frequently spoken about in the news media as of late. If you still feel like you are recovering from lingering symptoms from a prolonged past COVID-19 infection, your symptoms may be due to a case of Long or Post COVID-19. The World...
Millions at Risk to Lose Health Insurance as Pandemic Ends
A recent CNN.com article detailed the recent successes of the Affordable Care Act (ACA) as well as the approaching risk of losing coverage for many of those success stories due to the end of the pandemic’s national public health emergency. Under the current...
Do I Need & am I eligible for a Second Covid-19 Booster Shot?
Even if you are fully vaccinated against COVID-19, your immunity to COVID reduces over time. Booster shots are needed to maintain your resistance to infection and reduce the chances of the more severe consequences that might lead to hospitalization. The word “viral”...
Biden Looks to Fix the “Family Glitch” in the Affordable Care Act
The Biden administration recently announced a proposal from the U.S. Treasury Department to fix an issue that has existed in the Affordable Care Act (ACA) since its inception, the so-called “family glitch.” Under the original ACA, a person or family is...
COVID-19 and Your Pets w/ Infographic
A recent article and infographic posted by PetNewsDaily detailed the risk to household pets from COVID-19; we share the infographic at the bottom of this article. Cats, in particular, are vulnerable to COVID-19, so both pets and their owners should be sure to avoid...
Millions to Lose Medicaid & CHIP Coverage as COVID-19 Emergency Ends
Due to the COVID-19 public health emergency, the Families First Coronavirus Response Act was passed in March 2020. This bill required states to halt their standard eligibility checks on current and new Medicaid and CHIP users, which could often result in denials of...
Free COVID-19 Home Tests Coming to Medicare
As we recently reported to you on the TrueCoverage blog, health insurers were recently required by the current administration to cover the cost of several COVID-19 home testing kits per month. Surprisingly, this U.S. government requirement of health insurers did not...
How to Get Free COVID-19 Tests and Masks
With the recent surge of the fast-spreading Omicron-variant of COVID-19, it seems like every pharmacy you visit is out of tests, and every in-house testing facility features long lines and even longer waits for results. That is why the U.S. government has introduced...
COVID-19 Pills are Here, but can they Help Stop the Spreading Omicron Variant?
Two new COVID-19 treatments in pill form have recently hit the streets, but how do they work, and how can you get them? Both pills, Molnupiravir from Merck and Paxlovid from Pfizer, need to be started in patients right away to be helpful in their cause of reducing...
Omicron Variant of COVID-19 Enters the U.S.
The New York Times has recently reported the first-ever case of the COVID-19 omicron variant in the United States, according to the Centers for Disease Control and Prevention (CDC), on December 1, 2021. Coincidentally on World AIDS Day, a...
OSHA Lays Out Rules of Biden’s Vaccine Mandate
There has been much speculation regarding President Biden’s vaccine mandate in the few months since it was announced. Still, now the Occupational Safety and Health Administration (OSHA) has issued rules regarding the rollout, as detailed in a recent NPR article....
Dr. Fauci Says Halloween 2021 is a Go for Kids and Adults
As the Food and Drug Administration is still considering Pfizer’s request to authorize their COVID-19 vaccine for use by children aged 5 to 11, one might assume that the nation might face yet another canceled year of Halloween trick or treating for the kids. But not...
Unvaccinated Pregnant Women Facing Increased Risk of Death from Delta Variant
COVID-19 deaths in pregnant women continue to rise as the total reached 171 maternal deaths from the disease in the United States with 22 in August alone, according to the Centers for Disease Control and Prevention, as they urgently recommended vaccination for...
Recent Poll Finds Unvaccinated Think COVID-19 Vaccine is a Greater Threat than the Disease Itself
A recent article by The Hill detailed the latest poll from the Kaiser Family Foundation of just over 1500 adults, which found that 53 percent of unvaccinated adults in the U.S. believe that the COVID-19 vaccine posed a larger risk to their health than the disease...
Stomping out COVID-19 Vaccine Myths
Misinformed people throughout the country continue to latch on to misbeliefs, nonsense, and outlandish tales instead of protecting themselves and the rest of the Nation. COVID-19 vaccine myths seem to have real staying power, and this has severe consequences for...
Do I Have Covid or Seasonal Allergies?
Covid-19 and Seasonal Allergies are challenging to differentiate due to their similarities. The stress of the pandemic has people wondering if they should take a Benadryl or get a Covid test. Here we will explain the differences between the two. I hope to help you...
Vaccine hesitancy-What is it and Why?
Vaccine hesitancy-What is it and Why? How does it affect me? Should we worry? It is only natural to pause, even if only for a moment, whenever we face a choice. However, when that pause can have deadly consequences for our family and others, it becomes more than a...
