Health, Wellness, Insurance, and Healthcare Marketplace News
The latest information on affordable health insurance, wellness, the Affordable Care Act (ACA-Obamacare),
Your Healthcare Marketplace, Medicare, and Current Events.
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Congenital Disability (Birth Defect) Prevention
Have you ever seen a list of ways to get healthy in the New Year? Bet you have. There are lots of them. Most of them will tell you to start a new trendy and complicated diet,...
Five Ways to Get Healthy in the...
Have you ever seen a list of ways to get healthy in the New Year? Bet you have. There are lots of them. Most of them will tell you to start a new trendy and complicated diet,...
COVID-19 Pills are Here, but can they...
Two new COVID-19 treatments in pill form have recently hit the streets, but how do they work, and how can you get them? Both pills, Molnupiravir from Merck and Paxlovid from...
Maximizing Your Annual Health Insurance Plan Deductible
Like all forms of insurance, health insurance is designed to protect you from the unexpected. Very few of us can afford the high costs of medical interventions resulting from...
How to Destress This Holiday Break
Facing the scary thought of taking a few days off from work over the holiday season? Concerned about getting all your shopping and wrapping complete in just a couple of...
But What is in the Build Back...
The House has passed President Biden’s chief bill of legislation for his first term, the Build Back Better Bill, which features all sorts of improvements to...
Omicron Variant of COVID-19 Enters the U.S.
The New York Times has recently reported the first-ever case of the COVID-19 omicron variant in the United States, according to the Centers for Disease Control...
Diabetes Awareness Through the Holidays
For the past 46 years, the United States has recognized November as National Diabetes Month to bring awareness to the disease. But now, as we exit the...
What Does Working from Home Mean for...
What Does Working from Home Mean for my Health Insurance? In October 2021, the U.S. Bureau of Labor Statistics reported that 4.1 million...
Tips to Relieve Seasonal Depression
When days get shorter, and the weather gets colder in the fall and winter, you might notice a change in your mood, too. Seasonal depression, also known...
Veterans Day 2021
Veterans Day is fast approaching this coming November 11, and it offers us a day to honor and give thanks to America’s veterans of all wars. Observed on World War I’s...
OSHA Lays Out Rules of Biden’s Vaccine...
There has been much speculation regarding President Biden’s vaccine mandate in the few months since it was announced. Still, now the Occupational Safety and Health...
Is pain management covered by health insurance?
What are the risks of long term opioid treatment? Medicare Part A/Part B or Part C Advantage with Drugs coverage or Medicare Part D drugs coverage ensure that prescribed pain...
The Fight to Hold on to ACA...
A recent CNN report detailed the current Congressional battle to hang onto temporary enhancements made to premium healthcare subsidies by the American Rescue Plan (ARPA)....
Dr. Fauci Says Halloween 2021 is a...
As the Food and Drug Administration is still considering Pfizer’s request to authorize their COVID-19 vaccine for use by children aged 5 to 11, one might assume that the...
Why Get a Flu Shot with a...
As flu season begins, many people are planning to get a flu vaccine. But does it matter if you have been vaccinated against the coronavirus? The Centers for Disease Control...
Unvaccinated Pregnant Women Facing Increased Risk of...
COVID-19 deaths in pregnant women continue to rise as the total reached 171 maternal deaths from the disease in the United States with 22 in August alone, according to the...
The 1, 2, 3 Open Enrollment Renewal...
As we approach the Affordable Care Act’s Open Enrollment period from November 1, 2021, through January 15, 2022, for 2022 plan year coverage, you...
Five Epic Fails Often Made When Looking...
Focusing Only on Monthly Premium Costs The premium, or monthly cost of your policy, is often what people focus on when purchasing a healthcare plan. Second, they may consider...
Suicide prevention month
Did you know that suicide is the tenth leading cause of death in the U.S. States? According to the Centers for Disease Control and Prevention (CDC), it absolutely is, totaling...
What is Long-Term Healthcare Insurance? And, is...
Most don’t like to dwell on the thought, but most of us will have to depend on others for our daily needs later in life. Long-term healthcare insurance is a...
President Biden Makes Sweeping Employer Vaccine Requirement...
A recent article on CNN.com detailed the new vaccine requirements for certain key employers set-forth by President Biden amid the recent surge of the delta variant of COVID-19...
Recent Poll Finds Eldercare a Fast Growing...
A recent article on Benefits Pro details a Homethrive2021 Employee Caregiving Survey that found that two-thirds of respondents stated that expanding access to home-based care...
Are Health Savings Accounts Worth It? How...
Let’s review why HSA’s exist and then at how they work. Then, we will show you how to take advantage of yours. ContentsSo, why do Health Savings Accounts exist? Why...
Recent Poll Finds Unvaccinated Think COVID-19 Vaccine...
A recent article by The Hill detailed the latest poll from the Kaiser Family Foundation of just over 1500 adults, which found that 53 percent of unvaccinated adults in the...
Breast cancer care. Will my ACA-compliant insurance...
As with all queries about what is or is not covered by your health insurance, the answer is never straightforward. We aim to present you with some guidelines that may...
Is it illegal not to have health...
Are there penalties for not having health insurance? To insure or not insure? The first of these questions is very easy to answer. No federal mandate forces you to have...
Employers mull health insurance surcharges for unvaccinated
Some employers may tack on health coverage surcharges for employees who don’t plan to get fully vaccinated against COVID-19, according to an Aug. 5 blog...
Can my health insurance plan be canceled...
The emphatic answer is NO! UNLESS? UNLESS WHAT? In this article, we set out the grounds on which either you or your insurer can cancel your health insurance plan and...
Are my health insurance premiums tax-deductible?
A simple question? -YES A simple answer NO? We explain who is eligible and how much you can claim. First, let’s briefly consider the purpose of health insurance and...
I think my parent needs hearing aids....
First, what makes you think your parent has hearing loss? The usual signs are that they frequently ask to have something repeated or fail to grasp the complete sense of a...
How quickly must I pay for my...
Very few of us are glad to find a hospital bill in our mailbox. If the amount is small or at least manageable, we won’t worry too much. We should, of course, make sure...
Time is Running Out to Sign Up...
If you don’t have health insurance, you have a few weeks left to sign up for for low- or no-cost private coverage through the public marketplace. A special enrollment period...
Which is better, an HMO or a...
A Health Maintenance or a Preferred Provider Organization? WHICH IS BEST FOR YOU? We begin with a brief explanation of the differences between these two types of health...
I can’t pay my medical bill –...
If you are reading this article, you are probably worried about a medical or hospital bill that you will find challenging, or even impossible, to pay. It is no great...
Getting Infertility Coverage through the ACA Extension
As of mid-July, more than 2 million Americans have signed up for health insurance coverage under the Affordable Care Act’s special enrollment period that the Biden...
When should I take my child to...
The Why, Who, and When of that first visit. Will it be covered by the AFFORDABLE CARE ACT (ACA)? Just about everyone can list a few reasons WHY good dental care is...
Does my health insurance cover overseas travel?
When planning a trip abroad, a cruise, a job assignment, or even a permanent relocation, you need the security of knowing that your health insurance plan covers (and your...
Congress must Extend ARPA Benefits to keep...
Without Congressional action to extend the innovative tax credits implemented as part of the American Rescue Plan Act (ARPA), 2023 consumer healthcare costs could skyrocket....
Stomping out COVID-19 Vaccine Myths
Misinformed people throughout the country continue to latch on to misbeliefs, nonsense, and outlandish tales instead of protecting themselves and the rest of the Nation....
Understanding Hospice Care
Deciding for a loved one to go into hospice care can be an overwhelming and difficult decision. However, if you discuss your options with us beforehand, it may help put your...
When Should I See an Allergist?
If you’re feeling tired all the time, your throat is constantly sore, or you have a stuffy nose and itchy eyes most of the time, then you probably might be experiencing...
ALS: What does Insurance Cover?
ALS is a neurodegenerative disease that affects nerve cells in the brain and spinal cord. The progressive degeneration of motor neurons in ALS eventually leads to paralysis or...
Do I Have Covid or Seasonal Allergies?
Covid-19 and Seasonal Allergies are challenging to differentiate due to their similarities. The stress of the pandemic has people wondering if they should take a Benadryl or...
The government will pay your internet bill....
Washington wants to pick up the tab for tens of millions of Americans’ Internet connections. That may include yours. The Emergency Broadband Benefit, or EBB, was launched...
Vaccine hesitancy-What is it and Why?
Vaccine hesitancy-What is it and Why? How does it affect me? Should we worry? It is only natural to pause, even if only for a moment, whenever we face a choice. However, when...
New guidance for visiting loved ones in...
For the last year, many of us could not visit relatives and friends living in long-term care facilities (LTFC). It has been difficult for the residents, their healthcare...
What can I do after I get...
Can I return to my old activities? Not at first. Public health experts say that in the short term, life will look much the same after you are vaccinated. A...
How Will My Lyme Disease Diagnosis Affect...
Have you ever checked for ticks after going for a hike or walking through tall grass? If so, you’re probably familiar with the risks of Lyme disease – the most common...
What Treatment Does Health Insurance Cover For...
Navigating health insurance can be complex when you’re the parent of a child on the autism spectrum. While the CDC estimates that 1 in 54 children have autism spectrum...
What Are the Costs of Caring for...
If you have a loved one with Alzheimer’s disease, you probably want to provide them with the best care possible. You might be wondering what types of care will be covered by...
How Does My Health Insurance Change If...
First of all, congratulations! Adopting a child is a very exciting time in many parents’ lives. The decision to add a new child to the family also comes with a variety of...
NEW COVID-19 Vaccines – Great News; but...
New vaccines and significant improvements in the implementation of delivering vaccines have dramatically improved the chances of managing the COVID-19 pandemic. As an...
Open Enrollment resumes for 3 months Feb....
What you need to know for this Special Enrollment Period The Coronavirus pandemic has cost millions of Americans their health coverage as they lost jobs in the economic...
Michigan to give free community college tuition...
The State of Michigan announced a program that will give any Michigander who is 25 or older the chance to get a tuition-free associate degree from a community college or...
ACA Insurance Marketplace Reopens Feb 15th –...
January 28th, 2021: President Biden reopens ACA insurance marketplace In a Thursday morning call, a Biden White House official touted today’s executive actions on health...
What Is the Difference Between Medicare and...
Medicare and Medicaid are both government programs that enable access to healthcare services in the United States. The main difference between the two is the administration....
Private Healthcare Marketplace: What Are the Best...
The National Committee for Quality Assurance rated health plans in 2019. It looked at a variety of factors, including whether plans were NCQA certified, how satisfied patients...
Top 5 Reasons Why Disability Claims Are...
Because filing for Social Security disability can be complicated, it’s not unusual for a claim to be denied at first; however, many of those who are denied initially go...
Special Enrollment Period & Coronavirus: What It...
