Healthcare


Preventative Care is Always a Good Option

Preventative Care is Always a Good Option

The cost of your Medicare health insurance depends on several factors, including the state or county in which you live. It follows that the amount you actually have to pay for your care and treatment, either through insurance or ‘out of pocket,’ depends on individual...
Planning Your Special Day? Don’t Forget These Essential Tips!

Planning Your Special Day? Don’t Forget These Essential Tips!

If you are planning a wedding in the next twelve months, you will be in good company. Over two million weddings are held annually in the USA, and that takes a lot of planning. Put another way, two and a half million couples are poring over endless lists—lists of the...
DON’T WORRY ABOUT WORRYING AND TAKE THE STRAIN OUT OF STRESS

DON’T WORRY ABOUT WORRYING AND TAKE THE STRAIN OUT OF STRESS

LAUGHTER IS THE BEST MEDICINE Stress is not technically a disease. It is the body’s automatic response to a perceived external threat or unexpected change. The response may be physical, emotional, or cognitive, but our early ancestors’ only survival option was...
WE NEED TO TALK…ABOUT NICOTINE

WE NEED TO TALK…ABOUT NICOTINE

WHERE DOES IT COME FROM? WHAT DOES IT DO? IS NICOTINE ALL BAD? DOES NICOTINE DESERVE ITS REPUTATION? WHICH IS SAFER, VAPES OR ZYN? Nicotine, where does it come from? Nicotine is an alkaloid that occurs naturally in the tobacco plant. The plant was originally found...
TELEHEALTH, THE DOCTOR IN YOUR POCKET

TELEHEALTH, THE DOCTOR IN YOUR POCKET

Perhaps you may be reading this on your laptop, tablet, or iPhone; WHY? Did someone suggest it? Your doctor? Your pharmacist? A healthcare provider? Your health insurance adviser? A friend? Or just a lucky chance? Whatever the reason, when reading this article about...
WHAT PARENTS SHOULD KNOW ABOUT MEASLES

WHAT PARENTS SHOULD KNOW ABOUT MEASLES

Is measles dangerous? How contagious is measles? How common is measles in the United States? What can you do to protect your children? The brief answers to these questions are: – Is measles dangerous? YES How contagious is measles?  VERY How common is...
The Role of Dopamine: Deficiency, Symptoms, and Natural Treatments

The Role of Dopamine: Deficiency, Symptoms, and Natural Treatments

The function of dopamine.  What is dopamine deficiency and what are the causes? What are the symptoms of dopamine deficiency? Is there a cure? Is there a natural way to treat dopamine deficiency? Most neurodegenerative diseases, e.g., Alzheimer’s and Parkinson’s...
GET THE BEST VALUE FROM YOUR ER VISITS

GET THE BEST VALUE FROM YOUR ER VISITS

Why are ER visits so expensive? What can you do to lessen the number of visits to the ER? How can you keep costs down? Are there alternatives? Why are ER visits so expensive? The word EMERGENCY says it all! Emergency Rooms are designed to manage emergencies, and from...
“I’M SINGING IN THE RAIN And I feel happy again.”

“I’M SINGING IN THE RAIN And I feel happy again.”

An antidote to depression Researchers (American Medical Association) estimate that one in six Americans take antidepressants, of whom more than a quarter are long-term users. Antidepressants are the most prescribed medication in the USA. Anxiety in certain...
LIFE EXPECTANCY FALLS AGAIN

LIFE EXPECTANCY FALLS AGAIN

The terms ‘mortality rate’ and ‘life expectancy’ are often used interchangeably but have entirely different meanings. Mortality rates refer to the number of deaths in a specific ‘population’ related to a particular causation(s). The ‘population’ may consist of a whole...
Some tips to improve your sleep quality without medication

Some tips to improve your sleep quality without medication

There are so many words that describe our need for sleep we could use this page to list them all.  But two stand out: Tiredness and Fatigue.  We tell someone we feel tired or fatigued, and we feel the need to sleep.  Sleep is the nature’s response to...
VIRGINIA GOES SOLO

VIRGINIA GOES SOLO

By Open Enrollment in 2023, Virginia will have its “own” Health Insurance Exchange (marketplace).  Although every state must have an exchange, most (33) run their marketplace on a federally-run I.T. platform. The other 17 states run on independent platforms of their...
IS MEDICARE ENOUGH TO…?

