Health, Wellness, Insurance, and Healthcare Marketplace News
The latest information on affordable health insurance, wellness, the Affordable Care Act (ACA-Obamacare),
Your Healthcare Marketplace, Medicare, and Current Events.
Do you qualify for a Premium Tax Credit or Insurance subsidy? Check Here!
Medicare-for-All Explained: Part A, Parts B & C, Part D
You might think the medicare plans labeled Part A, Part B, Part C, and Part D would be as easy as ABC… If only! In this article, we try to reduce nearly 500 pages of legalese into...
Vaccine hesitancy-What is it and Why?
Vaccine hesitancy-What is it and Why? How does it affect me? Should we worry? It is only natural to pause, even if only for a moment, whenever we face a choice. However, when that pause can have...
New guidance for visiting loved ones in nursing homes. CMS announces revised visitation recommendations
For the last year, many of us could not visit relatives and friends living in long-term care facilities (LTFC). It has been difficult for the residents, their healthcare professionals,...
What can I do after I get vaccinated?
Can I return to my old activities? Not at first. Public health experts say that in the short term, life will look much the same after you are vaccinated. A much larger share of...
How Will My Lyme Disease Diagnosis Affect My Health Insurance?
Have you ever checked for ticks after going for a hike or walking through tall grass? If so, you’re probably familiar with the risks of Lyme disease – the most common vector-borne illness in the...
What Are the Costs of Caring for a Loved One with Alzheimer’s?
If you have a loved one with Alzheimer’s disease, you probably want to provide them with the best care possible. You might be wondering what types of care will be covered by Medicare and other...
How Does My Health Insurance Change If I Adopt a Child?
First of all, congratulations! Adopting a child is a very exciting time in many parents’ lives. The decision to add a new child to the family also comes with a variety of considerations,...
Open Enrollment resumes for 3 months Feb. 15th-May 15th, 2021. Affordable health insurance is now available.
What you need to know for this Special Enrollment Period The Coronavirus pandemic has cost millions of Americans their health coverage as they lost jobs in the economic fallout. To help...
Michigan to give free community college tuition to eligible residents 25 and older
The State of Michigan announced a program that will give any Michigander who is 25 or older the chance to get a tuition-free associate degree from a community college or skills certificate. Gov....
ACA Insurance Marketplace Reopens: Feb 15th – May 15th 2021.
January 28th, 2021: President Biden reopens ACA insurance marketplace In a Thursday morning call, a Biden White House official touted today’s executive actions on health care, telling...
What Is the Difference Between Medicare and Medicaid?
Medicare and Medicaid are both government programs that enable access to healthcare services in the United States. The main difference between the two is the administration. Medicare is a federal...
Private Healthcare Marketplace: What Are the Best and Worst States for Health Care?
The National Committee for Quality Assurance rated health plans in 2019. It looked at a variety of factors, including whether plans were NCQA certified, how satisfied patients were with plans,...
Top 5 Reasons Why Disability Claims Are Denied
Because filing for Social Security disability can be complicated, it’s not unusual for a claim to be denied at first; however, many of those who are denied initially go on to be...
Special Enrollment Period & Coronavirus: What It Means for You
If you lose your employer-sponsored coverage because of a change in job during the COVID-19 pandemic — or if you can’t cover premiums for marketplace coverage because of an income loss —...
Why Are Not All Drugs Covered Under Health Insurance?
Coverage for prescription drugs can be a complicated part of your health insurance plan. It’s common for a plan to cover at least some drugs, but few plans will cover all available...
How to buy health insurance this open Enrollment?
Open enrollment occurs at the end of each calendar year, and it’s the period when many Americans secure their health coverage for the next calendar year. Unless you have experienced a...
What to Consider When Choosing a Medicare Plan
When it comes to health care coverage, there’s no easy, one-size-fits-all solution. Do you need a Medicare Advantage or Medigap policy? Can you stay with your current doctor? How do...
5 Benefits of Buying Health Insurance Online
At least 92% of Americans are enrolled in a health care plan, but the remaining 8% amounts to over 26 million people with no health insurance. Most folks who are covered by a health insurance...
How to Get Antidepressants without Insurance
Depression and anxiety are debilitating mental health conditions that affect every aspect of life. Symptoms can range from irritability and lack of motivation to severe depressive episodes that...
Does Medicare Cover Prescriptions?
Medicare is the leading provider of health insurance for older citizens in the United States. More than 44 million Americans get some or all of their health coverage through Medicare, with that...
ACA Open enrollment guide-How long it takes to enroll?
Open enrollment only lasts about two months each year, give or take — it can be longer or shorter, depending on which state you live in. But even six weeks is more than enough time to compare...
Joe Biden’s Health Care Plan to Improve the Affordable Care Act
Health care is a policy issue that always seems to spark intense public debate. The Affordable Care Act (ACA), which President Obama introduced in 2010, continues to receive scrutiny from both...
Do Medicare Plans Cover Coronavirus Tests and Treatments?
As the coronavirus continues to affect people around the world, the U.S. Centers for Disease Control and Prevention (CDC) has issued guidelines for the public, from face coverings to social...
What Is a Health Insurance Deductible?
Some of the most potentially confusing questions around health coverage involve health insurance deductibles: what they are, how they work, why they exist, and how patients can find the best...
The Differences between HDHP and Catastrophic Health Insurance Plans
If you’re looking for health insurance with low premiums, you may think that either a catastrophic health insurance plan or a high deductible health plan will do. But while they may seem...
How Much Does it Cost to Give Birth if I Don’t Have Health Insurance?
Almost 3.9 million women in the United States give birth each year — and new deliveries don’t come cheap. Even for those who are lucky enough to experience healthy pregnancies, hefty...
Health Care for African Americans
Almost 44 million American citizens are Black or African American, making up 13.4% of the U.S. population. This demographic experiences a long-standing and disproportionate burden regarding...
Is Life Insurance Worth It?
Most people find that as they get older their priorities change. Once you have a family, it’s not just you that you need to think about. You have a spouse and perhaps children who depend on you....
Can my ACA Health Insurance be cancelled?
Can my ACA Health Insurance be cancelled? If you ask this question because your insurer has threatened to cancel your coverage, or you have reason to think that they might. The short answer is...
Make the Most of Open Enrollment in 2021
Open Enrollment for the 2021 insurance period is set to begin on November 1st, and while many people view as a chore, it’s worth taking the time to understand the process and weigh your...
Does Life Insurance Cover Suicide?
Suicide is a serious public health issue in the United States, being listed as the tenth leading cause of death in the country in 2018, according to the CDC. It’s more common than homicide,...
The Special Enrollment Period (SEP) Change in Residence
The Affordable Care Act (ACA) has a restricted enrollment period from January 1st until November 1st each year. It is an arbitrary rule for health insurance enrollment, but...
Think Obamacare Health Plans Cost a Lot? That’s Not Always True
If you’ve lost your job during the pandemic, and with it your health insurance, you may think that Obamacare plans are too expensive and therefore not worth seeking. Or maybe you’re worried about...
Is It Illegal to Not Have Health Insurance?
It’s often repeated that health insurance in the United States is mandatory and that people are required to have a health insurance policy that meets standards known as “minimum...
Why Is Health Insurance so Expensive?
Health care concerns have been escalating at a rapid pace, and the COVID-19 pandemic has further exacerbated fears among virtually every demographic. According to the Kaiser Family Foundation,...
COVID-19 Insurance and Other Small Business Coverage Concerns.
The COVID-19 pandemic and the related shutdowns have been a huge hit for the economy. Some businesses are more impacted than others, with many small (and some not-so-small) businesses reportedly...
How Insurance Agents Help You Find Affordable Health Insurance Plans.
Health insurance is a major purchase. Depending on your location, health, age, family status, income and other factors, you could pay as little as nothing or as much as thousands of dollars a...
Health Insurance: What Is a Co-Pay? (With Examples)
Healthcare, health insurance and the medical billing industry are confusing and complex spaces. Sometimes, when talking to insurers and the billing department at your local doctor’s office,...
Does Health Insurance Cover Therapy?
Every year, millions of Americans seek professional help for mental health issues, yet there are many others who do not do so because of fear that they won’t be able to afford the bills....
What’s the Difference Between Term and Whole Life Insurance?
The two main types of life insurance are term life and whole life, and the price difference between these policies can be hundreds of dollars per year. Understanding who these policies are most...
5 Ways to Get Healthcare If You Lost Your Job Because of COVID-19
Whether you lose your job because of the recent pandemic or because your employer is simply shaking things up with a merger (or downsize), the financial blow to you and your family can be huge....
North Carolina Gets Second Health Clinic by Michael Jordan.
One year after the first Michael Jordan Family Medical Clinic opened its doors in Charlotte, North Carolina, the basketball great and his partner Novant Health have opened second health clinic....
The Affordable Care Act, Abortion Coverage, and the Death of RBG – What’s Next?
On the evening of September 18, 2020, America was rocked by sad news: Ruth Bader Ginsburg (RBG), a longtime Associate Justice on the Supreme Court, died due to complications with pancreatic...
Smoking and health insurance. All you need to know
Smoker or not, anyone applying for ACA-compliant health insurance (Obamacare) has to answer the question: Do you use tobacco? Does Smoking affect Health Insurance premium? For those who smoke...