If you lose your employer-sponsored coverage because of a change in job during the COVID-19 pandemic — or if you can’t cover premiums for marketplace coverage because of...
Why Are Not All Drugs Covered Under...
Coverage for prescription drugs can be a complicated part of your health insurance plan. It’s common for a plan to cover at least some drugs, but few plans will cover...
How to buy health insurance this open...
Open enrollment occurs at the end of each calendar year, and it’s the period when many Americans secure their health coverage for the next calendar year. Unless you have...
What to Consider When Choosing a Medicare...
When it comes to health care coverage, there’s no easy, one-size-fits-all solution. Do you need a Medicare Advantage or Medigap policy? Can you stay with your current...
5 Benefits of Buying Health Insurance Online
At least 92% of Americans are enrolled in a health care plan, but the remaining 8% amounts to over 26 million people with no health insurance. Most folks who are covered by a...
How to Get Antidepressants without Insurance
Depression and anxiety are debilitating mental health conditions that affect every aspect of life. Symptoms can range from irritability and lack of motivation to severe...
Does Medicare Cover Prescriptions?
Medicare is the leading provider of health insurance for older citizens in the United States. More than 44 million Americans get some or all of their health coverage through...
ACA Open enrollment guide-How long it takes...
Open enrollment only lasts about two months each year, give or take — it can be longer or shorter, depending on which state you live in. But even six weeks is more than enough...
Joe Biden’s Health Care Plan to Improve...
Health care is a policy issue that always seems to spark intense public debate. The Affordable Care Act (ACA), which President Obama introduced in 2010, continues to receive...
Do Medicare Plans Cover Coronavirus Tests and...
As the coronavirus continues to affect people around the world, the U.S. Centers for Disease Control and Prevention (CDC) has issued guidelines for the public, from face...
What Is a Health Insurance Deductible?
Some of the most potentially confusing questions around health coverage involve health insurance deductibles: what they are, how they work, why they exist, and how patients...
The Differences between HDHP and Catastrophic Health...
If you’re looking for health insurance with low premiums, you may think that either a catastrophic health insurance plan or a high deductible health plan will do. But...
How Much Does it Cost to Give...
Almost 3.9 million women in the United States give birth each year — and new deliveries don’t come cheap. Even for those who are lucky enough to experience healthy...
Health Care for African Americans
Almost 44 million American citizens are Black or African American, making up 13.4% of the U.S. population. This demographic experiences a long-standing and disproportionate...
Is Life Insurance Worth It?
Most people find that as they get older their priorities change. Once you have a family, it’s not just you that you need to think about. You have a spouse and perhaps children...
Can my ACA Health Insurance be cancelled?
Can my ACA Health Insurance be cancelled? If you ask this question because your insurer has threatened to cancel your coverage, or you have reason to think that they...
Make the Most of Open Enrollment in...
Open Enrollment for the 2021 insurance period is set to begin on November 1st, and while many people view as a chore, it’s worth taking the time to understand the...
Does Life Insurance Cover Suicide?
Suicide is a serious public health issue in the United States, being listed as the tenth leading cause of death in the country in 2018, according to the CDC. It’s more...
The Special Enrollment Period (SEP) Change in...
The Affordable Care Act (ACA) has a restricted enrollment period from January 1st until November 1st each year. It is an arbitrary rule for health...
Think Obamacare Health Plans Cost a Lot?...
If you’ve lost your job during the pandemic, and with it your health insurance, you may think that Obamacare plans are too expensive and therefore not worth seeking. Or maybe...
Making Sense: An Affordable Care Act Refresher...
The Patient Protection and Affordable Care Act came into effect in 2010. Prior to the introduction of the act, insurers had the right to refuse individuals health coverage for...
Is It Illegal to Not Have Health...
It’s often repeated that health insurance in the United States is mandatory and that people are required to have a health insurance policy that meets standards known as...
Why Is Health Insurance so Expensive?
Health care concerns have been escalating at a rapid pace, and the COVID-19 pandemic has further exacerbated fears among virtually every demographic. According to the Kaiser...
Can You Cancel Health Insurance at Any...
Health insurance is one of the most important ways in which you can protect yourself, both from health risks and financial ones. It gives you peace of mind knowing that your...
COVID-19 Insurance and Other Small Business Coverage...
The COVID-19 pandemic and the related shutdowns have been a huge hit for the economy. Some businesses are more impacted than others, with many small (and some not-so-small)...
How Insurance Agents Help You Find Affordable...
Health insurance is a major purchase. Depending on your location, health, age, family status, income and other factors, you could pay as little as nothing or as much as...
Health Insurance: What Is a Co-Pay? (With...
Healthcare, health insurance and the medical billing industry are confusing and complex spaces. Sometimes, when talking to insurers and the billing department at your local...
Does Health Insurance Cover Therapy?
Every year, millions of Americans seek professional help for mental health issues, yet there are many others who do not do so because of fear that they won’t be able to...
MAKING SENSE: Finding the best deals on...
So. Many. Choices. I’m Overwhelmed! Which is the BEST Affordable Health insurance plan? Should I use an Insurance Agent? Everyone searches for the BEST health...
What’s the Difference Between Term and Whole...
The two main types of life insurance are term life and whole life, and the price difference between these policies can be hundreds of dollars per year. Understanding who these...
5 Ways to Get Healthcare If You...
Whether you lose your job because of the recent pandemic or because your employer is simply shaking things up with a merger (or downsize), the financial blow to you and your...
The Affordable Care Act, Abortion Coverage, and...
