Obamacare
Health Insurance Options for Same-Sex Marriages
Due to the Supreme Court ruling legalizing same-sex marriage nationwide in 2015, same-sex married couples qualify for the same benefits under the Affordable Care Act (ACA) as heterosexual couples in all 50 states. But despite that fact, many same-sex partners remain...
ACA Subsidies Lower the Cost of Monthly Premiums
Accessible, Affordable, and Attainable One of the key achievements of the Affordable Care Act (ACA) was the introduction of health insurance subsidies. For health insurance bought on the Marketplace, Obamacare subsidies lower the cost of monthly premiums for ACA...
The ACA ‘Family Glitch’ – Who Does it Impact?
The Affordable Care Act (ACA) led to the establishment of the Health Insurance Marketplace where anyone could buy their own health insurance plan. The tax credits created by the ACA meant that Obamacare could be an affordable way to get coverage if you didn’t have...
How Insurance Tech Saves You Time
What Can Insurance Technology Do for You? Consumers turn to digital technology for improved convenience and streamlined processes. New marketplace technology, such as the TrueCoverage app, is specifically designed for the insurance industry and can: Save you time by...
Is Mental Health Therapy Covered by Health Insurance?
According to NAMI, the National Alliance on Mental Illness, an estimated one out of five U.S. adults experience a mental health issue every year. However, many of those afflicted do not seek help for their problems due to a litany of reasons, such as the stigma...
Affordable Health Coverage Options for the Unemployed
As an unemployed person, you may be able to get an affordable health insurance plan through the TrueCoverage.com insurance marketplace, with savings based on income and household size. Connected to Healthcare.gov marketplace, you can now find out if you qualify for...
Do You Qualify for the Special Enrollment Period? Ask these Questions!
While the 2023 Open Enrollment window for the Affordable Care Act (ACA) ended at the beginning of the year, don’t fret if you haven’t gotten cheap health insurance coverage! We are currently in the Special Enrollment Period (SEP), which certain triggering events may...
The Importance of Breastfeeding During the COVID-19 Pandemic
Across the generations, there have been reasons to find alternatives to the biological imperative to breastfeed. Modern science has provided ever safer options for mothers for whom breastfeeding is not medically possible or who choose not to do so. The first and most...
What are Non-Pharmaceutical Drug Treatments for ADHD?
Yes, there are non-pharmaceutical approaches to supporting those living with ADHD-affected loved ones and minimizing their dependence on pharmaceutical drug intervention and the risk of side effects. We spoke recently on what to do if you suspect your child has ADHD,...
It’s Pride Month – Let’s Talk Health Insurance for Same-Sex Marriages
Due to the Supreme Court ruling legalizing same-sex marriage nationwide in 2015, same-sex married couples qualify for the same benefits under the Affordable Care Act (ACA) as heterosexual couples in all 50 states. But despite that fact, many same-sex partners remain...
Does Insurance Cover Abortions?
Due to the recent leak of a draft supreme court ruling with the potential to overturn Roe V. Wade, many Americans have questions regarding current and future abortion protections in the United States. One such common question is whether insurance even covers the cost...
Millions at Risk to Lose Health Insurance as Pandemic Ends
A recent CNN.com article detailed the recent successes of the Affordable Care Act (ACA) as well as the approaching risk of losing coverage for many of those success stories due to the end of the pandemic’s national public health emergency. Under the current...
Moving? What a Change in Residence Means for Your Health Insurance
While the 2022 Open Enrollment window for the Affordable Care Act (ACA) ended at the beginning of the year, don’t fret if you haven’t gotten cheap health insurance coverage! We are currently in the Special Enrollment Period (SEP), which allows certain triggering...
Am I or Someone I Love, an Alcoholic?
Most people in America consume alcohol periodically, more than 85 percent in fact. Occasional use of alcohol is not necessarily harmful. Some doctors claim that small quantities of alcohol add to the beneficial effect of a good diet in reducing the incidence of heart...