What Happens if the Affordable Care Act is Repealed?
For many Americans, the future of health insurance coverage is uncertain. The fate of nearly 20 million people could lie in the hands of just a few individuals: the nine Justices that make up the...
Can I Still Go to the Hospital if I don’t have Health Insurance?
What happens if I go to the hospital without insurance? If you’re in good health, you might think you need not spend the money on monthly health insurance premiums. After all, insurance...
Your Guide to Pre-Existing Conditions for Health Coverage and the Affordable Care Act in the Age of COVID-19.
On September 29, President Donald Trump and Former Vice President Joe Biden battled it out on the debate stage one-on-one for the first time. As millions of Americans tuned in with bated breath,...
COVID-19 Health Insurance Options
How can I lessen the chances of being infected by COVID-19? What is the latest advice on COVID-19 protection? What are COVID-19 Health Insurance options? Three questions as we approach Open...
Affordable Health Insurance Reduces Uncertainty in Minority Communities
It has long been clear that some groups in American society are at a disadvantage with healthcare. For these groups finding affordable health insurance that is feature-rich and useful has been a...
A Guide to Health Insurance for Same-Gender Couples. Health Insurance Plans for Family
There’s no doubt that the rights of LGBTQ people in America have come a long way in the past 100 years. From the repeal of “Don’t Ask, Don’t Tell,” to the Supreme Court’s groundbreaking...
The ACA Marketplace lists a Lot of Affordable Health Insurance options. Where can I find independent advice?
So. Many. Choices. I’m Overwhelmed! The ACA Marketplace was created by the Affordable Care Act in 2010. A Healthcare Exchange lists affordable health insurance plans that include the...
Health Insurance Exchange: Buying Cheap Health Insurance
Rich or poor, we all want to save money. When planning for health care it makes sense to look for cheap health insurance. Healthcare in the U.S. is expensive, and the Federal government...
GOOD NEWS for Seniors w/Diabetes! Trump Caps Insulin Prices
Updated 3rd-August-2020 Under recently announced plans, Seniors enrolled in Medicare can choose policies that limit co-pays for insulin. President Trump endorses a deal designed...
Cancel the Affordable Care Act? Yes-No-Maybe-Now-Never-I don’t know!
Is it time to overturn the ACA (Obamacare)? After ten years of its existence, President Trump asks the supreme court to cancel the Affordable Care Act. How did we get here? Where are we...
COVID-19: Wear a Mask? Why Does the Guidance Change?
ContentsDo I have to wear a mask?Why should I? When should I wear a mask?Why has the guidance changed?Does it matter how many people wear masks? Do I have to wear a mask? “Do I have to wear...
Small businesses, COVID-19 insurance and you
We are going to look at the impact COVID-19 is having on employer-sponsored (group) health insurance, and more widely on small business insurance in general. But first, we need to...
Health Insurance Open Enrollment 2020
Finding affordable health insurance for you and your family can be difficult. Especially when you try navigating the health insurance marketplace by yourself. Truecoverage wants you to learn...
Defund the police. What does it mean? Where will it lead?
All fires, even the largest conflagrations, start with a spark and dry tinder. What was the spark, and what the tinder that set first Minneapolis, America, and now cities across the world...
How to manage risks during camping, and stay at the hotel & shared accommodation.
In another article (manage risks during summer activities) we suggested that being outdoors may not be entirely risk-free but it is one of the safest ways of combatting the COVID-19 pandemic. As...
Covid-19 The risk of infection, by water droplets, by direct contact, by touching infected surfaces
Risk of catching Coronavirus from surface, airborne water droplets, and direct contact. Whatever the source of the COVID-19 virus it is a novel (new) form of the Coronavirus family about which we...
Enjoy a Safe Summer! Don’t Let COVID-19 Spoil Your Fun
Make your summer more enjoyable by learning how to manage risks during summer activities. Right now, there is no such thing as a zero-risk situation. But the great joy of summer is the...
How to manage your mortgage (or rent) during the Coronavirus pandemic?
Manage mortgage during the Coronavirus pandemic? For most of us the largest single purchase in our lives, and the most important, is our home. To make the purchase, most of us need to borrow and...
How to manage credit card payments during Coronavirus pandemic?
You are probably reading this article because you have, like most of us, been caught up in the Coronavirus pandemic. Even the word itself contains the word ‘PANIC’. Our first advice is...
How to manage student loans during Coronavirus pandemic?
Anyone who has a student loan knows just how complicated it can be. The impact of the Coronavirus pandemic does not make it any easier to navigate the almost limitless alternatives and you...
How to manage auto loans during Coronavirus pandemic?
In this article we give some guidance on the options available to you to lessen the impact of the COVID-19 pandemic and manage auto loans during Coronavirus pandemic. If you think you may fall...
Trouble Paying Bills? Pandemic Money Management
There can be very few American families who are not financially affected by the COVID-19 pandemic and finding difficult to manage money during Coronavirus pandemic. The key to finding...
COVID-19 Financial Protection: Managing Money
The COVID-19 pandemic now affects everyone in the U.S. It also is causing trouble throughout the world. The Coronavirus affects each individual, family, community, state, and nation differently,...
COVID-19- Balancing the harms! When will we be prepared?
Right now (early May 2020) state governors up, down and across the USA are making decisions about ending or at least relaxing the regulations introduced to control the COVID-19 pandemic....
Social Isolation Impacts: Unintended Consequences
Much has been written and said about the impact of social isolation due to the COVID-19 pandemic is having and will continue to have on the world and national economies. All of us are...
Getting America Back to Work Safely. The COVID-19 Unknowns
When Donald Rumsfeld, then Secretary for Defense, introduced the idea of “known unknowns” when appearing before a Senate committee in 2002, he was referring to weapons of mass destruction. ...
When Can We Return to Normal? Trump Eager to Reboot Economy
President Donald Trump on April 16, 2020, issued federal guidelines for states to reopen their economies amid the coronavirus pandemic. The three-phased approach announcement acknowledges that...
COVID-19 Info 3: Economic Impact payments. Am I entitled?
ContentsWhat is Economic impact payment?Am I entitled to Economic impact payment?Am I entitled in the case of Non-filing?Information you will need to provide to qualify for economic impact...
How to manage the stress during the pandemic? Don’t worry about worrying
If you are reading this you probably already thinking to yourself “How will you manage the stress during the pandemic?”. You have probably already read articles by ‘experts’ with titles such as...
COVID-19 Update-The Truecoverage digest-April 2020
The impact of COVID-19 on us as individuals and on the American economy is without precedent, as the Press and Broadcast media constantly remind us. The politicians, pundits, and public...
Coronavirus Creates an Epidemic of Scams
Fake cures, phony charities, fraudulent promises of early stimulus payments—authorities are flooded with complaints Danita Sienknecht was on a car ride with her husband one recent morning when a...
COVID-19 treatment-Humana and Cigna agree to waive costs
Early last month President Trump announced that tests for COVID-19 infection would be included in the ten Essential Health Benefits (EHB) specified in the Affordable Care Act (ACA). NOW, two...
COVID-19 Self-Isolation: How to Keep Family & Friends Safe
The suggestions in the article are guidance for all members of a household where one or more members are self-isolating in order to minimize the possibility of spreading the COVID-19 virus to the...
Social distancing, quarantine, isolation, What do they mean? What should I do?
It may seem very simple, but for individuals confronted by a threat such as COVID-19 there are, broadly, three conditions: – I am not infected (I don’t want to be infected) I might be...
Health Insurance after Termination: Use COBRA Insurance?
ContentsWhat is COBRA health insurance?What does COBRA do?What is COBRA eligibility?How does COBRA work?How long must I keep the COBRA plan in force?Special Enrollment Periods (SEPs)How to apply...
Special Enrollment Period-SEP: Qualify? Health Insurance
Health insurance plans which are compliant with the Affordable Care Act are intended to run from January 1st until December 31st without change. This rule is designed to make it impossible to...
Special Enrollment Period-SEP: Qualify? Household Changes
Health insurance plans which are compliant with the Affordable Care Act are intended to run from January 1st until December 31st without change. This rule is designed to make it impossible to...
Moving Home? Ways to Save Money, Make Money & Manage Stress
Of course, our first thoughts are ways to save money when moving home. A new home will probably be the biggest purchase any of us makes, but it is no reason for spending more than necessary on...
Joe Biden, building on Medicare. The public option
For most of us healthcare, both for ourselves and our loved ones whether juniors or seniors, is one of our highest priorities. Our politicians, whether Republican or Democrat, recognize...
If they DON’T Hurt, They’re Fine. Now They Hurt .. Too Late?
ContentsWhat does average dental insurance cost?Dental insurance plan types.There are three main types dental plansCost of Dental InsuranceHow to find affordable dental insurance. What does...
Free Coronavirus tests-President Trump and Top insurers agree
In a welcome announcement on March 10th 2020 Vice President Pence made public the offer by major Health Insurance Companies to ‘waive all copays on coronavirus testing in all their benefit...
COVID-19 Info 2: Save Others by Taking Care of Yourself
ContentsCOVID-19-Prevention and TreatmentPrevention of COVID-19 (Coronavirus)Four sensible precautions to take to prevent Coronavirus infection or COVID-19Things to do if you think you have been...