On the evening of September 18, 2020, America was rocked by sad news: Ruth Bader Ginsburg (RBG), a longtime Associate Justice on the Supreme Court, died due to complications...
Smoking and health insurance. All you need...
Smoker or not, anyone applying for ACA-compliant health insurance (Obamacare) has to answer the question: Do you use tobacco? Does Smoking affect Health Insurance premium? For...
Can I Still Go to the Hospital...
What happens if I go to the hospital without insurance? If you’re in good health, you might think you need not spend the money on monthly health insurance premiums....
Your Guide to Pre-Existing Conditions for Health...
On September 29, President Donald Trump and Former Vice President Joe Biden battled it out on the debate stage one-on-one for the first time. As millions of Americans tuned in...
COVID-19 Health Insurance Options
How can I lessen the chances of being infected by COVID-19? What is the latest advice on COVID-19 protection? What are COVID-19 Health Insurance options? Three questions as we...
Short term health insurance options
Short term health insurance. Do I have a choice? What are my options? If you are reading this article, you are probably without health insurance coverage. Possibly this...
Affordable Health Insurance Reduces Uncertainty in Minority...
It has long been clear that some groups in American society are at a disadvantage with healthcare. For these groups finding affordable health insurance that is feature-rich...
A Guide to Health Insurance for Same-Gender...
There’s no doubt that the rights of LGBTQ people in America have come a long way in the past 100 years. From the repeal of “Don’t Ask, Don’t Tell,” to the Supreme Court’s...
The ACA Marketplace lists a Lot of...
So. Many. Choices. I’m Overwhelmed! The ACA Marketplace was created by the Affordable Care Act in 2010. A Healthcare Exchange lists affordable health insurance...
Health Insurance Exchange: Buying Cheap Health Insurance
Rich or poor, we all want to save money. When planning for health care it makes sense to look for cheap health insurance. Healthcare in the U.S. is expensive, and the Federal...
GOOD NEWS for Seniors w/Diabetes! Trump Caps...
Updated 3rd-August-2020 Under recently announced plans, Seniors enrolled in Medicare can choose policies that limit co-pays for insulin. President Trump...
Coronavirus Impacts on Pregnancy: COVID-19 Precautions
Last update on 26th-July-2020 COVID-19 is a NEW ‘flu-type’ respiratory disease. We emphasize the word ‘new’ because biologists and epidemiologists worldwide are still...
Cancel the Affordable Care Act? Yes-No-Maybe-Now-Never-I don’t know!
Is it time to overturn the ACA (Obamacare)? After ten years of its existence, President Trump asks the supreme court to cancel the Affordable Care Act. How did we get...
COVID-19: Wear a Mask? Why Does the...
ContentsDo I have to wear a mask?Why should I? When should I wear a mask?Why has the guidance changed?Does it matter how many people wear masks? Do I have to wear a mask?...
Small businesses, COVID-19 insurance and you
We are going to look at the impact COVID-19 is having on employer-sponsored (group) health insurance, and more widely on small business insurance in general. But first,...
Health Insurance Open Enrollment 2020
Finding affordable health insurance for you and your family can be difficult. Especially when you try navigating the health insurance marketplace by yourself. Truecoverage...
Health Insurance for Unemployed
When you lose your job, one of the biggest concerns is “what about my health insurance?” In most cases, you would have lost health insurance when you lost your job. There are...
Should I Use a Broker to Get...
As an individual trying to navigate through choosing your own insurance, you may find that this is an incredibly daunting task. What are you looking for? How do you know if an...
Defund the police. What does it mean?...
All fires, even the largest conflagrations, start with a spark and dry tinder. What was the spark, and what the tinder that set first Minneapolis, America, and now cities...
Covid-19 The risk of infection, by water...
Risk of catching Coronavirus from surface, airborne water droplets, and direct contact. Whatever the source of the COVID-19 virus it is a novel (new) form of the Coronavirus...
How to manage your mortgage (or rent)...
Manage mortgage during the Coronavirus pandemic? For most of us the largest single purchase in our lives, and the most important, is our home. To make the purchase, most of us...
How to manage credit card payments during...
You are probably reading this article because you have, like most of us, been caught up in the Coronavirus pandemic. Even the word itself contains the word ‘PANIC’. Our first...
How to manage student loans during Coronavirus...
Anyone who has a student loan knows just how complicated it can be. The impact of the Coronavirus pandemic does not make it any easier to navigate the almost limitless...
How to manage auto loans during Coronavirus...
In this article we give some guidance on the options available to you to lessen the impact of the COVID-19 pandemic and manage auto loans during Coronavirus pandemic. If you...
Trouble Paying Bills? Pandemic Money Management
There can be very few American families who are not financially affected by the COVID-19 pandemic and finding difficult to manage money during Coronavirus pandemic. The...
COVID-19 Financial Protection: Managing Money
The COVID-19 pandemic now affects everyone in the U.S. It also is causing trouble throughout the world. The Coronavirus affects each individual, family, community, state, and...
COVID-19- Balancing the harms! When will we...
Right now (early May 2020) state governors up, down and across the USA are making decisions about ending or at least relaxing the regulations introduced to control the...
Social Isolation Impacts: Unintended Consequences
Much has been written and said about the impact of social isolation due to the COVID-19 pandemic is having and will continue to have on the world and national economies. ...
Getting America Back to Work Safely. The...
When Donald Rumsfeld, then Secretary for Defense, introduced the idea of “known unknowns” when appearing before a Senate committee in 2002, he was referring to weapons of mass...
