Medicare insurance
Am I or Someone I Love, an Alcoholic?
Most people in America consume alcohol periodically, more than 85 percent in fact. Occasional use of alcohol is not necessarily harmful. Some doctors claim that small quantities of alcohol add to the beneficial effect of a good diet in reducing the incidence of heart...
Biden Looks to Fix the “Family Glitch” in the Affordable Care Act
The Biden administration recently announced a proposal from the U.S. Treasury Department to fix an issue that has existed in the Affordable Care Act (ACA) since its inception, the so-called “family glitch.” Under the original ACA, a person or family is...
What is Alopecia? (Hair Loss)
For many, the pop-culture debate regarding the slap heard round the world at this weekend’s Academy Awards ceremony has resulted in more questions than answers. Today we will get down to the root of one of those questions; just what is alopecia anyway? Alopecia is the...
Kidney Health During Kidney Month
March is National Kidney Month, but one should be aware of kidney disease year-round. But just what is chronic kidney disease? Thirty-seven million Americans suffer from chronic kidney disease, and millions more are at risk to join them, so the problem is more common...
Millions to Lose Medicaid & CHIP Coverage as COVID-19 Emergency Ends
Due to the COVID-19 public health emergency, the Families First Coronavirus Response Act was passed in March 2020. This bill required states to halt their standard eligibility checks on current and new Medicaid and CHIP users, which could often result in denials of...
Thyroid Disease Awareness
Did you know that approximately 20 million Americans are affected by some type of thyroid disease? But just what is the thyroid, and why does it matter? The thyroid is a butterfly-shaped endocrine gland in your neck just above your collarbone, wrapped around your...
Stay Heart Healthy for American Heart Month
February is American Heart Month. But just what is the difference between a heart attack, heart failure, stroke, and how are they affected by conditions such as heart disease and high blood pressure? Stoke and cardiac arrest (also known as a heart attack) are acute...
Free COVID-19 Home Tests Coming to Medicare
As we recently reported to you on the TrueCoverage blog, health insurers were recently required by the current administration to cover the cost of several COVID-19 home testing kits per month. Surprisingly, this U.S. government requirement of health insurers did not...
How to Get Free COVID-19 Tests and Masks
With the recent surge of the fast-spreading Omicron-variant of COVID-19, it seems like every pharmacy you visit is out of tests, and every in-house testing facility features long lines and even longer waits for results. That is why the U.S. government has introduced...
Cancer Awareness, Detection, and Prevention
Cancer Awareness Most people know the effects of cancer, regardless of the type, on an individual and their family. Studies have found there is a 40 percent chance of developing cancer among men during their lifetime. This statistic likely does not surprise you. It...
Is pain management covered by health insurance?
What are the risks of long term opioid treatment? Medicare Part A/Part B or Part C Advantage with Drugs coverage or Medicare Part D drugs coverage ensure that prescribed pain management care while part of a medical procedure is included in your plan. Among the drugs...
What Is the Difference Between Medicare and Medicaid?
Medicare and Medicaid are both government programs that enable access to healthcare services in the United States. The main difference between the two is the administration. Medicare is a federal health insurance program designed for individuals at least 65 or who...
What to Consider When Choosing a Medicare Plan
When it comes to health care coverage, there’s no easy, one-size-fits-all solution. Do you need a Medicare Advantage or Medigap policy? Can you stay with your current doctor? How do prescription drug plans fit in? Your Medicare policy needs to make sense for...
Does Medicare Cover Prescriptions?
Medicare is the leading provider of health insurance for older citizens in the United States. More than 44 million Americans get some or all of their health coverage through Medicare, with that number set to rise above 79 million by 2030. Prescription drug benefits...
Do Medicare Plans Cover Coronavirus Tests and Treatments?
As the coronavirus continues to affect people around the world, the U.S. Centers for Disease Control and Prevention (CDC) has issued guidelines for the public, from face coverings to social distancing, in an effort to keep Americans vigilant and protected. If and...
How Much Does it Cost to Give Birth if I Don’t Have Health Insurance?
Almost 3.9 million women in the United States give birth each year — and new deliveries don’t come cheap. Even for those who are lucky enough to experience healthy pregnancies, hefty expenses for prenatal, labor and delivery, and postpartum care can (and often...
Can Elizabeth Warren really reduce health care costs?