Meet the 105 yr old man and his bride(96): Married 79 years
A black couple identified as A.J. & Lillie Reeves from Virginia who are 105 and 96 respectively, have celebrated 79 years of happy marriage. According to a video seen by Briefly.co.za on...
The science behind washing your hands? Why it works?
As COVID-19 and influenza continue to spread across the country, everyone from coworkers to the CDC wants you to wash your hands. Using face masks is ineffective (and makes it...
COVID-19 Info 1: Taking Care of Yourself Helps Everyone
The contents of this item are drawn from the latest Centers for Disease Control and Prevention (CDC) publications concerning the Coronavirus Disease 2019 (COVID-19). COVID-19 is...
Can Elizabeth Warren really reduce health care costs?
“and millions more Americans will have the choice to ditch their private insurance and enter a high-quality public plan” Elizabeth Warren (Warren for President, January 2020) Does Elizabeth...
Does President Trump really want to repeal the ACA (Obamacare)
When he introduced the 2020 federal budget President Trump re-emphasized his intention to repeal the Affordable Care Act, known more popularly to most of us as ‘Obamacare’. Perhaps that is the...
Medicare for all who want it: Pete Buttigieg’s healthcare plan
Healthcare policy was the central issue during the 2018 mid-term elections which led to the democrats winning a majority in the House of Representatives. Among the leaders in the race for...
The struggle and triumph of America’s first black doctors
Around 1906, a young boy in Atlanta was stricken with a condition that cut off the circulation in his legs. His family feared it was life-threatening. His father, an African American minister...
Mike Bloomberg’s Affordable healthcare plan
Just recently the TrueCoverage team wrote an article ‘MEDICARE FOR ALL EXPLAINED’ and concluded that while the Democratic party had a distinctly different approach to funding national healthcare...
Is pain management covered by health insurance?
ContentsWhat are the risks of long term opioid treatment?Pain management careWhat is addiction?What is an Opioid?Common prescription opioids Pain management treatment options What are the...
African American history month – Black history month
The annual observance of Black History Month in February has its origins dating back to 1926 when the historian Carter G Woodson, author of ‘The Journal of Negro History’, announced the second...
Bernie Sanders Medicare for all explained
‘Health care as a human right’ is a key plank in Bernie Sanders 2020 campaign for the nomination as Democratic candidate for the presidency of the USA in the fall. If he were to win his way to...
Low-cost health insurance in Texas
ContentsAre you looking for affordable health insurance in TexasWhat makes Texas different?How do these differences affect me and my family?First, there are things you can’t influence, while...
Chiefs player celebrate the super bowl win by paying shelter fees for 109 dogs
Kansas City Chief player Derrick Nanadi celebrate the super bowl win by donating shelter fees for 109 dogs and to help them in finding a loving and adoptive home. We’re so honored to partner with...
Medicare Part D formulary 2020
ContentsWhat is formulary? How do they affect me? What happens if they change? What are the formularies?Who determines the Medicare Part D Formularies?How do formularies affect me?What are...
Does my health insurance cover me for Coronavirus?
First things first, you are reading this article because you are concerned about the effect a Corona or corona type disease might have on you and your dependents. So, let’s be absolutely clear...
At Bon Jovi Restaurant you can pay what you can.
Thanks to megastar Bon Jovi now you will not go hungry if you are living near Red Bank or Toms River, New Jersey The 57-year-old rock star who gave us the renowned anthem ” Living on a...
Medicare Star Ratings: The Five Star Special Election Period
Did you check the Medicare star rating? If you are already enrolled in a Medicare plan you can sit back and relax! Or should you? Your insurer will already have advised you that your plan needed...
Discovery Paves the Way for Dementia & Migraine Treatments
Scientists from New Zealand have just made the “remarkable discovery” of the brain having its own blood pressure sensors—and they say it could pave the way towards new treatments for dementia,...
Medicare at 65: Be Prepared for all the Questions!
In this article, we suggest some questions you need to ask yourself about how to sign up for Medicare at age 65 and where to go for advice. ContentsSigning up for Medicare for the first time? You...
Trae Young cancels $1 million of medical debt in Atlanta
NBA superstar Trae Young is starting off 2020 by giving back to his new city in a HUGE way … by helping cancel out more than $1 MILLION in medical debts for people in Atlanta. The...
Medicare (Part D) Prescription Drugs Plan Enrollment
Are you entitled to enroll in a MEDICARE approved prescription drugs plan and haven’t? There are three vital questions to ask yourself. Do I need to enroll in a prescription drug plan? When...
Medicare Advantage Plans 2020. Take advantage today.
This is the time to review the medicare advantage plans in 2020. If you already have Medicare Part A (hospital insurance) and Medicare Part B (medical insurance), the Original Medicare, you may...