When Can We Return to Normal? Trump...
President Donald Trump on April 16, 2020, issued federal guidelines for states to reopen their economies amid the coronavirus pandemic. The three-phased approach announcement...
COVID-19 Info 3: Economic Impact payments. Am...
ContentsWhat is Economic impact payment?Am I entitled to Economic impact payment?Am I entitled in the case of Non-filing?Information you will need to provide to qualify for...
How to manage the stress during the...
If you are reading this you probably already thinking to yourself “How will you manage the stress during the pandemic?”. You have probably already read articles by ‘experts’...
Coronavirus Creates an Epidemic of Scams
Fake cures, phony charities, fraudulent promises of early stimulus payments—authorities are flooded with complaints Danita Sienknecht was on a car ride with her husband one...
COVID-19 treatment-Humana and Cigna agree to waive...
Early last month President Trump announced that tests for COVID-19 infection would be included in the ten Essential Health Benefits (EHB) specified in the Affordable Care Act...
COVID-19 Self-Isolation: How to Keep Family &...
The suggestions in the article are guidance for all members of a household where one or more members are self-isolating in order to minimize the possibility of spreading the...
Social distancing, quarantine, isolation, What do they...
It may seem very simple, but for individuals confronted by a threat such as COVID-19 there are, broadly, three conditions: – I am not infected (I don’t want to be...
Health Insurance after Termination: Use COBRA Insurance?
ContentsWhat is COBRA health insurance?What does COBRA do?What is COBRA eligibility?How does COBRA work?How long must I keep the COBRA plan in force?Special Enrollment Periods...
Special Enrollment Period-SEP: Qualify? Health Insurance
Health insurance plans which are compliant with the Affordable Care Act are intended to run from January 1st until December 31st without change. This rule is designed to make...
Special Enrollment Period-SEP: Qualify? Household Changes
Health insurance plans which are compliant with the Affordable Care Act are intended to run from January 1st until December 31st without change. This rule is designed to make...
Moving Home? Ways to Save Money, Make...
Of course, our first thoughts are ways to save money when moving home. A new home will probably be the biggest purchase any of us makes, but it is no reason for spending more...
Joe Biden, building on Medicare. The public...
For most of us healthcare, both for ourselves and our loved ones whether juniors or seniors, is one of our highest priorities. Our politicians, whether Republican or...
If they DON’T Hurt, They’re Fine. Now...
ContentsWhat does average dental insurance cost?Dental insurance plan types.There are three main types dental plansCost of Dental InsuranceHow to find affordable dental...
Free Coronavirus tests-President Trump and Top insurers...
In a welcome announcement on March 10th 2020 Vice President Pence made public the offer by major Health Insurance Companies to ‘waive all copays on coronavirus testing in all...
COVID-19 Info 2: Save Others by Taking...
ContentsCOVID-19-Prevention and TreatmentPrevention of COVID-19 (Coronavirus)Four sensible precautions to take to prevent Coronavirus infection or COVID-19Things to do if you...
The science behind washing your hands? Why...
As COVID-19 and influenza continue to spread across the country, everyone from coworkers to the CDC wants you to wash your hands. Using face masks is...
When is a surprise not a surprise?...
When it comes to healthcare surprise billing may come as a shock. Perhaps it hasn’t happened to you, but almost certainly you know someone who has been on the receiving end....
COVID-19 Info 1: Taking Care of Yourself...
The contents of this item are drawn from the latest Centers for Disease Control and Prevention (CDC) publications concerning the Coronavirus Disease 2019...
Can Elizabeth Warren really reduce health care...
“and millions more Americans will have the choice to ditch their private insurance and enter a high-quality public plan” Elizabeth Warren (Warren for President, January 2020)...
Does President Trump really want to repeal...
When he introduced the 2020 federal budget President Trump re-emphasized his intention to repeal the Affordable Care Act, known more popularly to most of us as ‘Obamacare’....
Medicare for all who want it: Pete...
Healthcare policy was the central issue during the 2018 mid-term elections which led to the democrats winning a majority in the House of Representatives. Among the...
The struggle and triumph of America’s first...
Around 1906, a young boy in Atlanta was stricken with a condition that cut off the circulation in his legs. His family feared it was life-threatening. His father, an African...
Mike Bloomberg’s Affordable healthcare plan
Just recently the TrueCoverage team wrote an article ‘MEDICARE FOR ALL EXPLAINED’ and concluded that while the Democratic party had a distinctly different approach to funding...
African American history month – Black history...
The annual observance of Black History Month in February has its origins dating back to 1926 when the historian Carter G Woodson, author of ‘The Journal of Negro History’,...
Bernie Sanders Medicare for all explained
‘Health care as a human right’ is a key plank in Bernie Sanders 2020 campaign for the nomination as Democratic candidate for the presidency of the USA in the fall. If he were...
Low-cost health insurance in Texas
ContentsAre you looking for affordable health insurance in TexasWhat makes Texas different?How do these differences affect me and my family?First, there are things you can’t...
Medicare Part D formulary 2020
ContentsWhat is formulary? How do they affect me? What happens if they change? What are the formularies?Who determines the Medicare Part D Formularies?How do formularies...
Does my health insurance cover me for...
First things first, you are reading this article because you are concerned about the effect a Corona or corona type disease might have on you and your dependents. So, let’s be...
The Dreaded Donut Hole: What!? Does It...
In this article, we will answer these three questions but only you can take the necessary action. ContentsThe Background of MedicareThe Donut Hole – What is it?What Does...
Medicare Star Ratings: The Five Star Special...