New guidance for visiting loved ones in nursing homes. CMS announces revised visitation recommendations
For the last year, many of us could not visit relatives and friends living in long-term care facilities (LTFC). It has been difficult for the residents, their healthcare professionals, doctors, and nurses, too. The newly announced updates to Nursing...
What can I do after I get vaccinated?
Can I return to my old activities? Not at first. Public health experts say that in the short term, life will look much the same after you are vaccinated. A much larger share of the population needs to be vaccinated before the pandemic is manageable....
NEW COVID-19 Vaccines – Great News; but COVID Variants and Poor Choices by Governors may Erase all Gains and Extend the Pandemic
New vaccines and significant improvements in the implementation of delivering vaccines have dramatically improved the chances of managing the COVID-19 pandemic. As an ever-increasing number of us are being vaccinated against the COVID-19 virus, it’s important to focus...
ACA Insurance Marketplace Reopens Feb 15th – August 15th 2021.
January 28th, 2021: President Biden reopens ACA insurance marketplace In a Thursday morning call, a Biden White House official touted today’s executive actions on health care, telling reporters, “In basic terms, what that means is that starting in just two...
Do Medicare Plans Cover Coronavirus Tests and Treatments?
As the coronavirus continues to affect people around the world, the U.S. Centers for Disease Control and Prevention (CDC) has issued guidelines for the public, from face coverings to social distancing, in an effort to keep Americans vigilant and protected. If and...
5 Ways to Get Healthcare If You Lost Your Job Because of COVID-19
Whether you lose your job because of the recent pandemic or because your employer is simply shaking things up with a merger (or downsize), the financial blow to you and your family can be huge. It’s not just the loss of income and need to find another job; you...
COVID-19 Health Insurance Options
How can I lessen the chances of being infected by COVID-19? What is the latest advice on COVID-19 protection? What are COVID-19 Health Insurance options? Three questions as we approach Open Enrollment (November 1st) for 2021 ACA (Obamacare) health insurance coverage...
GOOD NEWS for Seniors w/Diabetes! Trump Caps Insulin Prices
Updated 3rd-August-2020 Under recently announced plans, Seniors enrolled in Medicare can choose policies that limit co-pays for insulin. President Trump endorses a deal designed to benefit a significant group of US citizens. Who is eligible for this...
Coronavirus Impacts on Pregnancy: COVID-19 Precautions
Last update on 26th-July-2020 COVID-19 is a NEW ‘flu-type’ respiratory disease. We emphasize the word ‘new’ because biologists and epidemiologists worldwide are still investigating the virus and how it spreads. Despite the enormous strides made in research techniques...
Cancel the Affordable Care Act? Yes-No-Maybe-Now-Never-I don’t know!
Is it time to overturn the ACA (Obamacare)? After ten years of its existence, President Trump asks the supreme court to cancel the Affordable Care Act. How did we get here? Where are we going? In the olden days, the eldest son rushed into town callin’ for Doc to...
COVID-19: Wear a Mask? Why Does the Guidance Change?
Do I have to wear a mask? “Do I have to wear a mask?” … This is the easiest question to answer. It is your choice, but in some States and some circumstances, you will be breaking the law if you do not. The important issue is to rapidly reduce the...
Small businesses, COVID-19 insurance and you
We are going to look at the impact COVID-19 is having on employer-sponsored (group) health insurance, and more widely on small business insurance in general. But first, we need to understand how it concerns us, the ‘average American’. For most of us our...
Covid-19 The risk of infection, by water droplets, by direct contact, by touching infected surfaces
Risk of catching Coronavirus from surface, airborne water droplets, and direct contact. Whatever the source of the COVID-19 virus it is a novel (new) form of the Coronavirus family about which we knew nothing (December 2019) and for which, bioscientists worldwide, are...
How to manage your mortgage (or rent) during the Coronavirus pandemic?
Manage mortgage during the Coronavirus pandemic? For most of us the largest single purchase in our lives, and the most important, is our home. To make the purchase, most of us need to borrow and use the home itself as security for the loan. The loan is usually...
How to manage credit card payments during Coronavirus pandemic?
You are probably reading this article because you have, like most of us, been caught up in the Coronavirus pandemic. Even the word itself contains the word ‘PANIC’. Our first advice is DON’T. Most of us will have two major concerns. Number one will be for...
How to manage student loans during Coronavirus pandemic?
Anyone who has a student loan knows just how complicated it can be. The impact of the Coronavirus pandemic does not make it any easier to navigate the almost limitless alternatives and you must be looking for ways to manage student loans during Coronavirus...
How to manage auto loans during Coronavirus pandemic?
In this article we give some guidance on the options available to you to lessen the impact of the COVID-19 pandemic and manage auto loans during Coronavirus pandemic. If you think you may fall behind on your auto loan, call your lender and explain your situation. The...