IS MEDICARE ENOUGH TO…?

Provide me with the insurance coverage I need to secure my future well-being. You may be approaching 65 and eligible to sign up for Medicare for the first time.  You may be reconsidering your plan(s) for next year, intending to reduce your out-of-pocket costs or...
MEDICAID EXPANSION AND YOU

MEDICAID EXPANSION AND YOU

To understand Medicaid expansion, we have to go back to the days before 1965 when Medicaid was introduced. Until then, the care of older adults, the terminally ill, people with chronic illnesses, and those who could not afford health insurance was in the hands of...
5 Tips to Help You Pick the Right Health Insurance Plan

5 Tips to Help You Pick the Right Health Insurance Plan

Are you ready to dive into the world of health insurance? Don’t worry, we’ve got your back! Navigating through the sea of options can be overwhelming, but fear not – we’re here to help. In this blog post, we’ll provide you with 5 tips to...
ACA Subsidies Lower the Cost of Monthly Premiums

ACA Subsidies Lower the Cost of Monthly Premiums

Accessible, Affordable, and Attainable One of the key achievements of the Affordable Care Act (ACA) was the introduction of health insurance subsidies. For health insurance bought on the Marketplace, Obamacare subsidies lower the cost of monthly premiums for ACA...
‘A’ is for Asthma

‘A’ is for Asthma

Asthma is one of the most undiagnosed and undertreated medical conditions. It occurs most commonly in children. About twenty-six million Americans suffer from asthma-and about six million of these are under eighteen. It is also the primary reason children miss school...
Everything you need to know about The Federal Poverty Level (FPL)

Everything you need to know about The Federal Poverty Level (FPL)

Perhaps you are concerned that a friend, a relative, or yourself are showing signs of having problems with forgetfulness, problem-solving, or communication. Like weakening muscles, stiffening arteries, muscle wastage, and age-related memory failings, these symptoms...
ENDOMETRIOSIS Shh!  We don’t talk about it

ENDOMETRIOSIS Shh!  We don’t talk about it

Over six million women in the USA live with the chronic, complex diagnosis condition endometriosis.  Yet this life-changing condition attracts little attention.  Your interest in the article is likely sparked by the need to UNDERSTAND the cause of symptoms...
Know about Autism and where to look for advice

Know about Autism and where to look for advice

What is Autism? The chances are that if you are reading this article, you are already acquainted with the condition from direct family experience or indirectly from colleagues or friends.  You will seek information to help you as a potential carer or to support...
Affordable Health Coverage Options for the Unemployed

Affordable Health Coverage Options for the Unemployed

As an unemployed person, you may be able to get an affordable health insurance plan through the TrueCoverage.com insurance marketplace, with savings based on income and household size. Connected to Healthcare.gov marketplace, you can now find out if you qualify for...
FENTANYL – THE GOOD, THE BAD, AND THE UGLY

FENTANYL – THE GOOD, THE BAD, AND THE UGLY

Background Fentanyl is a synthetic drug, a narcotic of the opioid group, designed in the late 1950s. It is used to treat severe pain, e.g., during surgery as an anesthetic, after surgery for acute (short-term) pain relief, or to ease end-of-life discomfort (chronic...
Insights into Dementia – What you need to know

Insights into Dementia – What you need to know

What is Dementia? Dementia is most often associated with forgetfulness.  A loss of neurons is a significant cause of forgetfulness.  As Shakespeare might have said,  ‘Some people are born forgetful,  some develop forgetfulness,  some...
What you need to know about glaucoma

What you need to know about glaucoma

WHAT IS GLAUCOMA? The term ‘glaucoma’ covers several conditions that cause damage to the optic nerve. Why is it so important? The optic nerve carries the visual information captured by your eyes to your brain. If the optic nerve is damaged, it sends...
Have we conquered HIV/AIDS?

