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2018 Open Enrollment – Important Deadlines You Must Know

2018 Open Enrollment – Important Deadlines You Must Know

The most important change for this Open Enrollment is that the time period when you can apply for health insurance coverage has been shortened. Please note the following dates and make sure you mark them in your calendar: November 1, 2017: Open Enrollment begins and you can buy health insurance coverage for you and your

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3 Facts about American Health Care Act you need to know right now!

3 Facts about American Health Care Act you need to know right now!

One of the first things that President Trump wants to address is the repeal and replace of the ACA otherwise known as Obamacare.   Their plan is a three step process, which includes a reconciliation bill that only requires a majority of votes through the House and Senate, in which only partial parts of the ACA

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Critical Illness Insurance can Stop your Bankruptcy

Critical Illness Insurance can Stop your Bankruptcy

Critical Illness Insurance can Stop your Bankruptcy Ever heard of dread disease policy? Or, coverage for critical illness? In case you haven’t, its time you did some serious research about it and get prepared. Otherwise commonly termed as critical illness insurance, this is an insurance product where you contract with the insurance provider to typically

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You Missed Open Enrollment? What Next!

You Missed Open Enrollment? What Next!

All of you who enroll into health insurance plans do know about the open enroll period- November 1st, respective year to January 31st, following year. In case you have missed Open Enrollment this year, you must be looking for an alternative. As Andrew J. Sussman, MD – President, MinuteClinic states, “More than 50 percent (of our

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Dental Insurance for Seniors – Things You Should Know

Dental Insurance for Seniors – Things You Should Know

Have you planned everything for your years of retirement? I mean are you health-wise covered in all fields? I doubt so. When it comes to dental insurance for seniors, most adults haven’t bothered about it. Don’t believe me? Check these stats… More than 30% of the American senior citizen have gum cavities they never get

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7 Tips to Manage and Maintain Health Insurance for Self Employed

7 Tips to Manage and Maintain Health Insurance for Self Employed

If you worked as a freelancer, your tensions are much more than any working individual. The first thing that comes to your mind is- what health insurance will be there for the self-employed? The Affordable Care Act has mentioned certain important factors about how the self-employed should buy, maintain and pay for the health insurance

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Supplemental Health Insurance Plans- Coverage for Your Out-Of-Pocket Costs

Supplemental Health Insurance Plans- Coverage for Your Out-Of-Pocket Costs

The entire idea behind bringing supplemental health insurance was to help people of America receive assistance in catastrophic medical situations. Why I call this situation catastrophic is very simple- You buy a health insurance plan and think you are sorted. Rest is the responsibility of your health insurance company. Hey wait! You need to check

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Obamacare Repeal Alternative-Health Insurance For Everyone?

Obamacare Repeal Alternative-Health Insurance For Everyone?

Ever since America has found it’s 45th president-elect, Obamacare has been a constant target. Health insurance for everyone is the new slogan repeatedly used by our president, Mr. Donald Trump. The estimate is- additional 20 million American citizen will be enrolled into affordable health insurance plans after Trumpcare gets introduced. Obamacare was implemented on 23rd

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Difference between HDHP and Catastrophic Health Insurance Plan

Difference between HDHP and Catastrophic Health Insurance Plan

So, you have been told about catastrophic health insurance plan. You now think all is going to go well as you can buy one catastrophic health insurance plan and you are sorted at least for a short time period. While doing your home work on catastrophic plan, you were given the idea that both catastrophic

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Worried about Health Insurance Deductible? Check this Solution

Worried about Health Insurance Deductible? Check this Solution

While buying health insurance plan, you are always confused about health insurance deductible. It can be really confusing to understand if a low deductible health insurance plan or high deductible health insurance plan will work. Think again. If you thought that a plan with low monthly premium will be better for you. For instance, you

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5 Damages on Women Obamacare Repealing Will Cause

5 Damages on Women Obamacare Repealing Will Cause

Only after 2 years of successful implementation of Obamacare in the US healthcare sector, the health insurance policy has come to face major challenges from the Democrats. One of the major focus of the President elect, Mr. Donald Trump was to either completely change the Obamacare policies, or at least make major changes in it.

