Alabama Health Insurance

ALABAMA HEALTH INSURANCE

For anybody living in Alabama, Open Enrollment 2017 is the time when they have to get their medical insurance plans bought. People looking for Alabama health insurance, the best thing you can do is visit health insurance marketplace in Alabama. Independent of which health insurance plan you will require, whether individual and family health insurance in Alabama or group insurance in Alabama, you can visit the health insurance companies in Alabama. Earlier there were many health insurance companies in Alabama that worked towards providing low cost and affordable health insurance to its citizen, now there is just one.

How to buy individual and family health insurance plan in Alabama

You can buy private medical insurance plan in Alabama in case you got your own business, if your employer does not provide group health insurance plan. Else, you can opt for private health insurance marketplace in Alabama in case your  employer-based plan has no coverage for your spouses and dependents. If you have bought health insurance plan with low deductible insurance plan, that is, your monthly premiums are too high. May also be in cases where you have enrolled into one plan and changed into another.

Alabama Health insurance statistics

The current statistics on status of health insurance coverage in New Jersey stands at:

  • Uninsured citizen: 11.97%
  • HMO enrollees: 189,692
  • Average premium per individual in employee-sponsored coverage: $959
  • Cost for each inpatient/day: $1,332

Affordable Health Insurance Alabama

Even if you are in a live-in relationship or with a spouse, it is better to look up for health insurance both individually and together for the new health insurance plans implemented in Alabama. Finding affordable health insurance plan in Alabama can be both easy and a cumbersome process depending on the health insurance company you choose. For a joint health insurance plan for you and your spouse, better to look out for health insurance quotes in Alabama both together and separately. It also matters which health insurance company in Alabama you plan to buy from. Your affordable health insurance in Alabama will work best if you can calculate what is the premium to be paid for your family’s youngest member (for individual and family coverage in healthcare).

Health insurance Alabama ratings

Commonwealth Fund 2015 has ranked Alabama 47th among the 50 states of the USA and districts of Columbia. The health insurance rating for Alabama was 4th quintile placement based on 3 categories- Equity, healthy lives, and avoiding hospital usage costs. Its uninsured rate of adults between 19 and 64 is 36%. For children between 0 and 18 the rating is 6% uninsured. There is high vaccination rate for the infants and the rate of uninsured under preventive care of Medicaid is just 7%.

Health insurance plans in Alabama

Alabama has a population of 464,000 and around 270,000 would be eligible for tax credits so that they can pay less premiums. Till April 2014, 97,870 people get themselves health insurance coverage Alabama through Alabama exchange. In 2016, 14% more of the population enrolled through the Alabama health insurance marketplace. The total count that year was 195,055. 43% of these enrollees were the first time applying to the exchange.

BCBS
Medicare
Indemnity
Vision
HMO
Medicaid
Dental
PPO
POS
HSA

Health insurance companies in Alabama

As every citizen of New Jersey needs health insurance plans, TrueCoverage offers affordable Alabama health insurance plans for individuals, families and small businesses from the following leading carriers:

Blue Cross Blue Shield of Alabama

Come to TrueCoverage and

Alabama State Stats

Total population:  4,635,671
Health Insurance Coverage: Total Population

  • Employer: 56%
  • Non-Group: 8%
  • Medicaid: 22%
  • Medicare: 4%
  • Other Public: 4%
  • Uninsured: 10%

(Source: Kaiser Family Foundation Survey, 2014)
Percent Change in Uninsured Rate: Age-wise, 2013-2014

  • Children 0-18: 5% reduction
  • Adults 19-64: 16% Reduction
  • Total: 12% Reduction

Enrollees Receiving Financial Assistance at Exchanges as part of the Subsidy-Eligible group as of June 30, 2015

  • Total Enrollees receiving Financial Assistance: 152,206
  • Estimated Number of Potential Marketplace Enrollees Eligible for Financial Assistance: 301,000
  • Percent of the Potential Subsidy-Eligible Population Enrolled: 50%

Shop, compare and enroll in Subsidized Obamacare plans

Call 888-TRU-8755 TrueCoverage Subsidy Hotline We give you free estimate for the eligible health insurance Alabama subsidies in health plan: