supplemental insurance banner

Supplemental Insurance

Find the right ancillary insurance plan for you and your family

supplemental insurance icon

#1 in Competitive Quotes

supplemental insurance icon

Blazing Fast Response!

supplemental insurance icon

#1 in Customer Service

TrueCoverage puts over 600
top Insurance carriers at your fingertips

Choose the right Ancillary Insurance for you

Supplemental Insurance Products

hospital indemnity icon

Hospital indemnity

Medical insurances help to cover the cost of treatment and medicines. HOSPITAL INDEMNITY protects you and your family from the expense of an enforced hospitalization

Cancer/Heart and Stroke icon

Cancer/Heart and Stroke Insurance

Cancer/Heart and Stroke are life changing events. This supplementary insurance pays a lump sum to spend as you wish whether on medical treatment or to help with daily living expenses.

critical illness insurance icon

Critical Illness Insurance

These policies cover a wide range of illnesses which, either short or long term, can affect your earning capacity. The benefit can be paid as a lump sum or in regular payments. In either case you are free to choose how to spend the money.

accidental expense insurance icon

Accidental Expense Insurance

Most accidents happen in the home but wherever they happen the result is the same. Unplanned ‘out of pocket expenses’! An Accidental expense supplement will help to deal with the ‘unexpected’.

disability insurance icon

Disability Insurance

The most flexible supplement. Essentially a low cost way of ensuring that despite loss of earnings, either through accident or illness, you can continue to pay your routine bills.

Not sure which Supplemental Health Insurance policy is right for you?

Protect yourself and your family

Why Supplemental Health

SUPPLEMENTAL HEALTH INSURANCE enables you to personalize your insurance plans to protect your wellbeing and your family’s future.

peace of mind icon

Peace of mind

Supplementals are your way of making sure that your insurance portfolio meets your and your family’s specific needs.

well planned insurance icon

Well planned insurance

It is easy to over insure. i.e. cover the same event twice. Talk to us. TrueCoverage will help to make your insurance investment ‘go further’.

flexibility icon


Your needs will change during the lifetime of your policies. You can adjust your supplementals to meet changing circumstances without affecting the continuity of your primary coverage.

protect your loved one icon

Protect your loved ones

In general terms, ACA and associated Health Insurance Policies will cover your medical costs in the event of illness or accident.

It is the Supplementals to your primary coverage that secure the welfare of your loved ones.

Protect your family with a supplemental health insurance plan for as low as $12/mo

Understanding Supplemental Health Insurance

Frequently Asked Questions

Why should I purchase a supplemental medical policy?
  • You don’t have to meet a deductible to receive your benefits
  • No networks – payment amounts are the same regardless of whether you are in-network or out-of-network
  • Benefit payments are yours to use as you decide
  • Coverage can be extended to the entire family
  • Coverage generally is renewable until age 65
Are supplements necessary?

A supplement to Health Insurance is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). They enable you to personalize your insurance plans to protect your wellbeing and your family’s future.

Your individual and family circumstances are unique. It makes sense that we should each plan our insurance portfolios to reflect our differences.  Even the best insurance cannot cover all the possibilities. We will work with you to find the best value insurance coverage.

Do supplementals have be from the same Insurer?

No, but most insurers offer favorable terms for ‘linked’ policies. It makes sense not to duplicate administration and it is easier to ensure that the terms of your policies do not conflict or overlap.

Discuss your needs with one of our consultants. TrueCoverage will search for your most favorable options.

FAQ banner
The Truecoverage Promise

Why Choose Us

We are proud to operate one of the strongest and best-trained teams of advisors in the industry.

How we keep our promise

TC icon

We have a straightforward approach - we won't confuse you with industry buzzwords or jargon.

TC icon

By following the menus and answering some straightforward questions we can prepare a quote tailored especially for you.

TC icon

If we have not been able to answer all your questions you can contact one of our advisors directly. This is a service that lasts for as long as you hold a policy with TrueCoverage.

TC icon

A major advantage of any insurance is the emotional comfort and peace of mind that comes as standard, knowing that you and your family are covered.

TC icon

TrueCoverage works with over 500 insurance carriers across the 50 States, offering thousands of different policies. That is TrueCoverage.

Let’s Get You Some Insurance

Get Your Quote Now

In the News

in the new banner

Contact our award-winning customer service team.


8AM to 10PM ET Daily


This website is operated by TrueCoverage and is not the Health Insurance MarketplaceSM website. In offering this website, TrueCoverage is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220 (c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance MarketplaceSM website. To see all available data on QHP options in your state, go to the Health Insurance MarketplaceSM website at

Also, you should visit the Health Insurance MarketplaceSM website at if:

    • You want to select a catastrophic health plan.
    • You want to enroll members of your household in separate QHPs.
    • The plans offered here don’t offer pediatric dental coverage and you want to choose a QHP that covers pediatric dental services or a separate dental plan with pediatric coverage. Pediatric dental services are an essential health benefit.

TrueCoverage offers the opportunity to enroll in either QHPs and off-Marketplace coverage. Please visit for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

If you’d like assistance in another language please dial 1-888-505-1815
If you are visually impaired, please visit the Federal Marketplace.