Employer health insurance


What Does it Cost to have a Baby in a Hospital?

What Does it Cost to have a Baby in a Hospital?

Nearly 4 million women in the United States will give birth annually and in 2020 alone, approximately one in nine U.S. women of childbearing age was uninsured. If you are insured, the cost of having a baby will require you to first meet your insurance’s deductible,...
Does Insurance Cover Abortions?

Does Insurance Cover Abortions?

Due to the recent leak of a draft supreme court ruling with the potential to overturn Roe V. Wade, many Americans have questions regarding current and future abortion protections in the United States. One such common question is whether insurance even covers the cost...
Will my Health Insurance Cover Therapy?

Will my Health Insurance Cover Therapy?

According to NAMI, the National Alliance on Mental Illness, an estimated one out of five U.S. adults experience a mental health issue every year. However, many of those afflicted do not seek help for their problems due to a litany of reasons, such as the stigma...
Am I or Someone I Love, an Alcoholic?

Am I or Someone I Love, an Alcoholic?

Most people in America consume alcohol periodically, more than 85 percent in fact. Occasional use of alcohol is not necessarily harmful. Some doctors claim that small quantities of alcohol add to the beneficial effect of a good diet in reducing the incidence of heart...
What is Alopecia? (Hair Loss)

What is Alopecia? (Hair Loss)

For many, the pop-culture debate regarding the slap heard round the world at this weekend’s Academy Awards ceremony has resulted in more questions than answers. Today we will get down to the root of one of those questions; just what is alopecia anyway? Alopecia is the...
Understanding Developmental Disabilities in Children

Understanding Developmental Disabilities in Children

Anyone considering starting a family, expecting a child currently, or just watching their current children grow will at some point worry about any possible developmental disabilities present in their child. But just what are developmental disabilities? This is...
Kidney Health During Kidney Month

Kidney Health During Kidney Month

March is National Kidney Month, but one should be aware of kidney disease year-round. But just what is chronic kidney disease? Thirty-seven million Americans suffer from chronic kidney disease, and millions more are at risk to join them, so the problem is more common...
Thyroid Disease Awareness

Thyroid Disease Awareness

Did you know that approximately 20 million Americans are affected by some type of thyroid disease? But just what is the thyroid, and why does it matter? The thyroid is a butterfly-shaped endocrine gland in your neck just above your collarbone, wrapped around your...
Small businesses, COVID-19 insurance and you

Small businesses, COVID-19 insurance and you

We are going to look at the impact COVID-19 is having on employer-sponsored (group) health insurance, and more widely on small business insurance in general.  But first, we need to understand how it concerns us, the ‘average American’. For most of us our...
ACA Checkup: Small Employer Info re: The Affordable Care Act

ACA Checkup: Small Employer Info re: The Affordable Care Act

Welcome to the first edition of The ACA Checkup –a series outlines offering a quick summary of key points of the ACA and how it can impact you, your business and your employees. This edition will focus on the definitions of and regulations for employers. The...
Small business tax guide

Small business tax guide

The ACA encourages employers to give their employees the opportunity to benefit from the lower costs that group health insurance plans offer. In addition to the many ACA exemptions, certain small group employers may also be eligible for Tax Credits to offset health...
On-exchange or off-exchange

On-exchange or off-exchange

On-Exchange On-Exchange refers the Health Insurance plans that are available to EMPLOYERS  on health insurance marketplaces – be it the, Federal Exchange State Exchange or Private Exchange (such asTrueCoverage).  You can compare various plans and benefits...
An Employer’s guide to the SHOP marketplace

An Employer’s guide to the SHOP marketplace

The SHOP (Small Business Health Options Program) Marketplace was designed by the Affordable Care Act to encourage and help employers with 1-50 employees to offer health insurance coverage to its staff. Just as with the Individual Marketplaces, SHOP enables employers...
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