ACA Open Enrollment 2020 – take 15 minutes out to get covered
Enroll in an ACA compliant health insurance plan! WHY? To ensure that you and your loved ones have coverage in 2020 that takes advantage of state and government reliefs and subsidies to which...
2020 ACA Open Enrollment: Health Plans w/ *STAR* Quality
You don’t have much time left to enroll (open enrollment ends December 15th) but for 2020 CMS (Centers for Medicare and Medicaid Services) has moved to make your choices better informed. All...
ACA Open Enrollment 2020: Ends December 15th DON’T MISS OUT
Someone has to be last but don’t let it be you! Give yourself time to discuss your health insurance with experts. Learn how ACA (Obamacare) makes coverage for you and your dependents...
ACA Enrollment: Premium Tax Relief & Cost-Sharing Subsidies
Am I eligible? How much relief will I get? How do I claim the benefit? Who should I talk to? Let’s take these important questions in order Am I eligible for PREMIUM TAX RELIEF AND COST SHARING...
ACA Open Enrollment 2020 – 5 tips to save money
Stop right now! There is no such thing! We will have to wait until next year to know what you might have done differently. What we CAN do right NOW is to work together to find the best value...
ACA Open Enrollment 2020: 5 things not to do
Don’t enroll or renew without reading this article! (it could save you $thousands) You may be enrolling for the first time or renewing either as an individual or as a member of a group (employer)...
ACA Open Enrollment Guide How to choose THE BEST HEALTH PLAN?
ACA Open Enrollment 2020 is between 1st Nov to 15th Dec. Contact your health exchange today to get enrol under affordable care act and get affordable health insurance Don’t kick the tires! ASK...
Preventative Care Services: ACA Benefit Saves You Money
Make sure that you and your dependents have theprotection they need. ACA Open Enrollment 2020 is from 1st Nov-15th Dec 2019 One of the underlying concepts of the Affordable Care Act is the...
Special Enrollment Period: It’s not ACA Open Enrollment
ACA ‘open enrollment’ runs from 1st November to December 15th for Health Insurance coverage for the year commencing January 1st 2020. You can only buy ACA-compliant insurance plans during this...
Choosing Affordable Health Insurance that’s Right for You
For most individuals the first point of contact should be a health insurance exchange, Federal, State or Private. Any of them will help you to navigate the choices in arriving at the best...
How do you answer question 4? Do you use Tobacco?
As open enrollment comes closer (November 1st)) and you need to contact your health insurance agent looking for your best health plan, you will be faced with four critical questions. Your age?...
Understand your medical bill
Does it contain surprises? Who can you turn to? What to do next? First, we should admit that all medical care and treatment is expensive and is usually unplanned. It is the main reason for taking...
Open Enrollment 2020 for ACA Health Insurance is Coming Soon!
Are you prepared to receive the best coverage at an affordable price? Read below to discover the different options you have for ACA/Obamacare Assistance. Read in Spanish Alright, folks! Time to...
THE OPIOID CRISIS. What lies ahead?
The kid says IT HURTS your first reaction WHERE?Don’t worry, I’ll kiss and make it better How does this natural parental reaction to pain lead to what we now recognize as, the ‘OPIOID CRISIS?’...
Health plans with Star Quality
Finally, CMS (Centers for Medicare and Medicaid Services) moves to require Insurers (Carriers) to display a ‘STAR RATING’ for any of their products offered on Health insurance exchanges (Federal,...
How much does health insurance cost per month?
ContentsThe most frequently asked health insurance question-The hardest to answer AGE LOCATION FAMILY STATUS THE PLAN CATEGORY- What is it? The most frequently asked health insurance...
Buying Cheap, High Quality Health Insurance in South Carolina
As healthcare costs steadily climb, it can be difficult to find an affordable, high-quality health insurance provider in South Carolina. That’s why South Carolinians are more likely to be...
How to minimize emergency room costs?
Before we consider how we can minimize our emergency room costs we need to understand WHY emergency room cost is so high and indeed why there are such wide variations. We can then consider...
Turning 26? Then it’s time to get your own health insurance
Whatever coverage you have now, you will be responsible for your own health insurance when you turn 26. The Patient Protection and Affordable Care Act (ACA or Obamacare) allows young adults to...
When is ACA Health insurance Open enrollment 2020?
Dates & Deadlines for 2020 Health Insurance Open Enrollment Health insurance open enrollment runs from November 1st to December 15th, for coverage commencing January 1st, 2020. November 1,...
BCBS: 9 million People Gripped by Major Clinical Depression
ContentsWomen are diagnosed at higher rates of clinical depression compared with men as reported in the BCBS reportThere are ten common signs of depression.Age differencesDoes health insurance...
