Health, Wellness, Insurance, and Healthcare Marketplace News

What is the Purpose of the Metal...

CHOOSING HEALTH INSURANCE? First, we need to consider the purpose of insurance, specifically HEALTH INSURANCE. The purpose of an insurance policy is to provide you with financial protection from losses (expenses) resulting from the...

Does Your Health Plan Have Star Quality?

Why do qualified health plans have star ratings? All ACA-compliant plans (aka Qualified Health Plans or QHPs) with five hundred or more enrollees must have a star rating. The purpose of the star rating is to make it easier for you, the...

Planning Your Special Day? Don’t Forget These...

If you are planning a wedding in the next twelve months, you will be in good company. Over two million weddings are held annually in the USA, and that takes a lot of planning. Put another way, two and a half million couples are poring...

Understanding ‘Junk’ Health Insurance: Risks and Realities

What is ‘junk’ health insurance? ‘Junk’ insurance is an insurance plan that does not cover any loss or expense you could reasonably expect or have been led to expect to be covered by the policy. In particular, in health insurance, the...

Celebrating a Decade of the Affordable Care...

In 2024, we celebrate the tenth anniversary of the Affordable Care Act (ACA), which has transformed the health insurance industry by creating open but regulated markets that provide consumers with a choice of plans and standard minimum...

Health Insurance and Divorce: Navigating Coverage After...

First things first Being a woman is not considered a ‘pre-existing’ condition. Although before 2024, you could be forgiven for thinking so. Before the implementation of the Affordable Care Act, the cost of health insurance was far...

I PAY MY HEALTH PLAN PREMIUMS…

 WHY DO I HAVE TO PAY AGAIN WHEN I NEED HEALTHCARE? Do I have to make a ‘copayment’ for every service? The Role of Copay in Health Insurance Plans Is there a limit on how much I need to spend out of my own pocket? Most households have...

DON’T WORRY ABOUT WORRYING AND TAKE THE...

LAUGHTER IS THE BEST MEDICINE Stress is not technically a disease. It is the body’s automatic response to a perceived external threat or unexpected change. The response may be physical, emotional, or cognitive, but our early...

WE NEED TO TALK…ABOUT NICOTINE

WHERE DOES IT COME FROM? WHAT DOES IT DO? IS NICOTINE ALL BAD? DOES NICOTINE DESERVE ITS REPUTATION? WHICH IS SAFER, VAPES OR ZYN? Nicotine, where does it come from? Nicotine is an alkaloid that occurs naturally in the tobacco plant....

TELEHEALTH, THE DOCTOR IN YOUR POCKET

Perhaps you may be reading this on your laptop, tablet, or iPhone; WHY? Did someone suggest it? Your doctor? Your pharmacist? A healthcare provider? Your health insurance adviser? A friend? Or just a lucky chance? Whatever the reason,...

WHAT PARENTS SHOULD KNOW ABOUT MEASLES

The brief answers to these questions are: – If you are reading this article, you are probably the parent or carer (childminder or teacher) of a young person(s).  You do not only need brief answers to these questions, but you...

Dental Insurance Costs Explained: Types of Plans...

WHAT DOES THE AVERAGE DENTAL INSURANCE COST? The most typical indication that something is wrong with our teeth is pain. Our first reaction is to make it go away. We reach for the medicine cabinet. The pain goes away, but the ‘root’...

The Role of Dopamine: Deficiency, Symptoms, and...

The function of dopamine.  What is dopamine deficiency and what are the causes? What are the symptoms of dopamine deficiency? Is there a cure? Is there a natural way to treat dopamine deficiency? Most neurodegenerative diseases,...

GET THE BEST VALUE FROM YOUR ER...

Why are ER visits so expensive? What can you do to lessen the number of visits to the ER? How can you keep costs down? Are there alternatives? Why are ER visits so expensive? The word EMERGENCY says it all! Emergency Rooms are designed...

“I’M SINGING IN THE RAIN And I...

An antidote to depression Researchers (American Medical Association) estimate that one in six Americans take antidepressants, of whom more than a quarter are long-term users. Antidepressants are the most prescribed medication in the...

THE BEST HEALTH INSURANCE PLAN IS ‘FREE’...

Very few of us live our lives without needing medical care either for ourselves or our family. From first to last, from birth to end-of-life care, we depend on the trained expertise of nurses, doctors, and consultants to enable us to...

HAVE I GOT THE BEST HEALTH INSURANCE...

AM I SPENDING TOO MUCH?DO I NEED ADDITIONAL COVER?WHAT SHOULD I DO? Ever since you signed up for this year’s health insurance and with every monthly premium payment or paycheck deduction, you probably have one or more of these...