“and millions more Americans will have the choice to ditch their private insurance and enter a high-quality public plan” Elizabeth Warren (Warren for President, January 2020) Does Elizabeth Warren have a health care policy that can build on the Affordable Care Act...
Medicare for all who want it: Pete Buttigieg’s healthcare plan
Healthcare policy was the central issue during the 2018 mid-term elections which led to the democrats winning a majority in the House of Representatives. Among the leaders in the race for nomination for the democratic candidacy the common theme is, ‘affordable...
Mike Bloomberg’s Affordable healthcare plan
Just recently the TrueCoverage team wrote an article ‘MEDICARE FOR ALL EXPLAINED’ and concluded that while the Democratic party had a distinctly different approach to funding national healthcare from the Republicans, they had yet to find ‘a policy which values...
Bernie Sanders Medicare for all explained
‘Health care as a human right’ is a key plank in Bernie Sanders 2020 campaign for the nomination as Democratic candidate for the presidency of the USA in the fall. If he were to win his way to the White House, we can expect Bernie Sanders’ proposal ‘MEDICARE FOR...
Medicare Part D formulary 2020
What is formulary? How do they affect me? What happens if they change? Read all about Medicare Part D Formulary 2020 in this article. What are the formularies? In the context of Medicare drug plans (e.g. Prescription Drug plans, Medicare Advantage plans with drug...
The Dreaded Donut Hole: What!? Does It Affect Me?
In this article, we will answer these three questions but only you can take the necessary action. The Background of Medicare The essential aim of Medicare is to spread the cost of healthcare, especially in later life (65+), across the lifetime of the individual, the...
Medicare Star Ratings: The Five Star Special Election Period
Did you check the Medicare star rating? If you are already enrolled in a Medicare plan you can sit back and relax! Or should you? Your insurer will already have advised you that your plan needed renewing by December 15th and, in many cases, will have re-enrolled you...
Medicare at 65: Be Prepared for all the Questions!
In this article, we suggest some questions you need to ask yourself about how to sign up for Medicare at age 65 and where to go for advice. Signing up for Medicare for the first time? You need to be sure of what you are signing up for. Medicare is the health insurance...
Medicare (Part D) Prescription Drugs Plan Enrollment
Are you entitled to enroll in a MEDICARE approved prescription drugs plan and haven’t? There are three vital questions to ask yourself. Do I need to enroll in a prescription drug plan?When should I enroll in a prescription drug plan?What type of plan is right...
Medicare Advantage Plans 2020. Take advantage today.
This is the time to review the medicare advantage plans in 2020. If you already have Medicare Part A (hospital insurance) and Medicare Part B (medical insurance), the Original Medicare, you may choose to obtain your benefits by combining Part A and Part B to create...
Medicare-for-All Explained: Part A, Parts B & C, Part D
You might think the medicare plans labeled Part A, Part B, Part C, and Part D would be as easy as ABC… If only! In this article, we try to reduce nearly 500 pages of legalese into some broad guidance and explain medicare for all. Read this article to...
Understand your medical bill
Does it contain surprises? Who can you turn to? What to do next? First, we should admit that all medical care and treatment is expensive and is usually unplanned. It is the main reason for taking health insurance cover. Nevertheless, most insurances leave us with...
BCBS: 9 million People Gripped by Major Clinical Depression
Women are diagnosed at higher rates of clinical depression compared with men as reported in the BCBS report Blue Cross Blue Shield (BCBS) published a report just over a year ago which drew attention to the impact on the overall health of Major Depression also known as...
Medicare Supplements 101 – Which, When, From Whom?
The ‘WHICH Supplement?’ question may seem complex but there is a limited number of choices. Your health insurance exchange (or State Health Insurance Assistance Program aka SHIP) can advise you but, in general terms insurance companies can only sell...
Yes, Medicare premiums can be affordable, even free!
Fact: Most people over 65 will receive the benefits of Medicare Part A ‘premium free’. An exception would be if you have not paid Medicare taxes for at least 39 quarters. Most of our clients enrolling for Medicare, while not necessarily welcoming the event, e.g....
Medicare Enrollment Periods
When is Medicare Open Enrollment for 2020? This year Medicare open enrollment will run from October 15, 2019, to December 7, 2019, for 2020 coverage. The annual enrollment period (AEP) is an opportunity for you to make changes to Medicare insurance coverage....