Have we conquered HIV/AIDS?

We hear and read so little now about HIV/AIDS that you might think this life-threatening virus has been conquered.  Like all viral diseases, once they have established themselves in the human population, they or their mutations will continue to threaten...
Chronic Obstructive Pulmonary Disease

Chronic Obstructive Pulmonary Disease

What is Chronic Obstructive Pulmonary Disease, and what are the symptoms? As the name implies, Chronic Obstructive Pulmonary Disease, commonly called COPD, covers a group of progressive lung conditions. These conditions include the more familiar terms chronic...
Can you confidently say, “I don’t suffer from diabetes”

Can you confidently say, “I don’t suffer from diabetes”

I don’t suffer from diabetes The chances are that you’re right; you do not have and will not suffer from diabetes. Don’t take more risks than you need. There are ways to reduce the possibility of the risk of this debilitating condition. In 2019 37.3 million Americans...
Cholesterol, Friend, or Foe?

Cholesterol, Friend, or Foe?

Your body makes cholesterol naturally. Cholesterol is essential to cell production, certain hormones, vitamin D, and your digestive system. So cholesterol is vital to our existence. At the proper levels, it is your friend. High cholesterol levels are your enemy. What...
What are Non-Pharmaceutical Drug Treatments for ADHD?

What are Non-Pharmaceutical Drug Treatments for ADHD?

Yes, there are non-pharmaceutical approaches to supporting those living with ADHD-affected loved ones and minimizing their dependence on pharmaceutical drug intervention and the risk of side effects. We spoke recently on what to do if you suspect your child has ADHD,...
Do I have “Long COVID-19?”

Do I have “Long COVID-19?”

The term “Long COVID” has been frequently spoken about in the news media as of late. If you still feel like you are recovering from lingering symptoms from a prolonged past COVID-19 infection, your symptoms may be due to a case of Long or Post COVID-19. The World...
What Does it Cost to have a Baby in a Hospital?

What Does it Cost to have a Baby in a Hospital?

Nearly 4 million women in the United States will give birth annually and in 2020 alone, approximately one in nine U.S. women of childbearing age was uninsured. If you are insured, the cost of having a baby will require you to first meet your insurance’s deductible,...
Will my Health Insurance Cover Therapy?

Will my Health Insurance Cover Therapy?

According to NAMI, the National Alliance on Mental Illness, an estimated one out of five U.S. adults experience a mental health issue every year. However, many of those afflicted do not seek help for their problems due to a litany of reasons, such as the stigma...
Moving? What a Change in Residence Means for Your Health Insurance

Moving? What a Change in Residence Means for Your Health Insurance

While the 2022 Open Enrollment window for the Affordable Care Act (ACA) ended at the beginning of the year, don’t fret if you haven’t gotten cheap health insurance coverage! We are currently in the Special Enrollment Period (SEP), which allows certain triggering...
What is Alopecia? (Hair Loss)

What is Alopecia? (Hair Loss)

For many, the pop-culture debate regarding the slap heard round the world at this weekend’s Academy Awards ceremony has resulted in more questions than answers. Today we will get down to the root of one of those questions; just what is alopecia anyway? Alopecia is the...
Thyroid Disease Awareness

Thyroid Disease Awareness

Did you know that approximately 20 million Americans are affected by some type of thyroid disease? But just what is the thyroid, and why does it matter? The thyroid is a butterfly-shaped endocrine gland in your neck just above your collarbone, wrapped around your...
Five Things You Can Get Free From the U.S. Federal Government