LIFE EXPECTANCY FALLS AGAIN

The terms ‘mortality rate’ and ‘life expectancy’ are often used interchangeably but have entirely different meanings. Mortality rates refer to the number of deaths in a specific ‘population’ related to a particular causation(s). The...

Are you (or your partner) co-sleeping or...

For many parents, co-sleeping seems to be the most natural thing in the world. For others, it is the last resort. There are times when co-sleeping (or close proximity sleeping) reinforces bonding and makes breastfeeding less disruptive...

CARING FOR OTHERS? CARE FOR YOURSELF!

If your attention has been drawn to this article, you are probably already the carer of a friend or relative.  Possibly, you have a colleague or employee who is a carer whose divided loyalties you share.  Most of the...

Some tips to improve your sleep quality...

There are so many words that describe our need for sleep we could use this page to list them all.  But two stand out: Tiredness and Fatigue.  We tell someone we feel tired or fatigued, and we feel the need to sleep....

$0 Health Insurance, Federal Subsidies, and Rewards...

The Affordable Care Act has been a game-changer, opening doors to health insurance for countless individuals and families. One of its most important features is income-based subsidies, designed to make sure health coverage is...

VIRGINIA GOES SOLO

By Open Enrollment in 2023, Virginia will have its “own” Health Insurance Exchange (marketplace).  Although every state must have an exchange, most (33) run their marketplace on a federally-run I.T. platform. The other 17 states run on...

IS MEDICARE ENOUGH TO…?

Provide me with the insurance coverage I need to secure my future well-being. You may be approaching 65 and eligible to sign up for Medicare for the first time.  You may be reconsidering your plan(s) for next year, intending to...

The Evolution of the Health Insurance Marketplace:...

The health insurance marketplace continues to evolve, and individuals now have the option to buy insurance online health. Access to unbiased expert guidance becomes even more crucial in this digital age. As insurance leaders,...

MEDICAID EXPANSION AND YOU

To understand Medicaid expansion, we have to go back to the days before 1965 when Medicaid was introduced. Until then, the care of older adults, the terminally ill, people with chronic illnesses, and those who could not afford health...

Unveiling TrueCoverage: Your Ultimate Resource for Navigating...

In the realm of health insurance, the Health Care Gov Plan holds significant importance for individuals seeking comprehensive coverage options. TrueCoverage has emerged as a trusted partner, offering a comprehensive suite of services...

Navigating the Health Insurance Marketplace in Texas:...

Introduction: The health insurance marketplace in Texas offers a range of options for individuals and families seeking coverage. Access to ​unbiased, fair, and free advice is essential in this complex landscape. TrueCoverage, as ab...

TrueCoverage: Pioneering the Future of Marketplace Insurance

In the ever-evolving landscape of healthcare and insurance, the search for reliable and comprehensive coverage can often be a complex and daunting task. However, TrueCoverage, the brainchild of a visionary project, has emerged as the...

DEVELOPMENTAL DISABILITIES

Anyone planning a family, expecting a child, or watching young children grow will ask themselves one or more of these five questions. Let’s take the first two questions together; What are Developmental Disabilities, and are they...

Air Pollution And You

If you are reading this item, you may be concerned about your health or someone close to you.  You may wonder if that persistent cough or shortness of breath is due to air pollution.  Typical symptoms of air pollution-related...

TrueCoverage: Your One-Stop Solution for Health Insurance...

Introduction: Finding the right health insurance coverage can be daunting, but TrueCoverage is here to simplify the process. As a leading provider of health insurance quotes and ancillary insurance options, TrueCoverage offers...

Prostate Cancer And You

PROSTATE CANCER AND YOU PROSTATE CANCER is the second most common cancer among American men.  Over two hundred and eighty thousand cases are predicted in 2023 (14.7% of all new cancer cases), and nearly thirty-five thousand will...

Isometric Exercise And You

ISOMETRIC EXERCISE, and YOU You are probably reading this article because you are concerned that you, or somebody close to you, is not getting enough exercise to maintain or improve their physical condition.  We constantly read of...

Insurance Online Health: Streamlining Coverage for the...

Our Commitment to Making Health Insurance Cheap...

In a world where healthcare costs are skyrocketing, finding health insurance that is both affordable and comprehensive is of utmost importance. TrueCoverage, a trusted name in the industry, is revolutionizing the way individuals access...

Health Insurance In The Marketplace with TrueCoverage

When it comes to securing health insurance in the marketplace, individuals and families often find themselves faced with a myriad of options and complexities. The ever-evolving healthcare landscape can be overwhelming, but TrueCoverage...

The Transformative Power of the Affordable Health...

Pursuing affordable and comprehensive health insurance coverage remains a pressing concern for individuals and families in Texas. In this endeavor, the Affordable Health Care Marketplace has emerged as a transformative force, providing...