Trouble Paying Bills? Pandemic Money Management
There can be very few American families who are not financially affected by the COVID-19 pandemic and finding difficult to manage money during Coronavirus pandemic. The key to finding financial protection from Coronavirus is to recognize them and face them. The...
COVID-19 Financial Protection: Managing Money
The COVID-19 pandemic now affects everyone in the U.S. It also is causing trouble throughout the world. The Coronavirus affects each individual, family, community, state, and nation differently, ut COVID-19 financial protection is something on everyone’s mind....
COVID-19- Balancing the harms! When will we be prepared?
Right now (early May 2020) state governors up, down and across the USA are making decisions about ending or at least relaxing the regulations introduced to control the COVID-19 pandemic. Balancing the harms The USA is not alone in facing the invasion of the COVID-19...
Social Isolation Impacts: Unintended Consequences
Much has been written and said about the impact of social isolation due to the COVID-19 pandemic is having and will continue to have on the world and national economies. All of us are experiencing changes to our way of life, some of which will become the ‘new...
Getting America Back to Work Safely. The COVID-19 Unknowns
When Donald Rumsfeld, then Secretary for Defense, introduced the idea of “known unknowns” when appearing before a Senate committee in 2002, he was referring to weapons of mass destruction. WMD proved to be largely fictitious. In 2020 COVID-19 has been...
When Can We Return to Normal? Trump Eager to Reboot Economy
President Donald Trump on April 16, 2020, issued federal guidelines for states to reopen their economies amid the coronavirus pandemic. The three-phased approach announcement acknowledges that states are not ‘legally’ bound to follow the White House instructions. Read...
COVID-19 Info 3: Economic Impact payments. Am I entitled?
What is Economic impact payment? Payments being made by the US Government to most US residents to reflect the financial impact that COVID-19 (Coronavirus) is having both on families and the economy as a whole is called economic impact payment. The payment is worth...
Coronavirus Creates an Epidemic of Scams
Fake cures, phony charities, fraudulent promises of early stimulus payments—authorities are flooded with complaints Danita Sienknecht was on a car ride with her husband one recent morning when a stranger called her with an outlandish offer. If she wired him $4,000...
COVID-19 treatment-Humana and Cigna agree to waive costs
Early last month President Trump announced that tests for COVID-19 infection would be included in the ten Essential Health Benefits (EHB) specified in the Affordable Care Act (ACA). NOW, two major health insurers HUMANA and CIGNA have come forward with an ADDITIONAL...
COVID-19 Self-Isolation: How to Keep Family & Friends Safe
The suggestions in the article are guidance for all members of a household where one or more members are self-isolating in order to minimize the possibility of spreading the COVID-19 virus to the wider community. Individuals should self-isolate if they have symptoms...
Social distancing, quarantine, isolation, What do they mean? What should I do?
It may seem very simple, but for individuals confronted by a threat such as COVID-19 there are, broadly, three conditions: – I am not infected (I don’t want to be infected) I might be infected (I don’t want to infect others) I am infected (I need to be certain...
Health Insurance after Termination: Use COBRA Insurance?
What is COBRA health insurance? First, what does it stand for? COBRA stands for Consolidated Omnibus Budget Reconciliation Act, now that’s out of the way, So What does COBRA do? COBRA is the federal legislation which ensures that employers who offer group health...
Free Coronavirus tests-President Trump and Top insurers agree
In a welcome announcement on March 10th 2020 Vice President Pence made public the offer by major Health Insurance Companies to ‘waive all copays on coronavirus testing in all their benefit plans’. Last week Medicare and Medicaid, on instructions from President Trump,...
COVID-19 Info 2: Save Others by Taking Care of Yourself
COVID-19-Prevention and Treatment We all know that prevention is better than cure so we will deal with PREVENTION first. Prevention of COVID-19 (Coronavirus) There is currently no vaccine to prevent coronavirus disease 2019 (COVID-19) nor a specific anti-viral...
The science behind washing your hands? Why it works?
As COVID-19 and influenza continue to spread across the country, everyone from coworkers to the CDC wants you to wash your hands. Using face masks is ineffective (and makes it harder for health care workers to buy masks), and while hand sanitizer...
COVID-19 Info 1: Taking Care of Yourself Helps Everyone
The contents of this item are drawn from the latest Centers for Disease Control and Prevention (CDC) publications concerning the Coronavirus Disease 2019 (COVID-19). COVID-19 is described as a flu-like disease, for which there is currently no approved...
Does my health insurance cover me for Coronavirus?
First things first, you are reading this article because you are concerned about the effect a Corona or corona type disease might have on you and your dependents. So, let’s be absolutely clear about three things, The chances that you or one of your loved ones becomes...