Five Things You Can Get Free From the U.S. Federal Government

We all pay taxes, and we all resent it. So often, it seems like we get nothing tangible in return. Still, there are many things you can get free of charge from the federal government, here are just a few: 1) Cell Phone – Recognizing that cells phones are essential for...
How to Find Affordable Health Insurance Coverage for Young Adults

How to Find Affordable Health Insurance Coverage for Young Adults

If you are currently a young adult, you probably do not remember a time before the inception of the Affordable Care Act (ACA), sometimes called Obamacare. Back then, insurance companies did not have to continue covering you through your college-age years. But one of...
Which is better, an HMO or a PPO Health Insurance Policy

Which is better, an HMO or a PPO Health Insurance Policy

A Health Maintenance or a Preferred Provider Organization? WHICH IS BEST FOR YOU? We begin with a brief explanation of the differences between these two types of health insurance plans, HMO and PPO, and then discuss some reasons for choosing one or the other. Each has...
How Will My Lyme Disease Diagnosis Affect My Health Insurance?

How Will My Lyme Disease Diagnosis Affect My Health Insurance?

Have you ever checked for ticks after going for a hike or walking through tall grass? If so, you’re probably familiar with the risks of Lyme disease – the most common vector-borne illness in the United States. Every year, over 30,000 people in America will contract...
How Does My Health Insurance Change If I Adopt a Child?

How Does My Health Insurance Change If I Adopt a Child?

First of all, congratulations! Adopting a child is a very exciting time in many parents’ lives. The decision to add a new child to the family also comes with a variety of considerations, including health insurance coverage. Rest assured that federal law requires your...
Top 5 Reasons Why Disability Claims Are Denied

Top 5 Reasons Why Disability Claims Are Denied

Because filing for Social Security disability can be complicated, it’s not unusual for a claim to be denied at first; however, many of those who are denied initially go on to be successfully approved for benefits. To increase your odds of approval, it’s...
Why Are Not All Drugs Covered Under Health Insurance?

Why Are Not All Drugs Covered Under Health Insurance?

Coverage for prescription drugs can be a complicated part of your health insurance plan. It’s common for a plan to cover at least some drugs, but few plans will cover all available medications. Much of the time, what you pay within your plan will depend on the...
How to Get Antidepressants without Insurance

How to Get Antidepressants without Insurance

Depression and anxiety are debilitating mental health conditions that affect every aspect of life. Symptoms can range from irritability and lack of motivation to severe depressive episodes that leave you feeling helpless. For about 10% of Americans over the age of 12,...
ACA Open enrollment guide-How long it takes to enroll?

ACA Open enrollment guide-How long it takes to enroll?

Open enrollment only lasts about two months each year, give or take — it can be longer or shorter, depending on which state you live in. But even six weeks is more than enough time to compare plans, as well as apply and sign up for health insurance. Preparing ahead of...
Can You Cancel Health Insurance at Any Time?

Can You Cancel Health Insurance at Any Time?

Health insurance is one of the most important ways in which you can protect yourself, both from health risks and financial ones. It gives you peace of mind knowing that your medical bills will be covered should you fall ill. While the individual mandate part of the...
Smoking and health insurance. All you need to know

Smoking and health insurance. All you need to know

Smoker or not, anyone applying for ACA-compliant health insurance (Obamacare) has to answer the question: Do you use tobacco? Does Smoking affect Health Insurance premium? For those who smoke cigarettes, cigars, a pipe, or chew tobacco, the answer is simple. For those...
COVID-19 Health Insurance Options

COVID-19 Health Insurance Options

How can I lessen the chances of being infected by COVID-19? What is the latest advice on COVID-19 protection? What are COVID-19 Health Insurance options? Three questions as we approach Open Enrollment (November 1st) for 2021 ACA (Obamacare) health insurance coverage...
How do you answer question 4? Do you use Tobacco?

How do you answer question 4? Do you use Tobacco?

As open enrollment comes closer (November 1st)) and you need to contact your health insurance agent looking for your best health plan, you will be faced with four critical questions. Your age?Your location? (many states have different regulations) Do you need an...
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