Biden Looks to Fix the “Family Glitch” in the Affordable Care Act
The Biden administration recently announced a proposal from the U.S. Treasury Department to fix an issue that has existed in the Affordable Care Act (ACA) since its inception, the so-called “family glitch.” Under the original ACA, a person or family is...
What is Alopecia? (Hair Loss)
For many, the pop-culture debate regarding the slap heard round the world at this weekend’s Academy Awards ceremony has resulted in more questions than answers. Today we will get down to the root of one of those questions; just what is alopecia anyway? Alopecia is the...
Understanding Developmental Disabilities in Children
Anyone considering starting a family, expecting a child currently, or just watching their current children grow will at some point worry about any possible developmental disabilities present in their child. But just what are developmental disabilities? This is...
Kidney Health During Kidney Month
March is National Kidney Month, but one should be aware of kidney disease year-round. But just what is chronic kidney disease? Thirty-seven million Americans suffer from chronic kidney disease, and millions more are at risk to join them, so the problem is more common...
Millions to Lose Medicaid & CHIP Coverage as COVID-19 Emergency Ends
Due to the COVID-19 public health emergency, the Families First Coronavirus Response Act was passed in March 2020. This bill required states to halt their standard eligibility checks on current and new Medicaid and CHIP users, which could often result in denials of...
Thyroid Disease Awareness
Did you know that approximately 20 million Americans are affected by some type of thyroid disease? But just what is the thyroid, and why does it matter? The thyroid is a butterfly-shaped endocrine gland in your neck just above your collarbone, wrapped around your...
Stay Heart Healthy for American Heart Month
February is American Heart Month. But just what is the difference between a heart attack, heart failure, stroke, and how are they affected by conditions such as heart disease and high blood pressure? Stoke and cardiac arrest (also known as a heart attack) are acute...
Five Things You Can Get Free From the U.S. Federal Government
We all pay taxes, and we all resent it. So often, it seems like we get nothing tangible in return. Still, there are many things you can get free of charge from the federal government, here are just a few: 1) Cell Phone – Recognizing that cells phones are essential for...
How to Get Free COVID-19 Tests and Masks
With the recent surge of the fast-spreading Omicron-variant of COVID-19, it seems like every pharmacy you visit is out of tests, and every in-house testing facility features long lines and even longer waits for results. That is why the U.S. government has introduced...
Cancer Awareness, Detection, and Prevention
Cancer Awareness Most people know the effects of cancer, regardless of the type, on an individual and their family. Studies have found there is a 40 percent chance of developing cancer among men during their lifetime. This statistic likely does not surprise you. It...
Congenital Disability (Birth Defect) Prevention
Not all congenital disabilities (once referred to as birth defects) can be prevented. Still, risks can be reduced by making good choices before and during pregnancy, increasing the likelihood of having a healthy baby. Identifying Congenital Disabilities By using...
Five Ways to Get Healthy in the New Year
Have you ever seen a list of ways to get healthy in the New Year? Bet you have. There are lots of them. Most of them will tell you to start a new trendy and complicated diet, start working out every day, or otherwise completely change your life. This will be a...
ACA Open enrollment guide-How long it takes to enroll?
Open enrollment only lasts about two months each year, give or take — it can be longer or shorter, depending on which state you live in. But even six weeks is more than enough time to compare plans, as well as apply and sign up for health insurance. Preparing ahead of...
Joe Biden’s Health Care Plan to Improve the Affordable Care Act
Health care is a policy issue that always seems to spark intense public debate. The Affordable Care Act (ACA), which President Obama introduced in 2010, continues to receive scrutiny from both Republicans and Democrats. It emerged as a key issue in the 2020...
Think Obamacare Health Plans Cost a Lot? That’s Not Always True
If you’ve lost your job during the pandemic, and with it your health insurance, you may think that Obamacare plans are too expensive and therefore not worth seeking. Or maybe you’re worried about whether the coverage will withstand legal challenges. Think again,...
