Affordable Care Act Information
5 Tips to Help You Pick the Right Health Insurance Plan
Are you ready to dive into the world of health insurance? Don’t worry, we’ve got your back! Navigating through the sea of options can be overwhelming, but fear not – we’re here to help. In this blog post, we’ll provide you with 5 tips to...
ACA Subsidies Lower the Cost of Monthly Premiums
Accessible, Affordable, and Attainable One of the key achievements of the Affordable Care Act (ACA) was the introduction of health insurance subsidies. For health insurance bought on the Marketplace, Obamacare subsidies lower the cost of monthly premiums for ACA...
Everything you need to know about The Federal Poverty Level (FPL)
Perhaps you are concerned that a friend, a relative, or yourself are showing signs of having problems with forgetfulness, problem-solving, or communication. Like weakening muscles, stiffening arteries, muscle wastage, and age-related memory failings, these symptoms...
Affordable Health Coverage Options for the Unemployed
As an unemployed person, you may be able to get an affordable health insurance plan through the TrueCoverage.com insurance marketplace, with savings based on income and household size. Connected to Healthcare.gov marketplace, you can now find out if you qualify for...
Give blood, feel great
Read on to discover how giving blood life can benefit you, the donor, and save a life. Give blood, and you will contribute to the US’s 36,000 units of red blood cells needed daily. A single donation could help up to three patients. Some chronic conditions, such...
Insights into Dementia – What you need to know
What is Dementia? Dementia is most often associated with forgetfulness. A loss of neurons is a significant cause of forgetfulness. As Shakespeare might have said, ‘Some people are born forgetful, some develop forgetfulness, some...
What are Non-Pharmaceutical Drug Treatments for ADHD?
Yes, there are non-pharmaceutical approaches to supporting those living with ADHD-affected loved ones and minimizing their dependence on pharmaceutical drug intervention and the risk of side effects. We spoke recently on what to do if you suspect your child has ADHD,...
It’s Pride Month – Let’s Talk Health Insurance for Same-Sex Marriages
Due to the Supreme Court ruling legalizing same-sex marriage nationwide in 2015, same-sex married couples qualify for the same benefits under the Affordable Care Act (ACA) as heterosexual couples in all 50 states. But despite that fact, many same-sex partners remain...
What Does it Cost to have a Baby in a Hospital?
Nearly 4 million women in the United States will give birth annually and in 2020 alone, approximately one in nine U.S. women of childbearing age was uninsured. If you are insured, the cost of having a baby will require you to first meet your insurance’s deductible,...
Will my Health Insurance Cover Therapy?
According to NAMI, the National Alliance on Mental Illness, an estimated one out of five U.S. adults experience a mental health issue every year. However, many of those afflicted do not seek help for their problems due to a litany of reasons, such as the stigma...
Moving? What a Change in Residence Means for Your Health Insurance
While the 2022 Open Enrollment window for the Affordable Care Act (ACA) ended at the beginning of the year, don’t fret if you haven’t gotten cheap health insurance coverage! We are currently in the Special Enrollment Period (SEP), which allows certain triggering...
Biden Looks to Fix the “Family Glitch” in the Affordable Care Act
The Biden administration recently announced a proposal from the U.S. Treasury Department to fix an issue that has existed in the Affordable Care Act (ACA) since its inception, the so-called “family glitch.” Under the original ACA, a person or family is...
What is Alopecia? (Hair Loss)
For many, the pop-culture debate regarding the slap heard round the world at this weekend’s Academy Awards ceremony has resulted in more questions than answers. Today we will get down to the root of one of those questions; just what is alopecia anyway? Alopecia is the...
Millions to Lose Medicaid & CHIP Coverage as COVID-19 Emergency Ends
Due to the COVID-19 public health emergency, the Families First Coronavirus Response Act was passed in March 2020. This bill required states to halt their standard eligibility checks on current and new Medicaid and CHIP users, which could often result in denials of...
Thyroid Disease Awareness
Did you know that approximately 20 million Americans are affected by some type of thyroid disease? But just what is the thyroid, and why does it matter? The thyroid is a butterfly-shaped endocrine gland in your neck just above your collarbone, wrapped around your...
Five Things You Can Get Free From the U.S. Federal Government
We all pay taxes, and we all resent it. So often, it seems like we get nothing tangible in return. Still, there are many things you can get free of charge from the federal government, here are just a few: 1) Cell Phone – Recognizing that cells phones are essential for...
The 1, 2, 3 Open Enrollment Renewal Process
As we approach the Affordable Care Act’s Open Enrollment period from November 1, 2021, through January 15, 2022, for 2022 plan year coverage, you are hopefully thinking about renewing your policy and any potential changes to be made to...
ACA Open enrollment guide-How long it takes to enroll?
Open enrollment only lasts about two months each year, give or take — it can be longer or shorter, depending on which state you live in. But even six weeks is more than enough time to compare plans, as well as apply and sign up for health insurance. Preparing ahead of...
Can my ACA Health Insurance be cancelled?
Can my ACA Health Insurance be cancelled? If you ask this question because your insurer has threatened to cancel your coverage, or you have reason to think that they might. The short answer is YES. Many things can trigger the cancellation of your policy. ...
The Special Enrollment Period (SEP) Change in Residence
The Affordable Care Act (ACA) has a restricted enrollment period from January 1st until November 1st each year. It is an arbitrary rule for health insurance enrollment, but there is a way to get health insurance outside of this brief period if...
Smoking and health insurance. All you need to know
Smoker or not, anyone applying for ACA-compliant health insurance (Obamacare) has to answer the question: Do you use tobacco? Does Smoking affect Health Insurance premium? For those who smoke cigarettes, cigars, a pipe, or chew tobacco, the answer is simple. For those...
What Happens if the Affordable Care Act is Repealed?
For many Americans, the future of health insurance coverage is uncertain. The fate of nearly 20 million people could lie in the hands of just a few individuals: the nine Justices that make up the United States Supreme Court. Since his 2016 campaign, President Trump...
Can I Still Go to the Hospital if I don’t have Health Insurance?
What happens if I go to the hospital without insurance? If you’re in good health, you might think you need not spend the money on monthly health insurance premiums. After all, insurance plans can be costly, and it’s hard to rationalize throwing your money...
How do you answer question 4? Do you use Tobacco?
As open enrollment comes closer (November 1st)) and you need to contact your health insurance agent looking for your best health plan, you will be faced with four critical questions. Your age?Your location? (many states have different regulations) Do you need an...
7 Facts About COBRA Health Insurance You Should Know
The CONSOLIDATED OMNIBUS RECONCILIATION ACT, ‘Continuation in medical insurance’, was introduced in 2017 to ensure that employees, who are members of an employer-sponsored group health insurance schemes, have a secure route to continued coverage in the event of...