Poor Dental Hygiene Does More Than Ruin Your Smile
Failure to brush your teeth, floss, or visit the dentist regularly can affect more than the look of your smile. People who struggle to get into the habit or lack dental insurance that allows them...
Medicare Supplements 101 – Which, When, From Whom?
The ‘WHICH Supplement?’ question may seem complex but there is a limited number of choices. Your health insurance exchange (or State Health Insurance Assistance Program aka SHIP) can advise...
Yes, Medicare premiums can be affordable, even free!
Fact: Most people over 65 will receive the benefits of Medicare Part A ‘premium free’. An exception would be if you have not paid Medicare taxes for at least 39 quarters. Most of our...
Special Enrollment Period for ACA Health Insurance
Qualifying Life Events can help you get coverage during Special Enrollment Periods for ACA (Affordable care act) health insurance There are defined ‘lifetime events’ which ‘trigger’ a personal...
Medicare Enrollment Periods
When is Medicare Open Enrollment for 2020? This year Medicare open enrollment will run from October 15, 2019, to December 7, 2019, for 2020 coverage......
Disney Star’s Death Spotlights Pre-existing Conditions
Here’s what you need to know about pre-existing conditions and health insurance. Disney star Cameron Boyce’s death, after fatal epileptic seizures......
Minimum Essential Coverage: 10 Key ACA Health Guarantees
An insight into the ten health benefits of Minimum Essential Coverage policies provided through ACA....
Health Insurance Penalty Changes: What This Means for You
Did you know? ACA Health insurance penalties are over. Here's why ACA plans are so much more than just Minimum Essential Coverage....
Discovering the Right Health Insurance Network for You
An insight into what makes up different networks and how to choose the right one for you....
OBAMACARE – The Pros and the Cons
When Congress approved the original Patient Protection and Affordable Care Act, 2010 (known as ACA or OBAMACARE) their aim was to- Enable all American citizens......
How to shop for affordable health insurance?
Meta description preview: Health Insurance gives you the peace of mind to face medical risks, knowing that you and your loved ones are protected. How to shop for health insurance is......
How does Medicare work? Here’s a simple guide.
Medicare is the health insurance coverage provided by the Federal government for: Senior citizens 65 or older and for younger people with certain defined disabilities......
Confused About Obamacare: Buying the Right Health Coverage
We have put together an easy guide.. just for you! How many times have you stopped midway while filling your health insurance documents? ......
How Can You Get Health Insurance Coverage Outside Open Enrollment
2016 plans are only available with a qualifying event Open enrollment for 2016 ended on January 31, but you need to buy health insurance now......
Performance of Obamacare in the Last 5 Years
On 23rd March 2010 a new kind of health reform was implemented in the USA. Patient Protection Affordable Care Act (PPACA), or Affordable Care Act (ACA)......
The Good(s) and Bad(s) of Affordable Care Act
President Obama’s efforts at creating conducive health care facilities for the people in America resulted the introduction of the Affordable Care Act (ACA) in 2010. Also known...
5 Changes in Medicaid After the Implementation of Obamacare
The introduction of Obamacare brought in a sea of changes in the health insurance sector. It also expanded the scope of Federal programs like......
Is Substance Abuse Covered Under Obamacare
This Open Enrollment for 2017, there is yet again good news. People with substance abuse will be covered under all the non-grandfathered plans. Of course, not just substance abuse, but also for...
7 Facts About COBRA Health Insurance You Should Know
The CONSOLIDATED OMNIBUS RECONCILIATION ACT, ‘Continuation in medical insurance’, was introduced in 2017 to ensure that employees, who are members of an employer-sponsored group health insurance...
Affordable Care Act – Obamacare Benefits for Women
The Affordable Care Act/Obamacare Mandated MANY Services Specifically for Women....
5 Damages on Women Obamacare Repealing Will Cause
Only after 2 years of successful implementation of Obamacare in the US healthcare sector, the health insurance policy has come to face major challenges from the Democrats. One of the major focus...
House Passes Obamacare Replacement: Will It Affect You?
After a failed attempt earlier in March this year to get the House to vote favorably for the Obamacare repeal and replace bill aka American Health Care Act (AHCA), the Republicans managed to...
4 Health Insurance Benefits + COBRA: Lower Employee Stress
Of all other things that keeps me worried, one major concern that remains is- what if I am laid-off by my employer? Losing my job not only stops my earning until I have found myself a new one,...
You Think You Don’t Need Health Insurance? Check the Consequences
The Open Enrollment 2017 and the Presidential polls are around the corner. If Mrs. Rodham Hillary Clinton (leading) comes to power, will she be able to answer all the doubts about ACA? The debate...