Smoking and health insurance. All you need to know
Smoker or not, anyone applying for ACA-compliant health insurance (Obamacare) has to answer the question: Do you use tobacco? Does Smoking affect Health Insurance premium? For those who smoke cigarettes, cigars, a pipe, or chew tobacco, the answer is simple. For those...
ACA Open Enrollment 2020 – take 15 minutes out to get covered
Enroll in an ACA compliant health insurance plan! WHY? To ensure that you and your loved ones have coverage in 2020 that takes advantage of state and government reliefs and subsidies to which they are entitled. All compliant coverage will protect you and your...
2020 ACA Open Enrollment: Health Plans w/ *STAR* Quality
You don’t have much time left to enroll (open enrollment ends December 15th) but for 2020 CMS (Centers for Medicare and Medicaid Services) has moved to make your choices better informed. All Insurers (Carriers) are now required to display a ‘STAR RATING’ for any of...
ACA Open Enrollment 2020: Ends December 15th DON’T MISS OUT
Someone has to be last but don’t let it be you! Give yourself time to discuss your health insurance with experts. Learn how ACA (Obamacare) makes coverage for you and your dependents affordable. In some cases, monthly premiums are entirely covered by tax...
ACA Enrollment: Premium Tax Relief & Cost-Sharing Subsidies
Am I eligible?How much relief will I get?How do I claim the benefit?Who should I talk to? Let’s take these important questions in order Am I eligible for PREMIUM TAX RELIEF AND COST SHARING REDUCTIONS? Almost certainly! Well over 80% of people who enrolled through the...
ACA Open Enrollment 2020 – 5 tips to save money
Stopright now! There isno such thing! We willhave to wait until next year to know what you might have done differently. What we CAN do right NOW is to work together to find the best value health insurance coverage in 2020, for you and your dependents, whether young or...
THINK PINK. WEAR PINK. October is Breast Cancer Awareness Month.
The average lifetime risk of women developing breast cancer is ONE in EIGHT (12% of women). About 300,000 cases of breast cancer are diagnosed each year in the USA of which about 85% are successfully treated. Sadly, breast cancer is the most common form of cancer...
ACA Open Enrollment Guide How to choose THE BEST HEALTH PLAN?
ACA Open Enrollment 2020 is between 1st Nov to 15th Dec. Contact your health exchange today to get enrol under affordable care act and get affordable health insurance Don’t kick the tires! ASK THE RIGHT QUESTIONS! The purpose of this article is to help both the...
LOOKING FOR THE BEST HEALTH PLAN?
Don’t kick the tires! ASK THE RIGHT QUESTIONS! The purpose of this article is to help both the first-time buyer of a health plan and the seasoned enroller to find the best health plan to meet their needs. As we approach ‘open enrollment’ (November 1st to December...
Open Enrollment 2020 for ACA Health Insurance is Coming Soon!
Are you prepared to receive the best coverage at an affordable price? Read below to discover the different options you have for ACA/Obamacare Assistance. Read in Spanish Alright, folks! Time to get out your red pen and mark your calendars. These are the 2020 Health...
You missed open Enrollment? What Next?
If you have enrolled into health insurance plans before, you will know that Open Enrollment runs from NOVEMBER 1ST TO DECEMBER 15th . Don’t leave it to the last moment, Now is the time to look at your expenditure last year, for you and your family’s health insurance...
Turning 26? Then it’s time to get your own health insurance
Whatever coverage you have now, you will be responsible for your own health insurance when you turn 26. The Patient Protection and Affordable Care Act (ACA or Obamacare) allows young adults to remain on their parents’ health insurance until they turn 26. If you have...
Minimum Essential Coverage: 10 Key ACA Health Guarantees
Health insurance is all about being prepared for what might happen, and how you can protect your family from potential financial risk. With this insight, you can be informed of the Minimum Essential Coverage (MEC) plans available and the ten health benefits...