Did you check the Medicare star rating? If you are already enrolled in a Medicare plan you can sit back and relax! Or should you? Your insurer will already have advised you...
Discovery Paves the Way for Dementia &...
Scientists from New Zealand have just made the “remarkable discovery” of the brain having its own blood pressure sensors—and they say it could pave the way towards new...
Medicare at 65: Be Prepared for all...
In this article, we suggest some questions you need to ask yourself about how to sign up for Medicare at age 65 and where to go for advice. ContentsSigning up for Medicare for...
Medicare (Part D) Prescription Drugs Plan Enrollment
Are you entitled to enroll in a MEDICARE approved prescription drugs plan and haven’t? There are three vital questions to ask yourself. Do I need to enroll in a...
Medicare Advantage Plans 2020. Take advantage today.
This is the time to review the medicare advantage plans in 2020. If you already have Medicare Part A (hospital insurance) and Medicare Part B (medical insurance), the Original...
Medicare-for-All Explained: Part A, Parts B &...
You might think the medicare plans labeled Part A, Part B, Part C, and Part D would be as easy as ABC… If only! In this article, we try to reduce nearly 500 pages...
ACA Open Enrollment 2020 – take 15...
Enroll in an ACA compliant health insurance plan! WHY? To ensure that you and your loved ones have coverage in 2020 that takes advantage of state and government reliefs and...
2020 ACA Open Enrollment: Health Plans w/...
You don’t have much time left to enroll (open enrollment ends December 15th) but for 2020 CMS (Centers for Medicare and Medicaid Services) has moved to make your choices...
ACA Open Enrollment 2020: Ends December 15th...
Someone has to be last but don’t let it be you! Give yourself time to discuss your health insurance with experts. Learn how ACA (Obamacare) makes coverage for you and your...
ACA Enrollment: Premium Tax Relief & Cost-Sharing...
Am I eligible? How much relief will I get? How do I claim the benefit? Who should I talk to? Let’s take these important questions in order Am I eligible for PREMIUM TAX RELIEF...
ACA Open Enrollment 2020 – 5 tips...
Stop right now! There is no such thing! We will have to wait until next year to know what you might have done differently. What we CAN do right NOW is to work together to find...
THINK PINK. WEAR PINK. October is Breast...
The average lifetime risk of women developing breast cancer is ONE in EIGHT (12% of women). About 300,000 cases of breast cancer are diagnosed each year in the USA of which...
ACA Open Enrollment Guide How to choose...
ACA Open Enrollment 2020 is between 1st Nov to 15th Dec. Contact your health exchange today to get enrol under affordable care act and get affordable health insurance Don’t...
Preventative Care Services: ACA Benefit Saves You...
Make sure that you and your dependents have theprotection they need. ACA Open Enrollment 2020 is from 1st Nov-15th Dec 2019 One of the underlying concepts of the Affordable...
Special Enrollment Period: It’s not ACA Open...
ACA ‘open enrollment’ runs from 1st November to December 15th for Health Insurance coverage for the year commencing January 1st 2020. You can only buy ACA-compliant insurance...
Choosing Affordable Health Insurance that’s Right for...
For most individuals the first point of contact should be a health insurance exchange, Federal, State or Private. Any of them will help you to navigate the choices in...
How do you answer question 4? Do...
As open enrollment comes closer (November 1st)) and you need to contact your health insurance agent looking for your best health plan, you will be faced with four critical...
Understand your medical bill
Does it contain surprises? Who can you turn to? What to do next? First, we should admit that all medical care and treatment is expensive and is usually unplanned. It is the...
LOOKING FOR THE BEST HEALTH PLAN?
Don’t kick the tires! ASK THE RIGHT QUESTIONS! The purpose of this article is to help both the first-time buyer of a health plan and the seasoned enroller to find the best...
Open Enrollment 2020 for ACA Health Insurance...
Are you prepared to receive the best coverage at an affordable price? Read below to discover the different options you have for ACA/Obamacare Assistance. Read in Spanish...
THE OPIOID CRISIS. What lies ahead?
The kid says IT HURTS your first reaction WHERE?Don’t worry, I’ll kiss and make it better How does this natural parental reaction to pain lead to what we now recognize as, the...
The Opioid Crisis: Epidemic Information and Getting...
ContentsThe recent, widely reported judgment in the case of Oklahoma vs Johnson and Johnson (which Johnson and Johnson says it plans to appeal) has thrown the problem of the...
Health plans with Star Quality
Finally, CMS (Centers for Medicare and Medicaid Services) moves to require Insurers (Carriers) to display a ‘STAR RATING’ for any of their products offered on Health insurance...
Kamala Harris’s Health Care Plan: Medicare-for-All Details
Health care is a defining policy division among the presidential candidates. The Democratic field is in total agreement in its desire to provide universal coverage, but the...
How much does health insurance cost per...
ContentsThe most frequently asked health insurance question-The hardest to answer AGE LOCATION FAMILY STATUS THE PLAN CATEGORY- What is it? The most frequently asked health...
You missed open Enrollment? What Next?
If you have enrolled into health insurance plans before, you will know that Open Enrollment runs from NOVEMBER 1ST TO DECEMBER 15th 2019 for the year January 1st to December...
Buying Cheap, High Quality Health Insurance in...
As healthcare costs steadily climb, it can be difficult to find an affordable, high-quality health insurance provider in South Carolina. That’s why South Carolinians are...
How to minimize emergency room costs?
Before we consider how we can minimize our emergency room costs we need to understand WHY emergency room cost is so high and indeed why there are such wide variations. ...
Affordable & Cheap Health Insurance in Oklahoma
Navigating the healthcare system in Oklahoma can be difficult. Finding affordable, high-quality insurance can seem like an even greater challenge. But luckily for consumers,...
Finding Affordable Health Insurance in Texas
Healthcare costs in Texas have risen in the past few years, so it makes sense that Texas has one of the highest rates of uninsured people in the country, with almost 20% of...
Turning 26? Then it’s time to get...
Whatever coverage you have now, you will be responsible for your own health insurance when you turn 26. The Patient Protection and Affordable Care Act (ACA or Obamacare)...
When is ACA Health insurance Open enrollment...
Dates & Deadlines for 2020 Health Insurance Open Enrollment Health insurance open enrollment runs from November 1st to December 15th, for coverage commencing January 1st,...
BCBS: 9 million People Gripped by Major...
ContentsWomen are diagnosed at higher rates of clinical depression compared with men as reported in the BCBS reportThere are ten common signs of depression.Age differencesDoes...
Poor Dental Hygiene Does More Than Ruin...
Failure to brush your teeth, floss, or visit the dentist regularly can affect more than the look of your smile. People who struggle to get into the habit or lack dental...
Low-income and racial disparities in health insurance
Read in Spanish ContentsRacial & low-income family healthcare disparities remainUninsured often unaware of the benefits the ACA providesPremium subsidies keep coverage...
Short Term Health Plans: Good Idea or...
The judgment recently handed down by Judge Richard Leon of the US District Court of Columbia upholds the regulations which allow the sale of ‘short term’ health insurance...
Medicare Supplements 101 – Which, When, From...
The ‘WHICH Supplement?’ question may seem complex but there is a limited number of choices. Your health insurance exchange (or State Health Insurance Assistance Program...
Yes, Medicare premiums can be affordable, even...
Fact: Most people over 65 will receive the benefits of Medicare Part A ‘premium free’. An exception would be if you have not paid Medicare taxes for at least 39...
Special Enrollment Period for ACA Health Insurance
Qualifying Life Events can help you get coverage during Special Enrollment Periods for ACA (Affordable care act) health insurance There are defined ‘lifetime events’ which...
Medicare Enrollment Periods
When is Medicare Open Enrollment for 2020? This year Medicare open enrollment will run from October 15, 2019, to December 7, 2019, for 2020 coverage......
Minimum Essential Coverage: 10 Key ACA Health...
An insight into the ten health benefits of Minimum Essential Coverage policies provided through ACA....
Health Insurance Penalty Changes: What This Means...
Did you know? ACA Health insurance penalties are over. Here's why ACA plans are so much more than just Minimum Essential Coverage....
Discovering the Right Health Insurance Network for...
An insight into what makes up different networks and how to choose the right one for you....
OBAMACARE – The Pros and the Cons
When Congress approved the original Patient Protection and Affordable Care Act, 2010 (known as ACA or OBAMACARE) their aim was to- Enable all American citizens......
How to shop for affordable health insurance?
Meta description preview: Health Insurance gives you the peace of mind to face medical risks, knowing that you and your loved ones are protected. How to shop for health...
How does Medicare work? Here’s a simple...
Medicare is the health insurance coverage provided by the Federal government for: Senior citizens 65 or older and for younger people with certain defined disabilities......
Confused About Obamacare: Buying the Right Health...
We have put together an easy guide.. just for you! How many times have you stopped midway while filling your health insurance documents? ......
How Can You Get Health Insurance Coverage...
2016 plans are only available with a qualifying event Open enrollment for 2016 ended on January 31, but you need to buy health insurance now......
Performance of Obamacare in the Last 5...
On 23rd March 2010 a new kind of health reform was implemented in the USA. Patient Protection Affordable Care Act (PPACA), or Affordable Care Act (ACA)......
The Good(s) and Bad(s) of Affordable Care...
President Obama’s efforts at creating conducive health care facilities for the people in America resulted the introduction of the Affordable Care Act (ACA) in 2010. Also...
5 Changes in Medicaid After the Implementation...
The introduction of Obamacare brought in a sea of changes in the health insurance sector. It also expanded the scope of Federal programs like......
Is Substance Abuse Covered Under Obamacare
This Open Enrollment for 2017, there is yet again good news. People with substance abuse will be covered under all the non-grandfathered plans. Of course, not just substance...
7 Facts About COBRA Health Insurance You...
The CONSOLIDATED OMNIBUS RECONCILIATION ACT, ‘Continuation in medical insurance’, was introduced in 2017 to ensure that employees, who are members of an employer-sponsored...
Affordable Care Act – Obamacare Benefits for...
The Affordable Care Act/Obamacare Mandated MANY Services Specifically for Women....
5 Damages on Women Obamacare Repealing Will...
Only after 2 years of successful implementation of Obamacare in the US healthcare sector, the health insurance policy has come to face major challenges from the Democrats. One...
House Passes Obamacare Replacement: Will It Affect...
After a failed attempt earlier in March this year to get the House to vote favorably for the Obamacare repeal and replace bill aka American Health Care Act (AHCA), the...
4 Health Insurance Benefits + COBRA: Lower...
Of all other things that keeps me worried, one major concern that remains is- what if I am laid-off by my employer? Losing my job not only stops my earning until I have found...
You Think You Don’t Need Health Insurance?...
The Open Enrollment 2017 and the Presidential polls are around the corner. If Mrs. Rodham Hillary Clinton (leading) comes to power, will she be able to answer all the doubts...