5 Benefits from CHIP Insurance in USA
In the year 1999, the Bipartisan Congress finally came out with a solution to help 10 million children of America. Most of the children in the U.S. lacked health insurance earlier. The...
Worried about your Health Insurance Deductible? We can help
While buying health insurance plan, you are always confused about health insurance deductible. It can be really confusing to understand if a low deductible health insurance plan or high...
Private Health Insurance Exchanges Growing in Popularity
Private exchanges have become an increasingly popular option for employers looking to offer their employees additional health plan options while at the same time controlling costs. Until...
ACA Checkup: Small Employer Info re: The Affordable Care Act
Welcome to the first edition of The ACA Checkup –a series outlines offering a quick summary of key points of the ACA and how it can impact you, your business and your employees. This edition will...
How To Choose The Right Health Insurance Coverage And Save?
2017 Open Enrollment for the health insurance marketplace established by the Affordable Care Act (ACA; a/k/a ACA) is a few months away. But it is good to learn more about it way in advance and...
Health Insurance Coverage & Insurance Marketplace Data
Health Insurance Coverage alludes to complete coverage during the calendar year. Two types of health insurance marketplaces are there, one is private insurance and another one is government...
Take Advantage of Free Preventive Care under the ACA
No copay, coinsurance or deductible for these services Prevention is better than cure… always! One of the best ways to stay healthy is to listen to your body and undergo routine checkups before...
Get to Know Your Health Insurance Plan Better
Getting covered with the right health insurance plan is important for you and your family to stay healthy. But it takes a lot of patience to understand what your plan covers, the benefits and...
How to Battle Rising Health Care Costs and Emerge a Winner?
The why, how and what may be next in the U.S. health insurance expenditures It is not unusual to hear stories of healthcare costs that play a large part in the rise of personal bankruptcies, or...
Are You and Your Family Getting All the Vaccines You Need?
August is National Immunization Month. Learn all the facts to help keep your family safe. It is important to learn all about immunization and make sure you and your family has taken the necessary...
2 Key Features of a Great Private Health Insurance Exchange
A private exchange in its core function is a private business, operated by insurance agencies and brokers, towards selling health care products to its customers in the digital or online...
8 Health Insurance Terms Everyone Should Understand
Ah, so you have finally decided to buy a health insurance for yourself and the family. Health insurance can actually become very confusing with a host of plans and clauses attached. There are...
4 Tips to Bring Down Medical Expenses for Small Enterprises
There’s not just one hassle to run a small business in America, there are a number of them. Health care is one expense that most small enterprises get traumatized about. Simple things like lab...
The Basics of Getting Vision Insurance Coverage
What is Vision Insurance? Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. What is...
5 Features That Identify Which Healthcare Coverage Works Best
It is really interesting to observe that most Americans are now attempting to live a healthy lifestyle. Gone are the days when people would binge on drinking and smoking. Together with different...
7 Things that indicate your Health Insurance Broker is good
Hurry! 14 days have passed since Open Enrollment 2017 has begun. If you haven’t done any research on health insurance requirements, the new rules and strict regulations that have been introduced...
Supplemental Health Insurance: Covering Out-of-Pocket Costs
The entire idea behind bringing supplemental health insurance was to help people of America receive assistance in catastrophic medical situations. Why I call this situation catastrophic is very...
Health insurance basics
Everyone who is familiar with the cost of medical care or the complexities that come with it know that it can be a major headache. From the very moment you enter the doctor’s office, to having...
Open Enrollment 2017 In Obamacare – Start Your Homework
Do you have a qualifying event that will allow you to buy health insurance outside Open Enrollment? If yes, you can still buy an ‘Obamacare Plan 2016’ for yourself. The last period for open...
Obamacare 2017 Open Enrollment Deadline
Don’t miss the Dec 15 deadline for Jan 1 coverage! Hurry! If you do not want a gap in your coverage, you will have to enroll or change Marketplace health insurance plan by December 15. This is to...
5 Tips to Get You Ready for 2017 Open Enrollment
Open Enrollment for 2017 health plans starts November 1, 2016. Are you ready? 1. Mark your calendar with important Dates & Deadlines November 1, 2016: Open Enrollment starts — first day you...
4 Things You Should Not Do During 2017 Open Enrollment
You are almost there. The huge rush, those long queues are soon going to begin. No, we are absolutely not bothered about your Black Friday shopping craze. We are rather concerned about saving...
3 facts about American Healthcare Act you need to know right now!
One of the first things that President Trump wants to address is the repeal and replace of the ACA otherwise known as ACA. Their plan is a three step process, which includes a...
Missed Open Enrollment 2020? Get Health Insurance Now!
How many times in the last 6 months did you go visit a doctor? I guess at least once, if not more, even if you are a fitness freak. If you have a family and kids, I am pretty sure you must have...