Health Insurance Penalty Changes: What This Means for You
Did you know? ACA health insurance penalties are over. While there will no longer be a financial penalty for not having insurance coverage, the biggest penalty that still exists, is the risk of facing expensive medical bills in the event of an illness, an...
Confused About Obamacare: Buying the Right Health Coverage
We have put together an easy guide.. just for you! How many times have you stopped midway while filling your health insurance documents? Or have postponed buying coverage because you don’t have the time to understand the health care law? Firstly, if you’re confused...
How Can You Get Health Insurance Coverage Outside Open Enrollment
Health Insurance Plans after Open Enrollment are available with a qualifying event Open Enrollment for 2021 ends on Dec 156th 2020. If you need health insurance now. There are two options: Check if you qualify for a Special Enrollment Period. The next Open...
Performance of Obamacare in the Last 5 Years
On 23rd March 2010 a new kind of health reform was implemented in the USA. Patient Protection Affordable Care Act (PPACA), or Affordable Care Act (ACA), colloquially coined Obamacare was introduced in the health care space. The last time the Federal Government...
The Good(s) and Bad(s) of Affordable Care Act
President Obama’s efforts at creating conducive health care facilities for the people in America resulted the introduction of the Affordable Care Act (ACA) in 2010. Also known as Obamacare, the policies have made revolutionary changes in the entire health...
5 Changes in Medicaid After the Implementation of Obamacare
The introduction of Obamacare brought in a sea of changes in the health insurance sector. It also expanded the scope of Federal programs like Medicaid significantly. It was the Federal Government under President Barack Obama who enforced some rules for the private...
Is Substance Abuse Covered Under Obamacare
This Open Enrollment for 2017, there is yet again good news. People with substance abuse will be covered under all the non-grandfathered plans. Of course, not just substance abuse, but also for mental health where counseling and psychotherapy are also included. In...
7 Facts About COBRA Health Insurance You Should Know
The CONSOLIDATED OMNIBUS RECONCILIATION ACT, ‘Continuation in medical insurance’, was introduced in 2017 to ensure that employees, who are members of an employer-sponsored group health insurance schemes, have a secure route to continued coverage in the event of...
Affordable Care Act – Obamacare Benefits for Women
The Affordable Care Act/Obamacare Mandated MANY Services Specifically for Women One of the many groundbreaking features of the ACA was to create a reliable baseline for medical services for women. This helped standardize services across all insurance companies and...
5 Damages on Women Obamacare Repealing Will Cause
Only after 2 years of successful implementation of Obamacare in the US healthcare sector, the health insurance policy has come to face major challenges from the Democrats. One of the major focus of the President elect, Mr. Donald Trump was to either completely change...
House Passes Obamacare Replacement: Will It Affect You?
After a failed attempt earlier in March this year to get the House to vote favorably for the Obamacare repeal and replace bill aka American Health Care Act (AHCA), the Republicans managed to garner enough support to pass it with 217 GOP lawmakers saying yes. But all...
Open Enrollment 2017 In Obamacare – Start Your Homework
Do you have a qualifying event that will allow you to buy health insurance outside Open Enrollment? If yes, you can still buy an ‘Obamacare Plan 2016’ for yourself. The last period for open enrollment ended on January 31st, 2016. The Federal Government has, of...
Obamacare 2017 Open Enrollment Deadline
Don’t miss the Dec 15 deadline for Jan 1 coverage! Hurry! If you do not want a gap in your coverage, you will have to enroll or change Marketplace health insurance plan by December 15. This is to ensure that you have seamless 2017 coverage starting January 1. Remember...
3 facts about American Healthcare Act you need to know right now!
One of the first things that President Trump wants to address is the repeal and replace of the ACA otherwise known as ACA. Their plan is a three step process, which includes a reconciliation bill that only requires a majority of votes through the House and...
