hospital indemnity insurance banner

Hospital Indemnity Insurance

Find the right plan for you and your family

hospital indemnity insurance icon

#1 in Competitive Quotes

hospital indemnity insurance icon

Blazing Fast Quotes

hospital indemnity insurance icon

#1 in Customer Service

Affordable insurance in minutes

Choose the right Hospital Indemnity Insurance

hospital insurance icon

What is ‘Hospital Insurance’?

Your medical insurance helps to pay for your medical treatment, surgery, medications etc. Generally, Medical insurances do not include the ‘board and lodging’ cost of a hospital stay. Hospital Indemnity does just that! It is a supplemental insurance plan that takes care of your hospital bills if you get admitted due to an accident, surgery or any other illness.

hospital insurance icon

Why should I consider Hospital Insurance?

No one plans to get sick or injured. But if you ever do, you may still be liable for unexpected financial costs. You want to count on your family for emotional support but not burden them for financial support. The ACA does not cover everything. For a relatively low cost you can make sure, in the eventuality of a long hospital stay, that your insurances cover you to pay for out-of-pocket expenses.

how does it work icon

How does it work?

The claim amount is paid directly to you or your designee for as long as you are confined to the hospital. So, it helps to not only cover out-of-pocket medical costs but can also be used to meet other related issues including loss of income. There is no restriction on how you use these benefits.

TrueCoverage will help to find the policy which suits you.

Understanding Term Life Insurance

Frequently Asked Questions

Does this affect my Existing Health Insurances?

No. Supplemental policies ADD to your protection against unexpected expenses. There is a wide range of costs and benefits. We will ensure that your supplementary policies complement your existing policies. There is no value in duplicate coverage!

Do Supplemental policies have to be with the same insurance provider?

You are free to consider any insurance provider that meets your needs. The advantage of ‘supplementals’ is that you can personalize your insurance portfolio to meet your specific needs. It makes sense to review your existing policies and your anticipated needs on a regular basis. Even if you carry on as before, you will feel better about it!

What is the role of TrueCoverage?

There are over 800 Insurance providers in the USA! It would be impossible for one individual to keep track of all the offerings available! At TrueCoverage we aim to do just that. With your answers to a few straightforward questions we can search for the best portfolio of coverage to meet your needs. Our quotes are guaranteed be competitive. You may find something cheaper but you will not find better value.

FAQ icon
Let’s Get You Some Insurance

Get Your Quote Now

In the News

in the news icon

Contact our award-winning customer service team.


8AM to 10PM ET Daily


This website is operated by TrueCoverage and is not the Health Insurance MarketplaceSM website. In offering this website, TrueCoverage is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220 (c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance MarketplaceSM website. To see all available data on QHP options in your state, go to the Health Insurance MarketplaceSM website at

Also, you should visit the Health Insurance MarketplaceSM website at if:

    • You want to select a catastrophic health plan.
    • You want to enroll members of your household in separate QHPs.
    • The plans offered here don’t offer pediatric dental coverage and you want to choose a QHP that covers pediatric dental services or a separate dental plan with pediatric coverage. Pediatric dental services are an essential health benefit.

TrueCoverage offers the opportunity to enroll in either QHPs and off-Marketplace coverage. Please visit for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

If you’d like assistance in another language please dial 1-888-505-1815
If you are visually impaired, please visit the Federal Marketplace.