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5 Benefits of Buying Health Insurance Online

5 Benefits of Buying Health Insurance Online

Are you baffled running to different health insurance consultants and carriers? Is looking for affordable health insurance plan for you (individual) and your family become a serious headache? If so, you should try buying health insurance online. Health insurance online!! Nah… Not me… Guess that’s the general response people have been giving all this while.

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How Much does Health Insurance Cost

How Much does Health Insurance Cost

There are minimum hundred intermediaries within different health insurance enterprises that offer health insurance plans. The U.S. Health insurance industry is one complicated place, which only the highly experienced and experts are capable of understanding. To understand how much your health insurance will cost, and which one you should procure, you will have to do

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Obamacare 2017 Open Enrollment Deadline

Obamacare 2017 Open Enrollment Deadline

Don’t miss the Dec 15 deadline for Jan 1 coverage! Hurry! If you do not want a gap in your coverage, you will have to enroll or change Marketplace health insurance plan by December 15. This is to ensure that you have seamless 2017 coverage starting January 1. Remember your current coverage, if you have

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5 Benefits from CHIP Insurance in USA

5 Benefits from CHIP Insurance in USA

In the year 1999, the Bipartisan Congress finally came out with a solution to help 10 million children of America. Most of the children in the U.S. lacked health insurance earlier. The 105th Congress created the State Children Health Insurance Program as a budget, and enacted as the Title XXI of Social Security Act (SSA).

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What Obamacare Offers To Women

What Obamacare Offers To Women

In the year 2011, 81% of the total women were enrolled under health insurance marketplace plans for pre-natal, child birth and post-natal care. This was one great move as prior to the implementation of the Affordable Care Act. Earlier women were subjected to a lot of healthcare coverage restrictions as they were not qualified to

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7 Facts About COBRA Health Insurance You Should Know

7 Facts About COBRA Health Insurance You Should Know

This Open Enrollment 2017, you will need to plan a little ahead of time for all the unknown situations that may arise. In case you are on an employer-based plan, you should always keep some cash away for COBRA. It will help you take care of your healthcare needs in case any untoward incident happens.

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Is Substance Abuse Covered Under Obamacare

Is Substance Abuse Covered Under Obamacare

This Open Enrollment for 2017, there is yet again good news. People with substance abuse will be covered under all the non-grandfathered plans. Of course, not just substance abuse, but also for mental health where counseling and psychotherapy are also included. In case you are troubled with issues of substance abuse within your family, you

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7 Things that indicate your Health Insurance Broker is good

7 Things that indicate your Health Insurance Broker is good

Hurry! 14 days have passed since Open Enrollment 2017 has begun. If you haven’t done any research on health insurance requirements, the new rules and strict regulations that have been introduced and penalties for not enrolling into the program, better look for a good health insurance agent or broker who can enlighten you about the

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4 Things You Should Not Do During 2017 Open Enrollment

4 Things You Should Not Do During 2017 Open Enrollment

You are almost there. The huge rush, those long queues are soon going to begin. No, we are absolutely not bothered about your Black Friday shopping craze. We are rather concerned about saving your hard earned pennies, something you may easily throw away in taxes. This mad rush you ought to be prepared for is

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8 Reasons why You Should Buy Health Insurance with Obamacare

8 Reasons why You Should Buy Health Insurance with Obamacare

Has it become absolutely impossible not to bump into Open Enrollment 2017 ads? Everywhere you go, there is at least one banner, one placard, or some sort of announcement asking you to enroll into Affordable Care Act (ACA) within the period of Open Enrollment (starts November 1, 2016, ends January 1, 2015). If you are

