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Medicare Advantage

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Medicare Advantage

Medicare Advantage plans are Medicare approved plans offered by private insurance companies designed to BUILD on provisions of the Federal health insurance plan (parts A & B). They allow you to tailor your insurance plans to suit your individual needs.

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Why Medicare?

As we grow older it is inevitable that our healthcare expenses increase. In recognition of this the Government underwrites the Medicare health insurance program. MEDICARE provides basic emergency and preventative care for all Senior Citizens. The program is flexible enough to allow individuals of any age to tailor plans to meet specific needs.

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All Round Protection

Medical, hospital, homecare, Medicare Advantage makes it possible. ‘Advantage’ plans are individually designed. Once agreed, you cannot be refused renewal.

TrueCoverage will help to find the policy which suits you.

Understanding Medicare Advantage

Frequently Asked Questions

Why should I consider a Medicare Advantage plan?

The risk of any unexpected illness-related costs whether medical or care related, increases as we grow older. Advantage plans enable you to protect yourself during your lifetime from the expenses not covered by Medicare, for example, deductibles, co-shares, co-insurances or prescription drugs.

How do I get started?
Check with your local Social Security office to make sure of your position and consider the alternatives; Original Medicare (A and B) are mandatory but you can choose the plan type that suits your needs.
You can add the Medicare advantage plan (C) and if you anticipate the regular use of prescription drugs most Medicare advantage plans provide you this but if they do not, you should consider plan (D).
Check your recent history of medical service usage. Can you reflect this in you Medicare planning?
Contact a private health insurance marketplace such as TrueCoverage for expert and unbiased advice and a free quotation based on your personal circumstances.
How much does it cost?

Medicare Part A (Hospital insurance) is funded by payroll taxes and services are generally available without paying a monthly premium. (you must of course be registered)

Medicare Parts B, C, and D are paid through a monthly premium determined by your choice of plan, i.e. your agreed deductibles, co-pays and co-insurances.

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