7 Things that indicate your Health Insurance...
Hurry! 14 days have passed since Open Enrollment 2017 has begun. If you haven’t done any research on health insurance requirements, the new rules and strict regulations that...
5 Benefits from CHIP Insurance in USA
In the year 1999, the Bipartisan Congress finally came out with a solution to help 10 million children of America. Most of the children in the U.S. lacked health insurance...
How Much does Health Insurance Cost
There are minimum hundred intermediaries within different health insurance enterprises that offer health insurance plans. The U.S. Health insurance industry is one complicated...
Worried about your Health Insurance Deductible? We...
While buying health insurance plan, you are always confused about health insurance deductible. It can be really confusing to understand if a low deductible health insurance...
Difference between HDHP and Catastrophic Health Insurance...
So, you have been told about catastrophic health insurance plan. You now think all is going to go well as you can buy one catastrophic health insurance plan and you are sorted...
Supplemental Health Insurance Plans- Coverage for Your...
The entire idea behind bringing supplemental health insurance was to help people of America receive assistance in catastrophic medical situations. Why I call this situation...
Buying Health Insurance Causing Headaches? A Solution
A well-designed website can help you better understand all your healthcare options, and how different plans-impact medical expenses for you, your family or your employees. At...
Private Health Insurance Exchanges Growing in Popularity
Private exchanges have become an increasingly popular option for employers looking to offer their employees additional health plan options while at the same time controlling...
ACA Checkup: Small Employer Info re: The...
Welcome to the first edition of The ACA Checkup –a series outlines offering a quick summary of key points of the ACA and how it can impact you, your business and your...
How To Choose The Right Health Insurance...
2017 Open Enrollment for the health insurance marketplace established by the Affordable Care Act (ACA; a/k/a ACA) is a few months away. But it is good to learn more about it...
Health Insurance Coverage & Insurance Marketplace Data
Health Insurance Coverage alludes to complete coverage during the calendar year. Two types of health insurance marketplaces are there, one is private insurance and another one...
Take Advantage of Free Preventive Care under...
No copay, coinsurance or deductible for these services Prevention is better than cure… always! One of the best ways to stay healthy is to listen to your body and undergo...
Get to Know Your Health Insurance Plan...
Getting covered with the right health insurance plan is important for you and your family to stay healthy. But it takes a lot of patience to understand what your plan covers,...
How to Battle Rising Health Care Costs...
The why, how and what may be next in the U.S. health insurance expenditures It is not unusual to hear stories of healthcare costs that play a large part in the rise of...
4 Health Insurance Benefits + COBRA: Lower...
Of all other things that keeps me worried, one major concern that remains is- what if I am laid-off by my employer? Losing my job not only stops my earning until I have found...
Are You and Your Family Getting All...
August is National Immunization Month. Learn all the facts to help keep your family safe. It is important to learn all about immunization and make sure you and your family has...
2 Key Features of a Great Private...
A private exchange in its core function is a private business, operated by insurance agencies and brokers, towards selling health care products to its customers in the digital...
8 Health Insurance Terms Everyone Should Understand
Ah, so you have finally decided to buy a health insurance for yourself and the family. Health insurance can actually become very confusing with a host of plans and clauses...
4 Tips to Bring Down Medical Expenses...
There’s not just one hassle to run a small business in America, there are a number of them. Health care is one expense that most small enterprises get traumatized about....
The Basics of Getting Vision Insurance Coverage
What is Vision Insurance? Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact...
5 Features That Identify Which Healthcare Coverage...
It is really interesting to observe that most Americans are now attempting to live a healthy lifestyle. Gone are the days when people would binge on drinking and smoking....
7 Things that indicate your Health Insurance...
Hurry! 14 days have passed since Open Enrollment 2017 has begun. If you haven’t done any research on health insurance requirements, the new rules and strict regulations that...
Supplemental Health Insurance: Covering Out-of-Pocket Costs
The entire idea behind bringing supplemental health insurance was to help people of America receive assistance in catastrophic medical situations. Why I call this situation...
Health insurance basics
Everyone who is familiar with the cost of medical care or the complexities that come with it know that it can be a major headache. From the very moment you enter the doctor’s...
7 tips to manage and maintain health...
If you worked as a freelancer, your tensions are much more than any working individual. The first thing that comes to your mind is- what health insurance will be there for the...
Open Enrollment 2017 In Obamacare – Start...
Do you have a qualifying event that will allow you to buy health insurance outside Open Enrollment? If yes, you can still buy an ‘Obamacare Plan 2016’ for yourself. The...
Obamacare 2017 Open Enrollment Deadline
Don’t miss the Dec 15 deadline for Jan 1 coverage! Hurry! If you do not want a gap in your coverage, you will have to enroll or change Marketplace health insurance plan by...
5 Tips to Get You Ready for...
Open Enrollment for 2017 health plans starts November 1, 2016. Are you ready? 1. Mark your calendar with important Dates & Deadlines November 1, 2016: Open Enrollment...
4 Things You Should Not Do During...
You are almost there. The huge rush, those long queues are soon going to begin. No, we are absolutely not bothered about your Black Friday shopping craze. We are rather...
3 facts about American Healthcare Act you...
One of the first things that President Trump wants to address is the repeal and replace of the ACA otherwise known as ACA. Their plan is a three step process,...
Missed Open Enrollment 2020? Get Health Insurance...
How many times in the last 6 months did you go visit a doctor? I guess at least once, if not more, even if you are a fitness freak. If you have a family and kids, I am pretty...