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You Think You Don’t Need Health Insurance? Check the Consequences

You Think You Don’t Need Health Insurance? Check the Consequences

The Open Enrollment 2017 and the Presidential polls are around the corner. If Mrs. Rodham Hillary Clinton (leading) comes to power, will she be able to answer all the doubts about Obamacare? The debate whether ACA is actually effective in helping every U.S. citizen acquire affordable health care coverage is really intense. True, you may

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5 Tips to Get You Ready for 2017 Open Enrollment

5 Tips to Get You Ready for 2017 Open Enrollment

Open Enrollment for 2017 health plans starts November 1, 2016. Are you ready? 1. Mark your calendar with important Dates & Deadlines November 1, 2016: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2017 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2017.

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10 Easy Questions that will Help You Choose The Right Health Insurance Plan

10 Easy Questions that will Help You Choose The Right Health Insurance Plan

Starting November 1, 2016, you can sign up for 2017 Open Enrollment health insurance (with coverage starting as soon as January 1, 2017). So get ready with the few easy tips below: Does anyone in your household need regular prescription drugs? If so, how are they covered? Each health insurance plan has a Prescription Drug List

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5 Changes in Medicaid services after the implementation of Obamacare

5 Changes in Medicaid services after the implementation of Obamacare

The introduction of Obamacare brought in a sea of changes in the health insurance sector. It also expanded the scope of Federal programs like Medicaid significantly. It was the Federal Government under President Barack Obama who enforced some rules for the private insurers providing health insurance services to patients eligible for Medicaid. This resulted in

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Top Ten 2016 Health Plans in the U.S.A

Top Ten 2016 Health Plans in the U.S.A

Open Enrollment 2017 is going to begin in a month’s time and it is important that you do your homework about the best health plans available on or off exchange. TrueCoverage is proud to announce that you can shop for the top 2016 health plans in the U.S. right here on our website or by

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5 Features That Identify Which Healthcare Coverage Works Best

5 Features That Identify Which Healthcare Coverage Works Best

It is really interesting to observe that most Americans are now attempting to live a healthy lifestyle. Gone are the days when people would binge on drinking and smoking. Together with different wellness programs, with the healthcare industry becoming highly agile and customer-friendly, Americans are leading a much healthier lifestyle. There are many benefits of

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The Good(s) and Bad(s) of Affordable Care Act

The Good(s) and Bad(s) of Affordable Care Act

President Obama’s efforts at creating conducive health care facilities for the people in America resulted the introduction of the Affordable Care Act (ACA) in 2010. Also known as Obamacare, the policies have made revolutionary changes in the entire health care scenario in the USA. To understand ACA’s performance, we first need to know how the

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Health Insurance Exchange – The Place to Buy Cheap Health Insurance

Health Insurance Exchange – The Place to Buy Cheap Health Insurance

Rich or poor, all of us wish to save money. When it comes to spending a lot on monthly premiums for health care, I am sure everyone will look for a cheap health insurance option. The main reason being healthcare in the U.S. is really expensive. Of course, it is not possible for the Federal

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The Basics of Getting Vision Insurance Coverage

The Basics of Getting Vision Insurance Coverage

What is Vision Insurance? Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. What is covered under vision insurance plans?  Vision insurance relates to plans meant for eye care (both preventative and prescriptive). It is helpful whether you need basic

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The Basics of Getting Dental Insurance Coverage

The Basics of Getting Dental Insurance Coverage

What is Dental Insurance? Dental insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services at all levels, preventive, basic and major. What is covered under dental insurance plans?  Dental insurance plans cover two dental visits per year for cleanings, X-rays, and fillings. Different dental

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4 Tips to Bring Down Medical Expenses for Small Enterprises

4 Tips to Bring Down Medical Expenses for Small Enterprises

There’s not just one hassle to run a small business in America, there are a number of them. Health care is one expense that most small enterprises get traumatized about. Simple things like lab tests, a visit to the family physician and lab tests can cost a fortune. In such a situation, people look for