Navigating Health Insurance: TrueCoverage Offers a Solution

Health insurance has always been a complex and challenging part of the American healthcare system. With constantly changing regulations, confusing policies, and an overwhelming number of options, individuals often find it difficult to...

TrueCoverage: Revolutionizing Insurance Healthcare through Smart Technology...

Introduction: In the dynamic world of insurance healthcare, finding affordable and comprehensive coverage can often be a challenging and time-consuming process. However, TrueCoverage, a leader in smart insurance technology solutions,...

New Baby Could Mean New Health Coverage...

Bringing a new bundle of joy into the world is an exhilarating and life-changing experience. Explore why having health coverage for newborn babies is crucial....

Surviving the Summer Heat: 10 Tips and...

With summer in full swing, the heat can become more than just an inconvenience. It can lead to serious health risks like dehydration and heatstroke. Here are ten tips to keep you cool and safe during this summer heat....

5 Tips to Help You Pick the...

Are you ready to dive into the world of health insurance? Don't worry, we've got your back! In this post, we'll provide you with 5 tips to make sure you pick the right health insurance plan for your needs....

The Future of Health Insurance: TrueCoverage’s Revolution...

The quest for quality, affordable healthcare has long been a challenge for individuals and families across the United States. Navigating the complex landscape of health insurance quotes, life insurance quotes, and supplemental...

Navigating the Changing Landscape: TrueCoverage and Insurance...

In an ever-evolving landscape of healthcare policies, TrueCoverage has emerged as a leading provider of insurance for Obamacare. Their unique approach as a personal insurance broker, health insurance marketplace, and personal advisor...

Unveiling the Affordable Health Care Marketplace in...

Access to affordable and comprehensive health insurance coverage is a pressing concern for individuals and families across Florida. The Affordable Health Care Marketplace has emerged as a pivotal resource, providing a platform for...

Explore Insurance Options for the Self-Employed

Are you a self-employed entrepreneur with 0 to 3+ employees? Trying to figure out how health insurance coverage works? This article is for you!...

Health Insurance Options for Same-Sex Marriages

Due to the Supreme Court ruling legalizing same-sex marriage nationwide in 2015, same-sex married couples qualify for the same benefits under the Affordable Care Act (ACA) as heterosexual couples in all 50 states. But despite that...

ICHRA vs. Group Insurance: Which is Best?

It’s important to diligently evaluate terms of coverage options, affordability, and what’s best for your employees each year. Explore this article to compare group health insurance plans to ICHRA....

ACA Subsidies Lower the Cost of Monthly...

For health insurance bought on the Marketplace, ACA subsidies lower the cost of monthly premiums. As a result, Marketplace health insurance is more accessible, affordable, and attainable. What subsidies are available?...

The ACA ‘Family Glitch’ – Who Does...

The tax credits created by the ACA meant that Obamacare could be an affordable way to get coverage if you didn’t have employer-based coverage. However, some family members may not eligible for a premium tax credits. Explore the "Family...

How Insurance Tech Saves You Time

Insurance technology is changing rapidly, impacting the nature of insurance renewals. In this article, we'll discuss the implications for insurance customers....

‘A’ is for Asthma

Asthma is one of the most undiagnosed and undertreated medical conditions. It occurs most commonly in children....

ACA Insurance & COBRA Plans: How They...

It can be challenging to keep up with health policy, who can help, and how program eligibility requirements are changing. Here’s some things to consider if you have recently lost your job and need to make a decision about health insurance....

Everything you need to know about The...

Federal poverty levels (FPL) determine eligibility for specific federal programs and benefits, including Marketplace health insurance, Medicaid, and CHIP coverage. Explore this article to learn more about FPL....

Understanding the Difference Between Captive and Independent...

If you are considering a new career as a health insurance sales professional, one of the early decisions you need to make is how you want to work. Do you want to be an independent agent or a captive agent employed by a bank, insurance...

Guidance for the Rising Cost of Health...

With a double-digit rise in premiums expected for 2023, here’s a guide to help you understand why ACA plan costs are increasing....

What You Need to Know about the...

Coverage can start as soon as January 1, 2024, if you enroll by December 15, 2023. Here’s what you need to know about the Marketplace, especially if this is your first time applying for health insurance....

Qualifying for Medicaid and CHIP Coverage

Medicaid and CHIP provide free or low-cost health coverage to millions of Americans. Explore this article to find out what your options are and how to apply....

ENDOMETRIOSIS Shh!  We don’t talk about it

Over six million women in the USA live with the chronic, complex diagnosis condition endometriosis.  Yet this life-changing condition attracts little attention. ...