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8 Key Terms in the Health Insurance Industry Every American Should Understand

8 Key Terms in the Health Insurance Industry Every American Should Understand

Ah, so you have finally decided to buy a health insurance for yourself and the family. Health insurance can actually become very confusing with a host of plans and clauses attached. There are almost more than 20 terms that you are required to understand in order to figure out which health insurance plan actually suits

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What are the Health Insurance Benefits through the Marketplace

What are the Health Insurance Benefits through the Marketplace

Falling sick is never in our hands, but taking precautions to avert illnesses is essential. People living in the US continuously live with the fear of going bankrupt if they have to undertake medical care. Anything from a visit to the doctor, to the prescribed drugs, or even screenings and lab tests can cost a

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Two Vital Features that Makes A Successful Private Health Insurance Exchange

Two Vital Features that Makes A Successful Private Health Insurance Exchange

A private exchange in its core function is a private business, operated by insurance agencies and brokers, towards selling health care products to its customers in the digital or online platform. Private exchanges are one of their kinds when providing their consumers to buy from an array of health insurance policies and allied health facilities.

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Are You and Your Family Getting All the Vaccines You Need?

Are You and Your Family Getting All the Vaccines You Need?

August is National Immunization Month. Learn all the facts to help keep your family safe. It is important to learn all about immunization and make sure you and your family has taken the necessary vaccines. The World Health Organization has put together useful information on immunization that helps spread awareness. Please read below: Overview Immunization

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8 Tips to Identify the Best Health Insurance Plan

8 Tips to Identify the Best Health Insurance Plan

Picking that perfect health insurance policy for an individual can be a nerve-wracking experience altogether. The requirements within these plans and their different combinations can confuse any person easily. Some plans may look extremely lucrative, yet when you calculate the premiums plus added costs, the entire estimate suddenly turns upside-down. Health care costs can be

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The one Truth about Obamacare Premiums You Should Know

The one Truth about Obamacare Premiums You Should Know

Average health insurance premiums dropped ever since Obamacare implementation, study says You might choose to disbelieve this fact, but the latest study on Obamacare premiums show that the average amount of health care costs dropped substantially in 2014 when the Affordable Care Act took effect. The two health-care analysts, who recently undertook the deep analysis,

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Performance of Obamacare in the Last 5 Years

Performance of Obamacare in the Last 5 Years

On 23rd March 2010 a new kind of health reform was implemented in the USA. Patient Protection Affordable Care Act (PPACA), or Affordable Care Act (ACA), colloquially coined Obamacare was introduced in the health care space. The last time the Federal Government took a similar initiative was way back in 1965, by introducing Medicaid and

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Open Enrollment 2017 In Obamacare – Start Your Homework

Open Enrollment 2017 In Obamacare – Start Your Homework

Do you have a qualifying event that will allow you to buy health insurance outside Open Enrollment? If yes, you can still buy an ‘Obamacare Plan 2016’ for yourself. The last period for open enrollment ended on January 31st, 2016. The Federal Government has, of course, kept two options open for those who wish to

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How to Battle Rising Health Care Costs and Emerge a Winner?

How to Battle Rising Health Care Costs and Emerge a Winner?

The why, how and what may be next in the U.S. health insurance expenditures It is not unusual to hear stories of healthcare costs that play a large part in the rise of personal bankruptcies, or why people don’t have health insurance, simply because they can’t afford it. In fact, this is exactly what President

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Confused About Obamacare and Buying the Right Health Insurance Coverage?

Confused About Obamacare and Buying the Right Health Insurance Coverage?

We have put together an easy guide.. just for you! How many times have you stopped midway while filling your health insurance documents? Or have postponed buying coverage because you don’t have the time to understand the health care law? Firstly, if you’re confused about Obamacare, you’re not alone. Several surveys show that millions of

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Simple Safety Tips For 4th of July Holiday

Simple Safety Tips For 4th of July Holiday

So are you ready to enjoy America’s most favorite holiday and long weekend? While you are busy inviting friends and family and planning the fun and frolic, we thought we will remind you about safety. Yes, with all the grilling and fireworks, it is better to be safe now than sorry later right? Celebrate safely

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Obamacare Deliverance: Fear No More of Bankruptcy because of Healthcare Expenses

Obamacare Deliverance: Fear No More of Bankruptcy because of Healthcare Expenses

The Affordable Care Act (ACA) colloquially termed by the US citizens as Obamacare, provides healthcare that can be afforded by all in USA. This Act attempts to provide patient protection under the federal statute, and was brought into legal framework by the President Barack Obama and his government, in 2010. The effort behind enacting the

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Get to Know Your Health Insurance Plan Better

Get to Know Your Health Insurance Plan Better

Getting covered with the right health insurance plan is important for you and your family to stay healthy. But it takes a lot of patience to understand what your plan covers, the benefits and costs associated with it. Our Health Insurance Basics resource center is a good place to start. We have simplified the essentials

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Take Advantage of Free Preventive Care under the ACA

Take Advantage of Free Preventive Care under the ACA

No copay, coinsurance or deductible for these services Prevention is better than cure… always! One of the best ways to stay healthy is to listen to your body and undergo routine checkups before symptoms start surfacing. It not only keeps you in charge of your health conditions but can also save you some serious money

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How Can You Get Health Insurance Coverage Outside Open Enrollment

How Can You Get Health Insurance Coverage Outside Open Enrollment

2016 plans are only available with a qualifying event Open enrollment for 2016 ended on January 31, but you need to buy health insurance now. There are two options: Check if you qualify for a Special Enrollment Period. The next open enrollment period will begin November 1, 2016, for coverage effective January 1, 2017, and

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Health Insurance Coverage & Insurance Marketplace Data

Health Insurance Coverage & Insurance Marketplace Data

Health Insurance Coverage alludes to complete coverage during the calendar year. Two types of health insurance marketplaces are there, one is private insurance and another one is government insurance. The private health insurance is conventionally provided via an employer and coverage purchased directly by an individual from an insurance company or through insurance marketplace such

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How To Choose The Right Health Insurance Coverage And Save?

How To Choose The Right Health Insurance Coverage And Save?

2017 Open Enrollment for the health insurance marketplace established by the Affordable Care Act (ACA; a/k/a Obamacare) is a few months away. But it is good to learn more about it way in advance and plan your insurance year. If this is your first year for enrolling in health insurance through the marketplace, or even

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ACA Checkup: What Small Employers Need to Know about the Affordable Care Act.

ACA Checkup: What Small Employers Need to Know about the Affordable Care Act.

Welcome to the first edition of The ACA Checkup –a series outlines offering a quick summary of key points of the ACA and how it can impact you, your business and your employees. This edition will focus on the definitions of and regulations for employers. The Affordable Care Act is very specific in outlining employer

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Private Health Insurance Exchanges Continue to Grow in Popularity… But Not Where You Might Expect

Private Health Insurance Exchanges Continue to Grow in Popularity… But Not Where You Might Expect

Private exchanges have become an increasingly popular option for employers looking to offer their employees additional health plan options while at the same time controlling costs. Until recently, private exchanges were mainly relegated to jumbo employers and early retiree populations (e.g. IBM and General Electric). Employer-Sponsored Private Exchanges In the past few years however, employers,

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Planning for the Cadillac Tax Obamacare

Planning for the Cadillac Tax Obamacare

You may have heard about the Cadillac Tax a few years ago when the Affordable Care Act (ACA) or Obamcare was passed. Officially called the Excise Tax, this tax is a permanent, non-deductible, annual tax beginning in 2018 on high-cost employer-sponsored health coverage. When the ACA was passed in 2010, 2018 was a long time away,

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